Tuesday, January 10, 2012

IBPS Exam Paper


IBPS CLERKS EXAM GENERAL AWARENESS MODEL PAPER

1) 0.06 hectare
2) 0.08 hectare
3) 0.1 hectare
4) 0.12 hectare
5) 0.14 hectare

2.The National Green Tribunal headquartered at Delhi will have beneches at all the following places except :
1) Bhopal
2) Pune
3) Kolkata
4) Jaipur
5) Chennai



3.The total remuneration paid to all the board level directors of a company cannot exceed ............ of the company's net profit as per the Companies Act, 1956.
1) 5%
2) 10%
3) 15%
4) 20%
5) 25%

4.How much were exports from Special Economic Zones (SEZs) in 2010-11 ?
1) Rs. 99,689 crore
2) Rs 2,20,711 crore
3) Rs. 3,15,867 Crore
4) Rs. 4,21,254 crore
5) Rs. 5,63,742 crore

5.Which of the following committees submitted its report on human resource issues of public sector banks to the government in October 2011 ?
1) Arun Kumar Purwar
2) Bimal Jalan
3) Anil K. Khandelwal
4) Shyamala Gopinath
5) M.V. Nair

6.Which publishing company owns the Standard & Poor's rating agency ?
1) Financial Times
2) Harper Collins
3) Pearson
4) McGraw-Hill
5) Wall Street Journal

7.Indian Oil has started providing a facility of filling tyres with ............ a superior substitute to air, at its petrol pumps recently
1) Hydrogen
2) Helium
3) Nitrogen
4) Argon
5) Ozone

8.Reliable estimates of employment and unemployment are obtained through quinquennial labour force surveys conducted by National Sample Survey Office (NSSO). How much is India's labour force as per the latest labour survey ?
1) 425 million
2) 475 million
3) 525 million
4) 550 million
5) 600 million

9.As many as 381 Special Economic Zones (SEZs) have been notified by the government as on June 30, 2011. What percentage of land used by the SEZs is waste / barren / dry / industrial, the rest being agricultural ?
1) 94%
2) 82%
3) 73%
4) 67%
5) 45%

10.Which of the following accounts for the highest share in India's foreign exchange reserves?
1) Foreign currency assets
2) Gold reserrves
3) Specia Depository Receipts
4) Reserve position in the IMF
5) None of the above

11.The Comptroller & Auditor General of India (CAG) was appointed as the external audior of which of the following UN-affiliated organisations on September 30, 2011 ?
I) ILO
II) IAEA
III) WIPO
1) I only
2) II only
3) I and II only
4) II and III only
5) III only

12.Which European country introduced world's first fat tax - a surcharge on foods that are high in saturated fat - recently ?
1) France
2) Germany
3) Denmark
4) Holland
5) Greece

13. e-Zameen, a project that authenticates sale of immovable property and reduces time for registration of a sale deed, is an initiative of which state government ?
1) Gujarat
2) Bihar
3) Uttar Pradesh
4) Rajasthan
5) Andhra Pradesh

14.Fresh and Healthy Enterprises LTD (FHEL) is a fully owned subsidiary of which government owned company ?
1) Steel Authority of India
2) Container Corporation of India
3) Shipping Corporation of India
4) National Aluminium Company
5) Balmer Lawrie Ltd

15.According to the Food Safety and Standards Act, Rules and Regulation 2011, which came into effect recently, all Food Business Operators having an annual turnover of ..... or more would need to take license.
1) Rs 5 lakhs
2) Rs 8 lakhs
3) Rs 10 lakhs
4) Rs 12 lakhs
5) Rs 14 lakhs

16.'The Reerve Bank of India Working Group on NBFC Sector Issues and Concerns submitted its report recently. It has recommended a Capital to Risk Weighted Assets Ratio (CRAR) of ...... for all registered NBFCs
1) 9%
2) 10%
3) 11%
4) 12%
5) 13%

17.The Reserve Bank of India (RBI) unveiled guidelines and eligibility criteria for corporates to apply for licenses to set up commercial banks in August 2011. THe bank can lend a maximum of ......... of its funds to companies owned by the licensee.
1) 10%
2) 20%
3) 30%
4) 40%
5) 50%

18.The quarterly industrial outlook survey released by the Reserve Bank of India (RBI) gives an insight into the perception of non - financial public and private limited companies engaged  in manufacturing activities about their performance and future prospects. Which of the following has been commissioned by the RBI to conduct Industrial Outlook Survey for the October - December 2011 period recently ?
1) Centre of  Monitoring of India Economy (CMIE)
2) National Sampel Survey Office (NSSO)
3) Centre for Research Planning and Action (CERPA)
4) National Council for Applied Economic Research (NCAER)
5) National Foundation for Corporate Governance (NCGF)

19.The Union Environment Ministry has decided to declare Sathyamangalam wildlife sanctuary a 'Tiger Reserve'. The sanctuary is in which state ?
1) Karnataka
2) Andhra Pradesh
3) Tamil Nadu
4) Puducherry
5) Kerala

20.Goa became the first state in the country to launch cashless health insurance scheme "...... Aarogya Bima Yojana" for its entire pouplation in September 2011 ?
1) Shatabdi
2) Rashtriya
3) Nehru
4) Swarnajayanti
5) Sampoorna

21.Who among the following Chief Ministers was in news for the state government's "Beti Bachao Abhiyan" (Save the Girl Child Campaign) to ensure that the state's future populationn maintained a healthy balance in its numbers of boys and girls ?
1) Shivraj S. Chouhan
2) Narendra Modi
3) Nitish Kumar
4) Ashok Gehlot
5) Sheila Dixit

22.Which Indian petroleum company was in news recently for the first hydrocarbon discovery in Sri Lanka ?
1) ONGC
2) Cairn India
3) RIL
4) Essar Oil
5) Videocon Energy

23.Which of the following All India Service celebrated golden jubilee of its establishment India services recently ?
1) Indian Administrative Service
2) Indian Police Service
3) Indian Engineering Service
4) Indian Forest Service
5) indian Economic Serice

24.Which of the following is a private sector bank?
1) Oriental Bank of Commerce
2) Karur Vysya Bank
3) Indian Bank
4) Corporation Bank
5) All the above

25. How much was Reserve Bank of India's (RBI) gross income in 2010-11 ?
1) Rs. 37,070 crore
2) Rs. 32,884 crore
3) Rs 21,150 crore
4) Rs. 15,920 crore
5) Rs 7,782 crore

26.How much were the farm loans disbursed by public financial institutions (commercial banks, regional rural banks and cooperative banks) in 2010-11?
1) Rs 5.81 lakh crore
2) Rs 4.46 lakh crore
3) Rs 3.32 lakh crore
4) Rs 2.27 lakh crore
5) Rs 1.66 lakh crore

27.With which of the following has India Post tied up to provide money transfer service to enable those working abroad to remit money to their dependants in India not having bank accounts ?
1) MoneyGram
2) Western Union
3) PayPal
4) MasterCard
5) VISA

28.Which of the following public sector companies celebrated its Golden Jubilee recently ?
1) Steel Authority of India
2) Container Corporation of India
 3) Shipping Corporation of India
4) National Aluminium Company
5) Balmer Lawrie Ltd

29.Who among the following has been appointed as the Goodwill Ambassador of the Rajiv Gandhi Scheme for Empowerment of Adolescent Girls (SABLA) by Ministry of Woemn & Child Development recently ?
1) Priyanka Chopra
2) Sharmila Tagore
3) Kajol
4) Rani Mukherjee
5) Nandita Das

30.India assumed the chairmanship of which of the following international organisations in September 2011 ?
1) G77
2) Non Aligned Movement
3) G24
4) BRICS
5) G20

31.Which public sector bank has won the 'Indira Gandhi Rajbhasha Shield' for 2009-10 in 'Nationalized Banks and other Financial Institutions' category, recently ?
1) Central Bank of India
2) Corporation Bank
3) Union Bank of India
4) Indian Overseas Bank
5) Bank of India

32.Which of the following has entered into an agreement with 'The Green Goverance Programme' of ICICI Bank to implement projects like rainwater harvesting to enhance its biodiversity conservation potential recently?
1) Indian Railways
2) Indian Army
3) Indian Navy
4) Indian Air Force
5) BSF

33.Who is the Chairperson of the Union government appointed Expert Committee on alternative routes for the Sethusamudram Shipping Canal Project (SSCP) ?
1) Rajendra K Pachauri
2) M.S. Swaminathan
3) Vice Admiral V.R. Rao
4) A. Sundaramurthy
5) Madhav Gadgil

34.The State Bank of India (Subsidiary Bank Laws) Amendment Bill, 2011 passed by the Parliament recently will transfer authority over SBI and its subsidiaries from :
1) Central government to the RBI
2) Central government to the public financial institutions
3) RBI to the Central government
4) RBI to the public financial institutions
5) None of the above

35.The Reserve bank of India (RBI) unveiled guidelines and eligibility criteria for corporate India to apply for licenses to get up commercial banks in August 2011. Which of the following statements is / are correct ?
I) Companies applying for banking licenses should not have any income or assets from capital market and real estate businesses
II) Companies applying for banking licenses should have "successful track record" of 10 years
 III) THe minimum capital required to set up new banks has been fixed at Rs 500 crore
1) I only
2) I and II only
3) II and III only
4) III and I only
5) I, II and II

36.The Reserve Bank of India (RBI) unveiled guidelines and eligibility criteria for corporate India to apply for licenses to set up commercial banks in August 2011. Which of the following statements regarding existing norms for capital adequacy ratio, foreign shareholding and listing norms is / are correct ?
I) Minimum capital adequacy ratio should be 9%
II) Foreign shareholding (FDI = FII + NRI) is permitted up to 74 per cent
III) Listing of banks on stock exchanges is not compulsory
1) I only
2) I and II only
3) II and III only
4) III and I only
5) I, II and III

37.The Reserve Bank of India (RBI) unveiled guidelines and eligibility criteria for corporate India to apply for licenses to set up commercial banks in August 2011. The new banks will be required to open at least ............. of their branches in unbanked rural centres (population below 10,000).
1) 5 per cent
2) 10 per cent
3) 15 per cent
4) 20 per cent
5) 25 per cent

38.'Profile of Banks 2010-11' - a report on the performance of scheduled commercial banks (SCBs) in 2010-11 - was unveiled by the Reserve Bank of India in September 2011. What was the share of Publi sector banks (PSBs) in deposits and advances made by SCBs in 2010-11 ?
1) 44%, 45%
2) 56%, 55%
3) 67%, 65%
4) 78%, 77%
5) 81%, 80%

39.'Profile of Banks 2010-11' - a report on the performance of scheduled commercial banks (SCBs) in 2010-11 - was unveiled by the Reserve Bank of India in Septeber 2011. Which of the following statements about the performance of thre categories - public sector banks, private sector banks and foreign banks – is / are correct ?
I) Net NPA ratio was highest for public sector banks and lowest for private sector banks
II) Net NPA ratio (for all SBCs) is more than in 2010-11
 III) Net NPA ratio (for all SCBs) is 0.97
1) I only
2) I and II only
3) II and III only
4) III and I only
5) I, II and II

40. 'The Reserve Bank of India Working Group on NBFC Sector Issues and Concerns' submitted its report recently. Who is the Chairperson ?
1) Indira Rajaraman
2) Shyamala Gopinath
 3) Kalpana Morparia
4) Usha Thorat
5) Roopa Kudva

41.How much was India's GDP growth in the first quarter of the 2011-12 April - Jun (5) ?
1) 6.8%
2) 7.2%
3) 7.7%
4) 8.3%
5) 8.8%

42.Data of India's GDP growth in the first quarter of the 2011 - 12 (April - Jun (5) was released by the government on August 30, 2011. Which of the following statements is / are correct ?
I) Agriculture showed a lower growth in first quarter of 2011-12 compared to the same period in 2010-11
II) Manufacturing and Services showed a higher growth in first quarter of 2011-12 compared to the same period in 2010-11
III) Financing, Insurance Real Estate and Business Servces accounted for the highest share of GDP in first quarter of 2011-12
1) I and II only
2) II only
3) II and III only
4) III only
5) I, II and III

43.Which of the following statements about New Pension System (NPS) is / are correct ?
I) Subscribers get guaranteed rate fo return
II) NPS is open for subscription for government as well as private sector employees
III) FDI upto 26% is permitted in NPS
1) I and II only
2) II only
3) II and III only
4) III only
5) I, II and III

44.How many villages in the country have been covered with telephone connectivity through village public telephones as per information given by Communications Ministry in September 2011 ?
1) 5,60,000
2) 5,80,000
3) 6,10,000
4) 6,30,000
5) 6,50,000

45.Which of the following has launched "Digital Mandi" - a mobile phone application for dissemination of mandi rates of different crops in agricultural produce markets, tot he Indian farmers recently ?
1) Idea Cellular
2) Bharti Airtel
3) BSNL
4) Vodafone
5) Reliance Com

46.Which of the following has launched GOld Index to track the performance of gold prices in the domestic
1) SEBI
2) BSE
3) CRISIL
4) NSE
5) ICRA

47.How many villages int he country have been covered by Banking Serices as on March 31, 2011 as per information given by Finance Ministry on August 30, 2011 ?
1) 34,912 villages
2) 29,569 villages
3) 26,347 villages
4) 22,630 villages
5) 17,925 villages

48.How any persons are employed in micro, small and medium enterprises (MSMEs) sector as per government information in August 2011 ?
1)  373.712 lakh persons
2) 429.281 lakh persons
3) 594.61 lakh persons
4) 611.937 lakh persons
5) 704.219 lakh persons

49.Which of the following has been asked to close down its deposit taking operations by the RBI ?
1) Shriram Transport Finance Company Ltd.
2) Bajaj Finance Ltd.
3) Mahindra & Mahindra Financial Services Ltd.
4) Muthoot Capital Services Ltd.
5) Sahara India Financial Corp.

50. 'The Reserve Bank of India Working Group on NBFC Sector Issues and Concerns' submitted its report recently. WHich of the following recommendations on eligibility criteria for registration of NBFCs is / are correct ?
I) NBFCs should have minimum not owned funds of Rs 2 crore
II) NBFCs should have a minimum asset size of Rs 50 crore
III) Existing NBFCs not satisfying 'minimum net owned funds' and 'minimum asset size' criteria should deregister
1) I only
2) I and II only
3) II and III only
4) III and I only
5) I, II and III

ANSWERS:

1) 4    2) 2    3) 4    4) 2    5) 4    6) 3    7) 3    8) 3    9) 3    10) 4
11) 1    12) 4    13) 2    14) 4    15) 4    16) 4    17) 3    18) 3    19) 4    20) 3
21) 3    22) 4    23) 4    24) 3     25) 4    26) 3    27) 3    28) 2    29) 3    30) 4   
31) 4    32) 4    33) 4    34) 4    35) 3    36) 3   37) 3    38) 2    39) 3    40) 4
41) 4    42) 2    43) 4    44) 4    45) 2    46) 4    47) 3    48) 4   49) 3    50) 2



New Schedule for IBPS CWE Clerical Cadre Written Examination 2011


IBPS has scheduled three new dates for Common Written Examination (CWE) for Clerical Cadre. The exam will now be held on three dates namely 27 November 2011, 4 December 2011, and 11 December 2011. Prior to this, the CWE exam for clerical cadre was scheduled on 27 November 2011 only.

CLICK HERE to know more.

Moreover, IBPS has allotted centre other than the one opted by some candidates due to non-availability of adequate number of venues. The information about the exam date and allotted centre has been sent to the eligible candidates along with their call letter by e-mail (which they had used for registration).



BANK EXAMS GENERAL AWARENESS PRACTICE QUESTIONS


1. Where did the representatives of 27 countries meet in November 2011 to evolve a consensus-based mechanism that will ensure stability and prosperity in the wartorn Afghanistan? (External Affairs Minister S.M.Krishna attended this conference)
1) Kabul
2) Istanbul
3) Islamabad
4) New Delhi
5) New York

2. Nabam Tuki was sworn in as the new Chief Minister of which of the following states in November 2011?
1) Sikkim
2) Manipur
3) Meghalaya
4) Tripura
5) Arunachal Pradesh

3. Agriculture accounts for what per cent of India's Gross Domestic Product (GDP)?
1) 16%
2) 28%
3) 56%
4) 32%
5) 25%

4. Michael Chilufya Sata has become the President of which of the following African countries?
1) Tanzania
2) Zambia
3) Malawi
4) Mozambique
5) Zimbabwe

5. The Union Cabinet has approved the Mines and Mineral Development and Regulation (MMDR) Bill, 2011. This bill provides for mining companies to keep aside what per cent of their net profits for a Mineral Development Fund to be used for the rehabilitation of project-affected people in the tribal areas of India?
1) 25%
2) 26%
3) 49%
4) 30%
5) 35%

6. Who is the Scientific Advisor to the Defence Minister and the Director-General of the Defence Research & Development Organization (DRDO)?
1) V.G.Sekaran
2) Avinash Chander
3) V.K.Saraswat
4) Radhakrishna
5) Kasturi Rangan

7. The Comptroller and Auditor General of India (CAG) has been appointed as external auditor of which of the following organizations?
1) IAEA & WTO
2) WTO & UNESCO
3) UNICEF & UNESCO
4) IAEA & WIPO
5) None of these

8. Which of the following days is observed as The International Day of Non-Violence?
1) January 30
2) October 31
3) October 2
4) October 24
5) January 12

9. Anwar al-Awlaki, an influential leader of the al-Qaeda, was killed in a drone attack recently. In which country was he killed by the Central Intelligence Agency (CIA) of the USA?
1) Pakistan
2) Yemen
3) Saudi Arabia
4) USA
5) Afghanistan

10. Who has become the first woman jawan in the Indian Army?
1) Poonam Kaur
2) Dimple Singla
3) Shanti Tigga
4) Nandana Sen
5) None of these

11. The Prime Minister Manmohan Singh and Hamid Karzai signed the Strategic Partnership Agreement (SPA) in New Delhi in October 2011. Hamid Karzai is the President of which of the following countries?
1) Syria
2) Oman
3) Pakistan
4) Afghanistan
5) Iran

12. Bhagwat Jha Azad passed away recently. He was the former Chief Minister of which of the following states?
1) Uttar Pradesh
2) Madhya Pradesh
3) Bihar
4) Jammu & Kashmir
5) Uttarakhand

13. Saul Perlmutter, Adam Reiss and Brian Schmidt have jointly won the 2011 Nobel Prize in which of the following subjects?
1) Physics
2) Chemistry
3) Medicine
4) Literature
5) Economics

14. Global ratings firm Moody's Investors Service has downgraded which Indian bank's Bank Financial Strength Rating (BFSR), or Standalone rating, to 'D+' from 'C-' ?
1) SBI
 2) IOB
3) OBC
4) Canara Bank
5) Vijaya Bank

15. A memorandum of understanding (MoU) was signed between the Indian Council for Cultural Relations and the University of Lausanne to establish Rabindranath Tagore Chair on Indian Studies in October 2011. In which country is this university situated?
1) Denmark
2) Switzerland
3) Sweden
4) Norway
5) Netherlands

16. Who defended the double trap gold medal in the Shooting World Cup Finals in Al Ain, United Arab Emirates in October 2011?
1) Ronjan Sodhi
2) Hu Binyuan
3) Gagan Narang
4) Abhinav Bindra
5) None of these

17. Which of the following international agencies granted full membership to Palestine recently?
1) UNO
2) UNESCO
3) WTO
4) IMF
5) None of these

18. Renault will launch its compact car "Pulse" in India in 2012. To which country does this car maker belong?
1) USA
2) Germany
3) Italy
4) Japan
5) France

19. President Pratibha Patil visited Switzerland recently. Who is the President of Switzerland?
1) Micheline Calmy-Ray
2) Cristina Fernandez
3) Mary McAleese
4) Rosa Otunbayeva
5) None of these

20. Who became the first cricketers ever to be convicted for fixing a part of a match in November 2011?
1) Salman Butt & Salim Malik
2) Salman Butt & Mohammad Asif
3) Mohammad Asif & Salim Malik
4) Herschelle Gibbs & Salman Butt
5) None of these

21. Which of the following countries is not a member of BASIC?
1) China
2) India
3) Brazil
4) South Africa
5) Australia

22. Which of the following sports personalities were commissioned as Honorary Lieutenant Colonel in the Territorial Army in November 2011?
1) Abhinav Bindra & Sachin Tendulkar
2) Viswanathan Anand & Gagan Narang
3) Abhinav Bindra & Gagan Narang
4) Mahendra Singh Dhoni & Vijender Singh
5) Mahendra Singh Dhoni & Abhinav Bindra

23. Who, at the age of 24, became the youngest Formula One driver to win back-to-back world championships in October 2011?
1) Sebastian Vettel (Germany)
2) Jenson Button (UK)
3) Fernando Alonso (Spain)
4) Mark Webber (Australia)
5) Lewis Hamilton (UK)

24. Who is the author of the book "Revolution 2020"?
1) Arundhati Roy
2) Amitav Ghosh
3) Chetan Bhagat
4) Sharmila Bose
5) None of these

25. Representatives from BASIC countries met in which of the following cities to seek consensus on climate change issues to pave the way for the Durban climate change conference at the end of this year?
1) Beijing
2) New Delhi
3) Mumbai
4) Shanghai
5) None of these

26. Identify the incorrect statement
1) The State Bank Group has 25,000 ATMs, out of which SBI alone has 20,087.
2) The State Bank Group now has 18,181 branches, out of which SBI alone has 13,500 plus branches.
3) SBI will add 10,000 ATMs annually for the next three years.
4) The 9,000th rural, semi-urban (RUSU) branch of the State Bank Group was opened at Sundargarh in Orissa recently.
5) H.S. Upendra Kamath assumed charge as Chairman of State Bank of India in April 2011.

27. Who has taken over as Chairman of the Indian Banks' Association (IBA) from April 1, 2011?
1) M.V. Nair
2) M.D. Mallya
3) K.R.Kamath
4) Alok Misra
5) None of these

28. Who has been elected as chairman of the executive board of the Indian School of Business (ISB)?
1) Anil Ambani
2) Rahul Bajaj
3) Sunil Mittal
4) Adi Godrej
5) N.R. Narayana Murthy

Answers
1) 2 2) 5 3) 1 4) 2 5) 2 6) 3 7) 4 8) 3 9) 2 10) 3 11) 4 12) 3 13) 1 14) 1 15) 2 16) 1 17) 2 18) 5 19) 1 20) 2 21) 5 22) 5 23) 1 24) 3 25) 1 26) 5 27) 2 28) 4
IBPS Bank Probationary Officers/Management Trainees, 2011I


English Language
(Held on 18-09-2011) 


Directions—(1-5) : In each of the following questions a short passage is given with one of the lines in the passage missing and represented by a blank. Select the best out of the five answer choices given, to make the passage complete and coherent.

1. Women's rights around the world are an important indicator to understand global well-being. A major global women's rights treaty was ratified by the majority of the world's nations a few decades ago, ......... These range from the cultural, political to the economic. For example, women often work more than men, yet are paid less; gender discrimination affects girls and women throughout their lifetime; and women and girls are often the ones that suffer the most poverty. Many may think that women's rights are only an issue in countries where religion is law. Or even worse, some may think this is no longer an issue at all. But reading the report about the United Nation's Women's Treaty and how an increasing number of countries are lodging reservations will show otherwise. Gender equality furthers the cause of child survival and development for all of society, so the importance of women's rights and gender equality should not be underestimated.
(A) This treaty tackled and solved a number of issues related to women.
(B) Why is it then, that moment still face a number of problems on the domestic front?
(C) Thus, the woman today is ten times more empowered as compared to a woman say about a decade age.
(D) Women's activists across nations have implored the respective governments to take this seriously.
(E) Yet, despite many successes in empowering women, numerous issues still exist in all areas of life.\
Ans : (A)

2. Research has shown that air pollutants from fossil fuel use make clouds reflect more of the sun's rays back into space. This leads to an effect known as global dimming whereby less heat and energy reaches the earth. ............ However, it is believed that global dimming caused the droughts in certain parts of the world where millions died, because the northern hemisphere oceans were not warm enough to allow rain formation. Global dimming is also hiding the true power of global warming. By cleaning up global dimming-causing pollutants without takling greenhouse gas emissions, rapid warming has been observed, and various human health and ecological disasters have resulted, as withnessed during the European heat wave in 2003, which saw thousands of people die.
(A) This though, does not bring any relief in the problems associated with climate change.
(B) This phenomenoun thus is part of the climate change problem.
(C) Scientists thus believe that this phenomenon goes hand in hand with global warming
(D) At first, it sounds like and ironic saviour to climate change problems
(E) The answer to all our problems with respect to climate change is definitely here
Ans : (C)

3. Poverty is the state for the majority of the world's people and nations. Why is this ? .......... Have they been lazy, made poor decisions, and been solely responsible for their own plight ? What about their governments ? Hove they pursued policies that actually harm successful development ? Such causes of poverty and inequality are no doubt real. But deeper and more global causes of poverty are often less discussed. Behind the increasing interconnectedness promised by globalization are global decisions, policies, and practices. These are typically influenced, driven, or formulated by the rich and powerful. These can be leaders of rich countries or other global actors such as multinational corporations, institutions, and influential people. In the face of such enormous external influence, the governments of poor nations and their people are often powerless. As a result, in the global context, a few get wealthy while the majority struggles.
(A) Is it enough to blame poor people for their own predicament?
(B) What is the government doing about it?
(C) Are the wealthy ones in the nation even aware of this?
(D) The government has already taken measures to eradicate the same.
(E) The huge gap between the rich and the poor in the nation is now narrowing
Ans : (A)


4. Analysts and industry pundits forecast that notebook market, which has been growing faster than the desktop market for the past three years, is expected to overtake the desktop market by the year 2011-12. A fall in prices, large deals from governments and institutions, and dement from consumers and sectors such as education are expected to help the notebook numbers. According to research agencies, the year 2010-11 saw notebook volumes rise, and for the first time a millionplus notebooks were sold in India in a single quarter. The market has grown nearly four times for notebooks. The demand is driven by all sectors and a very buoyant consumer market, which prefers mobile computers. Entry-level notebook prices have dropped below the Rs. 25,000 mark; this has helped break the ice with new customers. This drop in notebook prices has been helped by the drop in the prices of the building blocks that make a notebook. It's simple. With notebook volumes growing, the prices of the components are also bound to come down..........
(A) All this has resulted in a noticeable change in a number of large government tenders for notebooks; which were traditionally for desktops.
(B) Because of this the government still prefers desktops to notebooks and has passed tenders for the same.
(C) Thereby making them more expensive.
(D) Thus the forecast for the coming year states that desktops will be the preferred technology choice only for consumers who cannot afford the exorbitantly priced notebook.
(E) Thus notebooks will become obsolete after a decade or so.
Ans : (C)

5. Next to China, India is the most populated country in the world....... Particularly, rush to technical and higher education has increased as the scope for arts and science has become lesser and lesser due to lack of reforms and upgradation in the course structure and materials according to the developments of the world. Also, qualification in higher education gives added advantage to face successfully competition in the job market.
(A) Keeping this in mind, the government has provided concessions in the admission fees for the arts and science streams in the country.
(B) Naturally there is too much rush and competition in every field.
(C) Despite this the rush to higher education is lesser.
(D) This population increase, though, has not kept pace with the knowledge expansion around the world.
(E) In the next decade it will become the most populous.
Ans : (B)

Directions—(6-10) : Rearrange the following seven sentences (1), (2), (3), (4), (5), (6) and (7) in the proper sequence to from a meaningful paragraph; then answer the questions given below them.
(A) To elaborate briefly on these characteristics and dimensions that the author is talking about NRMs are general tests intended to be used to classify students by percentile for measuring either aptitude or proficiency for admissions into or placement within a program.
(B) Contrastingly, the CRM, such as a locally produced achievement test, measures absolute performance that is compared only with the learning objective, hence a perfect score is theoretically obtainable by all students who have a mastery of the prespecified material, or conversely, all students may fail the test.
(C) In most of these books the authors classify a measurement strategy as either normreferenced (NRM) or criterionreferenced (CRM).
(D) Another author points out how the type of interpretation that an NRM offers is the relative performance of the students compared with that of all the others resulting in, ideally, a bell curve distribution.
(E) Numerous books on constructing and using language tests have been written by various authors.
(F) CRMs, on the other hand, are more specific, achievement or diagnostic tests intended to be used for motivating students by measuring to what percent they have achieved mastery of the tought or learned material.
(G) One of the authors clearly delineates the differences of these two types by focusing on the categories of "test characteristics" and "logistical dimensions."

6. Which of the following should be the FIRST sentence after rearrangement?
(A) 7
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (E)

7. Which of the following should be the SEVENTH (LAST) sentence after rearrangement?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (B)

8. Which of the following should be the FIFTH sentence after rearrangement?
(A) 1
(B) 2
(C) 3
(D) 6
(E) 5
Ans : (D)

9. Which of the following should be the SECOND sentence after rearrangement?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (C)

10. Which of the following should be the THIRD sentence after rearrangement?
(A) 1
(B) 2
(C) 7
(D) 4
(E) 5
Ans : (C)

Directions—(11-15) : The following questions consist of a single sentence with one blank only. You are given six words as answer choices and from the six choices you have to pick up two correct answers, either of which will make the sentence meaningfully complete.

11. The ability of a woman to do well does not .......... on whether it is a man's world or not, because everyone has his/her own opportunities.
(1) trust
(2) depend
(3) reckon
(4) live
(5) rest
(6) believe
(A) (4) and (5)
(B) (2) and (3)
(C) (1) and (6)
(D) (2) and (5)
(E) (3) and (4)
Ans : (D)

12. Drugs worth Rs. 3 lakhs were ......... from the apartment by the police.
(1) manufactured(2) ruptured
(3) seized
(4) confiscated
(5) bought(6) compard(A) (1) and (4)
(B) (2) and (3)
(C) (3) and (5)
(D) (5) and (6)
(E) (3) and (4)
Ans : (E)

13. An organisation .......... to the mission of road safety has prepared an action plan for reducing accidents and related injuries and fatalities.
(1) specified
(2) inaugurated
(3) committed
(4) kicked off(5) succumbed
(6) dedicated
(A) (3) and (6)
(B) (1) and (5)
(C) (3) and (5)
(D) (4) and (6)
(E) (1) and (3)
Ans : (A)

14. A man reportedly .......... two passports with the same photograph, but under different names was arrested by the commissioner's Task Force.
(1) possessing
(2) examining(3) surrendering
(4) mastering
(5) holding
(6) fixating
(A) (2) and (3)
(B) (3) and (6)
(C) (1) and (5)
(D) (1) and (4)
(E) (4) and (5)
Ans : (C)

15. The Hollywood star and the Bollywood heroine are being ......... as the next big onscreen couple.
(1) labeled
(2) explained
(3) worshiped
(4) touted(5) exclaimed
(6) shouted
(A) (2) and (4)
(B) (1) and (3)
(C) (2) and (6)
(D) (1) and (4)
(E) (3) and (4)
Ans : (D)

Directions—(16-20) : Below is given a single word with options to its meaning in different contexts. You have to select all those options which are synonyms of the word when the context is changed. Select the correct altemative from (A), (B), (C), (D) and (E) which represents all those synonyms.

16. MASK
(1) Cover
(2) Hide
(3) Conceal
(4) Disguise
(A) Only (1)
(B) Both (2) and (4)
(C) Only (2), (3) and (4)
(D) Only (1), (2) and (3)
(E) All (1), (2), (3) and (4)
Ans : (E)

17. REGULAR
(1) Present
(2) Common
(3) Indiscriminate
(4) Uniform
(A) Only (4)
(B) Both (2) and (4)
(C) Both (1) and (3)
(D) Only (2), (3) and (4)
(E) All (1), (2), (3) and (4)
Ans : (E)

18. LABOUR
(1) Expedite
(2) To mave faster
(3) Controlled
(4) Toil
(A) Only (4)
(B) Both (1) and (3)
(C) Both (2), (3) and (4)
(D) Only (1), (3) and (4)
(E) All (1), (2), (3) and (4)
Ans : (A)

19. MEAN(1) Imply
(2) Understand
(3) Average
(4) Characterized by malice
(A) Only (3)
(B) Both (1) and (4)
(C) Only (1), (3) and (4)
(D) Only (1), (2) and (4)
(E) All (1), (2), (3) and (4)
Ans : (E)

20. ALONE
(1) exclusively
(2) Morose
(3) Solitary
(4) Human being
(A) Only (1)
(B) Both (1) and (3)
(C) Both (2) and (3)
(D) Only (1), (3) and (4)
(E) All (1), (2), (3) and (4)
Ans : (B)

Directions—(21-35) : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

As the country embarks on planning (21) the 12th Plan (2012-17) period, a key question mark (22) hangs over the process is on the energy requirements.

Growh is energy hungry, and the aspirations of growing at 9-10% will (23) huge demands on the energy resources of the country. In this energy Jigsaw, renewable energy will (24) like never before in the 12th Plan and (25)

By the rule of the thumb, India will (26) about 100 gigawatts (Gw)-100,000 megawatts-of copacity addition in the next five years. Encouraging trends on energy efficiency and sustained (27) by some parts of the government the Bureau of Energy Efficiency in particular needs to be complimented for this-have led to substantially lesser energy intensity of economic growth. However, even the ternpered demand numbers are (28) to be below 80Gw. As against this need the coal supply from domestic sources is unlikely to support more than 25 Gw equivalent capacity. Imported coal can add some more, but at a much (29) cost. Gas-based electricity generation is unlikely to contribute anything substantial in view of the unprecedented gas supply challenges. Nuclear will be (30) in the foresseable future. Between imported coal, gas, large hydro and nuclear, no more than 15-20Gw equivalent cab be (31) to be added in the five-year time block.

(32) (33) this, capacity addition in the renewable energy based power generation has touched about 3Gw a year. In the coming five years, the overall capacity addition in the electricity grid (34) renewable energy is likely to range between 20Gw and 25Gw. Additionally, over and above the grid-based capacity, off-grid electricity applications are reaching remote places and (35) lives where grid-based electricity supply has miserably failed.

21. (A) On
(B) Against
(C) For
(D) Onwards
(E) At
Ans : (C)

22. (A) Where
(B) That
(C) Inside
(D) Always
(E) Who
Ans : (D)

23. (A) Replace
(B) Forward
(C) Subject
(D) Place
(E) Demand
Ans : (D)

24. (A) Light
(B) Pass
(C) Publish
(D) Feature
(E) Find
Ans : (D)

25. (A) Earlier
(B) Likewise
(C) Publicity
(D) Next
(E) After
Ans : (E)

26. (A) Consumed
(B) Waste
(C) Require
(D) Highlight
(E) Generate
Ans : (C)

27. (A) Developmental
(B) Structures
(C) Efforts
(D) Projections
(E) Practices
Ans : (C)

28. (A) Likely
(B) Sure
(C) Unsure
(D) Unexpected
(E) Unlikely
Ans : (E)

29. (A) Expected
(B) Nominal
(C) Excelied
(D) Higher
(E) Lower
Ans : (D)

30. (A) Marginal
(B) Failure
(C) Success
(D) Dangerous
(E) Maxiimum
Ans : (A)

31. (A) Sure
(B) Certain
(C) Linked
(D) remarked
(E) Expected
Ans : (E)

32. (A) As
(B) When
(C) But
(D) However
(E) If
Ans : (A)

33. (A) Against
(B) For
(C) With
(D) Is
(E) Ever
Ans : (A)

34. (A) Capacity
(B) Through
(C) Project
(D) Versus
(E) Against
Ans : (B)

35. (A) Generating
(B) Lightening
(C) Making
(D) Touching
(E) Saving
Ans : (D)

Directions—(36-43) : Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.

In a reversal of the norm elsewhere, in India policymakers and economists have become optimists while bosses do the worrying. The country's Central Bank has predicted that the country's economy is likely to grow at a double digit rate during the next 20-30 years. India has the capability with its vast labour and lauded entrepreneurial spirit. But the private sector which is supposed to do the heavy lifting that turns India from the world's tenth largest economy to its third largest by 2030 has become fed up. Business people often carp about India's problems but their irritation this time has a nervous edge. In the first quarter of 2011, GDP grew at an annual rate of 7,8 percent; in 2005-07 it managed 9-10 percent. The economy may be slowing naturally as the low interest rates and public spending that got India through the global crisis are belatedly withdrawn. At the same time the surge in inflation caused by exorbitant food prices has spread more widely, casting doubt over wheher India can grow at 8-10 percent in the medium term without overheating.

In India, as in many fast growing nations, the confidence to invest depends on the conviction that the long term trajectory is intact and it is that which is in doubt. Big Indian firms too sometimes seem happier to invest abroad that at home, in deals thatare often hailed as symbois of the country's growing clout but sometimes speak to its weaknesses - purchases of natural resources that India has in abundance but struggles to get out of the ground. In fact a further dip in investment could be selffulfilling: if fewer roads, ports and factories are built, this will hurt both short term growth figures and reduce the economy's long term capacity.

There is a view that because a fair amount of growth is assured the government need not try very hard. The liberalisation reforms that began in 1991 freed markets for products and gave rise to vibrant competition, at the same time what economists call factor markets, those for basic inputs like land, power, labour etc remain unreformed and largely under state control, which creates difficulties. Clearngces today can take three to four years and many employers are keen to replace workers with machines despite an abundance of labour force. This can be attributed to labour laws which are inimical to employee creation and an education system that means finding quality manpower a major problem. In fact the Planning Commission, concluded that even achieving 9 percent growth will need marked policy action in unreformed sectors. Twenty years age it was said that yardstick against which India should be measured was its potential and it is clear that there remains much to do.

36. Which of the following can be said about the Indian economy at present?
(A) It can comfortably achieve double digit growth rare at present.
(B) High food prices have led to overheating of the economy.
(C) citizens are affluent owing to laxity in regulation.
(D) Private sector confidence in India's growth potential is high.
(E) Unreformed sectors are a drag on economic growth.
Ans : (A)

37. Why are employers reluctant to hire Indian balour force?
(1) India's labour force is overqualified for the employment opportunities available.
(2) High attrition rate among employees stemming from their entrepreneurial spirit.
(3) Labour laws are not conducive to generating emploment.
(A) Only (3)
(B) All (1), (2) and (3)
(C) Only (1) and (3)
(D) Only (1) and (2)
(E) None of these
Ans : (A)

38. What is the state of India's basic input sectors at present?
(A) These sectors attract Foreign Direct Investment because of their vast potential.
(B) These sectors are lagging as projects are usually awarded to foreign companies.
(C) These sectors are stagnating and badly in need of reforms.
(D) These sectors are well regulated as these are governed by the State.
(E) None of these
Ans : (C)

39. What is the author's main objective in writing the passage?
(A) Showcasing the potential of India's growth potential to entice foreign investors .
(B) Exhorting India to implement measures to live up to its potential.
(C) Recommending India's model of development to other developing countries
(D) Berating the private sector for not bidding for infrastructure development projects.
(E) Criticising the measures taken by India during the global economic crisis.
Ans : (B)

40. What impact has the GDP growth of 7.8 percent had?
(1) Indian Industry is anxious about India's economic growth.
(2) India has achieved status as the world's third largest economy at present.
(3) Foreign investment in India has drastically increased.
(A) Only (1)
(B) All (1), (B) and (3)
(C) Only (1) and (3)
(D) Only (1) and (2)
(E) None of these
Ans : (C)

41. Which of the following is most similar in meaning to the word CLOUT given in bold as used in the passage?
(A) Strike
(B) Standing
(C) Force
(D) Launch
(E) Achieve
Ans : (B)

42. Which of the following is most opposite in meaning to the word MARKED given in bold as used in the passage?
(A) Decreased
(B) Lgnored
(C) Clear
(D) Assessed
(E) Imperceptible
Ans : (E)

43. What measures do experts suggest be taken to ensure targeted economic growth?
(A) Loweing of interest rates to help industries hit by recession.
(B) Prolonged financial support for basic input industries.
(C) Incentives to Indian companies to invest in infrastucture.
(D) Formulation of policies and their implementation in factor markets
(E) Stringent implementation of licensing system.
Ans : (D)

Directions—(44-50) : Read the following passage carefully and answer the questions given below it. Certain words/phrases are printed in bold to help you to locate them while answering some of the questions.

In many countries, a combustible mixture of authoritarianism, unemployment and youth has given rise to disaffection with strongmen rulers which has in turn spilld over into uprising. Young people in these countries are far better educated than their parents were. In 1990 the average Egyptian had 4.4 years of schooling; by 2010 the figure had risen to 7.1 years. Could it be that education, by making people less willing to put up with restrictions on freedom and more willing to question authority, promotes democratization. Ideas about the links between education, Income and democracy are at the heart of what social scientists have long studied. Since then plenty of economists and political scientists have looked for statistical evidence of a causal link between education and democratization. Many have pointed to the strong correlation that exists between levels of education and measures like the pluralism of party politics and the existence of civil liberties. The patterns are similar when income and democracy are considered. There are outliers, of course - until recently, many Arab countries managed to combine energy-based wealth and decent education with undemocratic political systems. But some deduce from the overall picture that as China and other authoritarian states get more educated and richer, their people will agitate for greater political freedom, culminating in a shift to a more democratic form of government.

This apparently reasonable intuition is shakier than it seems. Critics of the hypothesis point out that correlation is hardly causation. The general trend over the past half century may have been towards rising living standards, a wider spread of basic education and more democracy, but it is entirely possible that this is being by another variable. Even if the correlation were not spurious, it would be difficult to know which way causation ran. Does more education lead to greater democracy? Or are more democratic countries better at educating their citizens? A recent NBER paper compared a group of Kenyan girls in 69 primary school whose students were randomly selected to receive a scholarship with similar students in schools which received no such financial aid. Previous studies has shown that the scholarship programme led to higher test scores and increased the likelihood that girls enrolled in secondary school. Overall, it significantly increased the amount of education obtained. For the new study the authors tried to see how the extra schooling had affected the political and social attitudes of the woment in question. Findings suggested that education may make people more interested in improving their own lives but they may not necessarily see democracy as the way to do it. Even in established democracies, more education does not always mean either more active political participation or greater faith in democracy. Poorer and less educated people often vote in larger numbers than their more educated compatriots, who often express disdain for the messiness of democracy yearning for the kind of government that would deal strongly with the corrupt and build highways, raiway lines and bridges at a dizzying pace of authoritarian China.

44. Which of the following most aptly describes the central theme of the passage?
(A) Democratic nations are richer and have a better track record of educating their citizens.
(B) Education does not necessarily lead to greater enthusiasm for a democratic form of government
(C) Educated societies with autocratic form of government enjoy a better quality of life than democracies.
(D) Citizens can fulfill their personal aspirations only under a democratic form of government.
(E) Democracy makes citizens more intolerant as it does not restrict personal freedoms.
Ans : (D)

45. Which of the following is most similar in meaning to the word PROMOTES given in bold as used in the passage?
(A) Upgrades
(B) Prefers
(C) Recommends
(D) Advocates
(E) Publicises
Ans : (D)

46. What conclusion can be drawn from the statistics cited about Egypt's education system?
(A) Job prospects have been on the rise in Egypt in recent times.
(B) Authoritarian leaders have played a vital role in reforming Egypt's education system.
(C) Egypt has one of the youngest and best educated demographies in the world.
(D) Egypt is likely to be successful vibrant democracy.
(E) There has been a rise in education levels in Egypt in recant times.
Ans : (E)

47. In the context of the passage which of the following characterise (s) democracies?
(1) Active participation of majority of educated citizens in electoral process.
(2) Fast paced economic growth and accountability of those in power.
(3) Better standards of living and access to higher education.
(A) All (1), (2) and (3)
(B) Only (2) and (3)
(C) Only (3)
(D) Only (1) and (2)
(E) None of these
Ans : (A)

48. What according to the author has led to uprisings in authoritarian countries?
(A) Lack of access to education.
(B) Vast numbers of uneducated and unemployable youth.
(C) Frustration with the existing system of governance.
(D) Unavailability of natural energy resources like coal and oil.
(E) Government's overambitious plans for development.
Ans : (C)

49. Which of the following is/are true about China in the context of the passage?
(1) China's citizens are in favour of a more representative form of government.
(2) China has made huge strides in infrastructure developments.
(3) China is in the midst of a political revolution.
(A) None (B) Only (1)
(C) Only (1) and (3)
(D) Only (2)
(E) All (1), (2) and (3)
Ans : (B)

50. What does the phrase "messiness of democracy" convey in the context of the passage?
(A) Democratic nations are chaotic on account of individual freedoms.
(B) Most democratic countries frequently have violent revolts among their citizens.
(C) The divide between the poor and educated is growing wider in democracies.
(D) High levels of pollution on account of frentic pace of infrastructurd development.
(E) Resigned acceptance of intrinsic corruption in the education system.
Ans : (C)

 

IIBPS GENERAL AWARENESS MCQs



1. What is financial inclusion ?
(1) To provide a permanent employment to the unemployed
(2) To provide a 100 days job to all those who are in need of a job
(3) To provide banking services to all those living in remote areas
(4) To ensure that all financial transactions amounting Rs. 5,000/- and above are done through banks.
(5) To provide finances for all.

2. Recently the term 3G was very much in news and even a conference on it was organized in India. What is the letter 'G' denotes in 3G ?
(1) Grade
(2) Group
(3) Global
(4) Guild
(5) Generation

 3. Some major banks and financial institutions in various Western countries were to wind up their business and/ or declare themselves in financial problems during last few years. This trend is technically known as _
(1) Devaluation
(2) Deformation
(4) Political backdrop
(5) Globalisation

 4. Which of the following International sports events was organized in Delhi in October 2010 in which several countries participated ?
(1) Asian Games
(2) World Cup Cricket Tournament
(3) Asian Hockey Tournament
(4) Commonwealth Games
(5) None of these

 5. Exporters in India get insurance cover and risk cover from which of the following organizations?
(1) SIOBI
(2) NABARD
(3) ECGC
(4) RBI
(5) None of these

6. Which of the following places in India does not have a Stock Exchange ?
(1) Kolkata
(2) Ahmedabad
(3) Mumbai
(4) Delhi
(5) Udaipur


7. Hillary Clinton who was in India recently is the U.S. Secretary of--
(1) Commerce
(2) State
(3) Treasury
(4) Defence
(5) None of these

8. If Indian Banking industry had demonstrated its resilience to external shocks in 2008-09, the credit goes to --
(A) Policies of the RBI & the Govt. of India
(C) Foreign aid/investments to Indian companies
(1) Only (A)
(2) Only (B)
(3) Only (C)

9. Tembhli village which was in news is in ---
(1) Bihar
(2) Rajasthan
(3) Orissa
(4) West Bengal
(5) Maharashtra


10. Rohan Bopanna who represented Indian in an international event is a----
(1) Billiards Player
(2) Golf Player
(3) Chess Player
(4) Table Tennis Player
(5) Lawn Tennis Player

11. AlBA Women's World Boxing Championship was organized in September 2010 in ---
(I) Rome
(2) New Delhi
(3) London
(4) Vienna
(5) Barbados

12. Mr. A. K. Antony a Union Minister in the Indian Cabinet recently signed an agreement with South Korea. This means the agreement is for the Cooperation in the field of--
(1) Agriculture
(2) Rural Development
(3) Defence
(4) Steel & Iron
(5) None of these

 13. Sir Mota Singh who was Knighte by the Queen Elizabeth II earlier this year is---
(1) First Sikh Judge in UK
(2) first Sikh Minister in UK
(3) First Indian to become Vice Chancellor in Cambridge
(4) First Indian to become Governor of a State in USA
(5) None of these

14. 'Ayodhya' which was in news recently is a place in---
(1) Madhya Pradesh
(2) Bihar
(3) Rajasthan
(4) Jharkhand
(5) Uttar Pradesh

15. Which of the following is the name of a private sector Bank in India?
(1) IDBI Bank
(2) Axis Bank
(3) Corporation Bank
(4) UCO Bank
(5) All are Private Banks

16. The Govt. of India does no! provide any direct financial assistance to which of the following schemes?
(1) Mahatma Gandhi National Rural Employment Guarantee scheme
(2) Rural Health Mission
(3) Indira Aawas Yojana
(4) Jeevan Sathi Yojana
(5) Rajiv Gandhi Grameen Vidyutikaran Yojana

17. What does the letter'S' denotes in 'AFSPA' ar abbreviation we very often see in newspapers?
(1) Slow
(2) Special
(3) State
(4) Solid
(5) Sovereign

18. Which of the following terms is used in banking and finance?
(1) Abiotic
(2) Demand Deposit
(3) Fat scales
(4) A diabetic
(5) Cathode

19. Which of the following is a food crop?
(1) Maize
(2) Cotton
(3) Palm
(4) Jute
(5) Jatropha

20. Vedanta Alumina is a company operating in the area of ----
(1) Shipping
(2) Mining
(3) Cement
(4) Textiles
(5) Banking

21. Names of which of the following rates/ratios cannot be seen in financial newspapers?
(1) Bank Rate
(2) Repo Rate
(3) Cash Reserve Ratio
(4) Pulse Rate
(5) Statutory Liquidity Ratio

22. An individual visiting UAE will have to make his/her payments in which of the following currencies?
(1) Dirham
(2) Taka
(3) Baht
(4) Peso
(5) Dinar

23. Who, amongst the following is NOT a famous writer?
(1) Sania Mirza
(2) V. S. Naipaul
(3) Chetan Bhagat
(4) Khushwant Singh
(5) Namita Gokhale

24. 'Peepli Live' is a film directed by ---
(I) Anusha Rizvi
(2) Aamir Khan
(3) Kiran Rao
(4) David Dhawan
(5) None of these

25. Which of the following is the Chemical name of the salt we use in our kitchen?
(1) Calcium Carbonate
(2) Calcium Chloride
(3) Sodium Carbonate
(4) Sodium Chloride
(5) Ammonium Sulphate

26. The judges of the Supreme Court of India now retire at the age of---
(1) 58 years
(2) 60 years
(3) 62 years
(4) 65 years
(5) 68 years

27. Operation New Dawn is the beginning of stability in---
(1) Afghanistan
(2) Iran
(3) Sudan
(4) Sri Lanka
(5) Iraq

28. Which of the following books' is written by Kiran Desai ?
(1) A house for Mr. Biswas
(2) 3 Mistakes of My Life
(3) A Tale of Two Sisters
(4) The Inheritance of Loss
(5) Tale of Two Cities

29. Jimena Na";'arrete who was crowned Miss Universe 2010 is from ---
(I) Mexico
(2) Venezuela
(3) Brazil
(4) New Zealand
(5) Italy

30. India has an agreement with USA for producing energy in the form of---
(1) Hydraulic
(2) Thermal
(3) Nuclear
(4) Solar
(5) All of these forms

 31 Which of the following is an economic term?
(1) Plaintiff
(2) Bunker Blaster
(3) Deflation
(4) Lampoon
(5) Zero Hour

32. Which of the following awards is given to sports persons in India?
(1) Shantiswarup Bhatnagar Awards
(2) Arjuna Award
(3) Kalidas Samman
(4) Saraswati Samman
(5) None of these

33. Which of the following is the trophy/cup associated with the game of cricket?
(1) Derby
(2) Merdeka Cup
(3) Santosh Trophy
(4) Duleep Trophy
(5) Durand Cup

34. Who amongst the following can take benefit of the Social Security Fund established by the
Govt. ofIndia for unorganized workers? .
(1) Primary school teacher
(2) Employee of Sugar Factory
(3) Textile Mazdoor
(4) Rickshaw Puller
(5) Clerk in a factory

35. Shushil Kumar who won a Gold Medal at an international event is a famous---
(1) Wrestling champion
(2) Golf player
(3) Table Tennis Player
(4) Weight lifter
(5) None of these

36. In case a major war breaks out between two nations, which of the following organizations/agencies will be seen in the battle field, in addition to the armies of the fighting parties?
(1) WTO
(2) Red Cross
(3) CARE
(4) OPEC
(5) All of these

37. Which of the following is the abbreviated name associated with food security?
(1) ASHA
(2) PDS
(3) WTO
(4) OPEC
(5) NPA

38. Which of the following is a good and rich source of vitamin 'C' ?
(1) Milk
(2) Radish
(3) Mango
(4) Lemon Juice
(5) Banana

39. Who amongst the following Indian Prime Ministers was honoured Posthumously by the Govt.
of Bangladesh for his/her contributions to the independence of the nation?
(1) Rajiv Gandhi
(2) Jawaharlal Nehru
(3) Indira Gandhi
(4) Lal Bahadur Shastri
(5) None of these

40. Who amongst the following was never a Governor of the RBI?
(1) Bimal Jalan
(2) Y. V. Reddy
(3) Arup Roy Choudhury
(4) C. Rangarajan
(5) D. Subbarao

Answers:
(1) 3 (2) 5 (3) 3 (4) 10 (5) 5 (6) 5 (7) 4 (8) 1 (9) 5 (10) 5 (11) 5 (12) 3 (13) 1 (14) 5 (15) 2
(16) 1 (17) 2 (18) 2 (19) 4 (20) 2 (21) 4 (22) 1 (23) 1 (24) 1 (25) 4 (26) 4 (27) 1 (28) 4 (29) 1
(30) (31) 3 (32) 2 (33) 4 (34) 4 (35) 5 (36) 2 (37) 2 (38) 4 (39) 3 (40) 3

 

 

IBPS GENERAL AWARENESS MCQs


1. Which period is called the ‘banking swadeshi’ period when many Indians established many banks?
1)1870-1940
2)1910-1947
3)1906-1911
4)1947-1991
5)1942-1947

2. The banks established in Swadeshi period are …………?
1) Bank of India
2) Corporation bank
3) Indian Bank
4) Bank of Baroda
5) All of the above

3. In which part of India, many banks are established, which is called the ‘Cradle of Indian Banking System’?
1) Northern Assam
2) Southern Tamilnadu
3) Eastern Rajasthan
4) Southern Karnataka
5) Western Maharastra

4. The most banks in India failed between ………… Not less than 100 banks failed due to various reasons?
1) 1923-1928
2) 1953-1958
3) 1923-1948
4) 1903-1928
5) 1913-1918

5. Which party issued a paper by name ‘Stray thoughts on Bank Nationalization’ signaling the nationalization of banks in India?
1) Communist Party of India
2) Janatha Party
3) Congress Party
4) Republican Party
5) National Conference

6. Banking Companies (Acquisition and Transfer of Undertaking) Bill passed in ……………paving way to the nationalization of banks in India?
1) 1974
2) 1969
3) 1975
4) 1981
5) 1961

7. Who said the nationalization of banks is the ‘masterstroke of political sagacity’?
1) Indira Gandhi
2) Raj Narayan
3) Jayaprakash Narayan
4) Jawahar Lal Nehru
5) Atal Bihari Vajpayee

8. How many banks were nationalized in 1969?
1) 18
2) 6
3) 14
4) 20
5) 5

9. Which bank was not nationalized in 1969?
1) Allahabad Bank
2) Bank of Baroda
3) State Bank of India
4) Bank of India
5) Bank of Maharastra

10. How many banks were nationalized as a second dose in 1980?
1) 4
2) 9
3) 6
4) 18
5) 12

11. Bad debts mean …………?
1) amounts owed to a company that are going to be paid
2) amounts owed to a company that are not going to be paid
3) amounts owed to a company that are going to be paid within 2 years
4) amounts owed to a company that are not going to be paid within 8 years
5) None

12. GST council (Goods and Services Taxes Council) in the Constitution 115th Amendment Bill headed by ………… to make recommendations the taxes to be levied, goods to be exempted, GST rate etc?
1) Prime Minister
2) Finance Minister
3) Commerce Minister
4) Revenue Minister
5) Finance Secretary

13. The current limit of External borrowings is $ 20 billion. This Current limit is now raised to $ ………… billion?
1) 21
2) 40
3) 70
4) 60
5) 30

14. …………is not the provision of the National Land Acquisition and Rehabilitation & Resettlement Bill?
1) In the given area, least 80% of the population must agree to acquisition of land by the government.
2) Land owners to be compensated with twice the registered or stamp value of the land in urban areas and six times in rural areas.
3) Single law has the provisions of Acquisition of land and rehabilitation
4) The government can appoint middle man to have talks with the local population to decrease the compensation
5) Compensation reflects the market rates

15. Food Security Bill proposed by National Advisory Council (NAC) proposes 90% ration in Rural Areas and …………% ration in Urban Areas. (National Advisory Council headed by Sonia Gandhi)
1) 50
2) 70
3) 100
4) 90
5) 25

16. The Union government decisions are given. Pick the correct one?
1) National Legal Aid and Reforms commission coming soon
2) Supreme Court ordered the return of 156 hectares of land to farmers in Uttar Pradesh, allocated to construct posh buildings.
3) The postal department issues postal stamps on President of India’s house Rastrapathi Bhavan
4) Five PIO ( Person of India Origin) universities will be set up in the future.
5) All of above

17. Project ‘Surakhya’ an Infant and Young Child Feeding (IYCF) introduced by …………?
1) Odisha
2) Chattisgarh
3) Arunachal Pradesh
4) Madhya Pradesh
5) Goa

18. ‘Nanhe Haath Kalam Ke Saath’ ( tiny hands with pen) phase II announced against the social evil of Child Labour by …………?
1) Karnataka
2) Andhra Pradesh
3) Uttar Pradesh
4) Rajasthan
5) Goa

19. SAARC Interior Ministers conference was recently held in …………?
1) Sri Lanka
2) India
3) Afganistan
4) Bhutan
5) Nepal

20. Mahatma Gandhi led ………….listed in the top ten of the most influential protests in the world as mentioned by ‘Time magazine’?
1) Non-cooperation Movement
2) Swadeshi Movement
3) Salt Satyagraha
4) Quit India Movement
5) Champaran Satyagraha

21. A person who expects share prices in general to decline and who is likely to indulge in SHORT SALES is called …………?
1) Bear
2) Bull
3) Dog
4) Duck
5) Lame Duck

22. ………… was re elected as the UN Secretary General?
1) Irina Bocova
2) Robert Zollick
3) Ban Ki-moon
4) Hillay Clinton
5) Christine Legarde

23. Meghdoot awards conferred by …………?
1) Air India
2) Department of Water Resources
3) Postal Department
4) Department of Communications
5) Supreme Court

24. ‘Areva’ a French company belongs to following sector?
1) Nuclear
2) Toy
3) Auto makers
4) Mobiles
5) Book

25. In the list of nationalized banks, which bank was merged with Punjab National Bank in 1993?
1) Bank of India
2) Bank of Baroda
3) Andhra Bank
4) New Bank of India
5) Central Bank of India

26. …………was the prime minister of India during the nationalization of banks in 1969 and in 1980?
1) Jawahar Lal Nehru
2) Lal Bahadur Sastri
3) Indira Gandhi
4) Morarji Desaii
5) P.V.Narasimha Rao

27. Who among the following is not the present Deputy Governor of Reserve Bank of India?
1) K.C.Chakravarthy
2) Subhir Gokarn
3) Y.Malegam
4) Anand Sinha
5) H. R.khan

28. On 3 August 2011, ……….. panel submitted its report to Reserve Bank of India on ‘customer service in banks’
1) Rangarajan
2) Malegam
3) Subba Rao
4) H.R.Khan
5) Damodaran

29. …………firmly tell many rules and regulations relating to Non-Performing Assets?
1) Banking Regulation Act 1949
2) Foreign Exchange Management Act 1999
3) SEBI Act 1992
4) Indian Contract Act 1872
5) Negotiable instrument act 1881

30. On 30 June 2011 …………liberalized FDI norms by allowing the Indian companies to pay in the form of Equity in to the foreign suppliers instead of payment in the form of foreign exchange?
1) SEBI
2) Ministry of Finance
3) Ministry of Commerce
4) FDA
5) RBI

31. …………tied up with Met Life to enter in to insurance business recently?
1) Andhra Bank
2) Union Bank of India
3) Corporation bank
4) Allahabad Bank
5) Punjab National Bank

32. …………started, the saga of Liberlization of banks as a prime minister?
1) Indira Gandhi
2) Nehru
3) Lal Bahadur Sastri
4) P.V.Narasimha Rao
5) Atal Bihari Vajpayee

33. Which committee suggested the banking reforms?
1) Kalia
2) Deepak Mohanty
3) Narasimham
4) Syamala Gopinath
5) Goparia

34. The decade 1990-2000 is the era of Techsavvy private banks. Which are established during this period?
1) Global Trust Bank
2) UTI bank
3) ICICI
4) HDFC
5) All of above

35. Global Trust Bank was merged with ……..?
1) HDFC
2) Oriental Bank of Commerce
3) State Bank of India
4) Syndicate Bank
5) IDBI

36. …………was merged with HDFC bank?
1) Bank of Rajasthan
2) Global Trust Bank
3) Centurion Bank
4) Bank of Bombay
5) Imperial Bank of India

37. …………has offered to India a loan of Rs.6,800 crore for building 24,000 km of all weather roads in the rural seven economically poor and hilly areas States
1) IMF
2) IFC
3) World Bank
4) IDA
5) ADB

38. India’s first indigenous payment gateway is …………?
1) India Expenditure
2) India Payment
3) India Challan
4) India Pay
5) India Rupee

39. …………opened a Lockless branch at Shani Shingnapur (Maharastra) respecting the local customs?
1) State Bank of India
2) Bank of Maharastra
3) Union Bank of India
4) ICICI
5) UCO bank

40. …………and Life Insurance Corporation of India( LIC) tie up to launch Credit-Card services to the customers and employees of LIC?
1) Axis Bank
2) ICICI
3) State Bank of India
4) HDFC
5) Kotak Mahendra Bank

41. Tehri Hydro Development Corporation got $ 648 million from …………?
1) IMF
2) IDA
3) ADB
4) AFD
5) IBRD

42. On 10 August 2011, in which state National Bank for Agriculture and Rural Development (NABARD) proposed to give huge loans in the endosulfan-hit areas?
1) Odisha
2) Andhra Pradesh
3) Uttar Pradesh
4) West Bengal
5) Kerala

43. The best alternative banking service to branch banking to be the part of Financial Inclusion?
1) Establishment of small branches
2) Setup ATMs
3) Issuing of ATM cards
4) Giving Credit Cards
5) Mobile banking

44. Giving focused attention to integrated development of infrastructure in selected cities is the main theme of …………scheme?
1) PURA
2) JNNURM
3) MGNREGA
4) IAY
5) RAY

45. ………..became first state to sign an agreement on Emission Reduction Purchase with the World Bank to curb the carbon emissions?
1) Andhra Pradesh
2) Himachal Pradesh
3) Haryana
4) Goa
5) Maharashtra

46. MENA (Middle East and North Africa) region is the familiar for ………… industry?
1) Toy
2) Leather
3) Petroleum
4) Cotton
5) Fruits

47. The Award list given. Pick the correct one?
1) 12th IIFA (International Indian Film Academy) top awards announced in Toranto
2) Life Achievement Award got by Asha Bhonsle
3) Best film award got by Dabangg
4) Best Actor Award got by Shahrukh Khan
5) All of above

48. Guido Mantega used the word ‘Currency War’ referring …………?
1) India
2) China
3) New Zeland
4) Russia
5) USA



ANSWERS:
1)3 2)5 3)4 4)5 5)3 6)2 7)3 8)3 9)3 10)3 11)2 12)2 13)5 14)4 15)1 16)5 17)1 18)4
19)4 20)3 21)1 22)3 23)3 24)1 25)4 26)3 27)3 28)5 29)1 30)5 31)5 32)4 33)3 34)5
35)2 36)3 37)3 38)4 39)5 40)1 41)5 42)5 43)5 44)2 45)2 46)3 47)5 48)2.

IBPS CLERKS BANKING AWARENESS PRACTICE QUESTIONS



1. To start a Private Sector bank Rs.......... crores must be needed as initial capital as per the recent proposal of RBI?
1) 100
2) 200
3)1000
4)1800
5) 500

2. Private Sector banks controlled by ..........?
1) RBI
2) Finance Minister
3) NABARD
4) IDBI
5) Indian Banks Association

3. On 6 September 2011, RBI said the pre-payment fee on floating loans must not collect on..........?
1) Vehicle Loans
2) Commercial Loans
3) Teaser Loans
4) White goods
5) Housing Loans

4. In the last 33 years, the pioneer in the granting of housing loans is ..........?
1) ICICI
2) Canara Bank
3) Corporation Bank
4) HDFC
5) Axis Bank

5. Which committee suggested that to initiate new Non-Banking Finance Company (NBFC) Rs. 50 crore must be needed?
1) K.J.Udeshi
2) Shyamala Gopinath
3) Usha Thorat
4) Ghosh
5) Omkar Goswami

6. Which bank sought Rs. 990 crores capital infusion from the Government to fund its business growth?
1) State Bank of India
2) Punjab National Bank
3) Punjab & Sind Bank
4) Oriental Bank of Commerce
5) HDFC

7. Most liquid form among the following one is .......... ?
1) Cheque
2) Draft
3) Cash
4) Debit Card
5) Credit Card

8. Most Liquid form among the following one is ..........?
1) money in the Fixed Deposit account
2) money in the Recurring account
3) money in Savings account
4) money in the Bank Bonds
5) money in blue chip shares

9. The most non-liquid form of money is ..........?
1) Bank Share
2) Bank Savings Account
3) Post office savings and certificates
4) Fixed deposit
5) Land and Buildings

10. The Associate bank of SBI do not include ..........?
1) SBH
2) SBP
3) SBM
4) SBT
5) SBC

11. On 1st September 2011, RBI said the total value of fake notes in India is approximately ..........?
1) 5000 cr
2) 150 cr
3) 1000 cr
4) 8000 cr
5) 3200 cr

12. On 6th September 2011, RBI said the unclaimed amounts in Indian banks approximately ..........cr?
1) 100
2) 5000
3) 6000
4) 1500
5) 1700

13.The utmost advantage of plastic money is ..........?
1) Style
2) Printing very cheap
3) Circulation very easy
4) Occupy less space
5) Shelf life will be longer

14. Paid up capital means ..........
1) Amount of share capital actually contributed by share holders
2) Amount of share capital actually contributed by promoters on ad-hoc basis
3) Capital borrowed from the public
4) Loan given by the banks on the first day of establishment
5) Capital paid but asked to return by share holders

15. Extending bank credit includes ..........?
1) Cash Credit
2) Over Draft
3) Demand Loans
4) Term Loans
5) All of above

16. To stop the growth of NPAs Credit Information Bureau Limited (CIBIL) was established in ..........?
1)1991
2) 1998
3) 1956
4) 2010
5) 2001

17. .......... give the short term and medium term loans to Regional Rural banks?
1) RBI
2) NABARD
3) SBI
4) HDFC
5) CBI

18. In the re distribution of incomes, inflation favours ..........?
1) poor people
2) BPL families
3) engineers
4) rich people
5) poor and rich people

19. A loan allows the person to pursue higher studies is..........?
1) Education Loan
2) Housing Loan
3) Admission Loan
4) Passing Loan
5) Purse and Mess Loan

20. Village people take more loans from non-institutional sources (informal route). It includes?
1) Scheduled banks
2) Money Lenders
3) Co-operative banks
4) Rural banks
5) Public Sector banks

21. The paper currency cannot be minted by Reserve Bank of India?
1) Ten rupee
2) Hundred rupee
3) Fifty rupee
4) Twenty rupee
5) One rupee

22. Asia's largest bank is ..........?
1) ICBC
2) SCB
3) SBI
4) BOT
5) Indian Bank

23. Term not used in banking?
1) Tied Loan
2) Soft Loan
3) Crossing
4) Bounce
5) Multiplier

24. By 2015,..........crosses USA to become world's largest banking industry?
1) India
2) China
3) Japan
4)Australia
5) Canada

25. On 25 August 2011,India and Georgia signed Double Taxation Avoidance Agreement (DTAA). Georgia capital is ..........
1) Mascow
2) Tashkent
3) Bejing
4) Baku
5) Tbilisi

26. As per TRAI instructions daily ..........SMS can be send only through one SIM card?
1) 100
2) 200
3) 300
4) 400
5) 1000

27. Expand SIM?
1) subscriber identification mode
2) subscriber identification model
3) sim identification mode
4) subscriber identification memory
5) subscriber identification module

28. Typoon Talas struck ..........?
1) China
2) Australia
3) Nepal
4) Hongkong
5) Japan

29. On 4th September 2011, the union government agreed the ..........master plan for back water tourism?
1) Tamilnadu
2) Odisha
3) Andhra Pradesh
4) Maharastra
5) Kerala

30. Prime Minister of Bangladesh is ..........?
1) Sheikh Husina
2) Zillur Rahman
3) Asif Zardari
4) Yousaf Gillani
5) Hina Rabbani Khar

31. Union Cabinet approved release of additional installment of Dearness Allowance (DA) at the rate of ...........percent?
1) 7
2) 5
3) 6
4) 8
5) 10

32. I am visiting Japan. So I need .........., which is a local currency?
1) Yuan
2) Rubel
3) Rupee
4) Yen
5) Lira

33. Tropical storm Lee struck ..........?
1) China
2) India
3) New Zealand
4) Canada
5) USA

34. ..........is the present Ambassador of USA to India?
1) Alexander Kadakin
2) Ajai Malhotra
3) Niripama Rao
4) Peter Burleigh
5) None

35. Expand VAMBAY?
1) Valmiki Ambedkar Awas Yantra
2) Vendee Ambedkar Awas Yojana
3) Valmiki Ambedkar Area Yojana
4) Valmiki Awas Area Yojana
5) Valmiki Ambedkar Awas Yojana

36. Urdu poet and academician ..........was presented Jnanpith Award 2008?
1) Akhlaq Mohammad Khan Shahryar
2) Chandrashekhara Kambara
3) Mirza Galib
4) Rahi Masoom Raza
5) None

37. Who did 12 day fasting against corruption ending 28th August 2011?
1) Baba Ramdev
2) Kiran Bedi
3) Anna Hazare
4) Jayaprakash Narayan
5) Narender Modi

ANSWERS:

1)5 2)1 3)5 4)4 5)3 6)3 7)3 8)3 9)5 10)5 11)5 12)5 13)5 14)1 15)5 16)5 17)2
18)4 19)1 20)2 21)5 22)1 23)5 24)2 25)5 26)1 27)5 28)5 29)5 30)1 31)1 32)4 33)5
34)4 35)5 36)1 37)3.

 

IBPS CLERKS EXAM COMPUTER KNOWLEDGE MODEL PAPER


1. One megabyte equals approximately
1) 1,000 bits
2) 1,000 bytes
3) 1 million bytes
4) 1 million bits
5) 2,000 bytes

2. Data going into the computer is called?
1) Output
2) Algorithm
3) Input
4) Calculations
5) Flowchart

3. Which of the following refers to the memory in your computer?
1) RAM
2) DSL
3) USB
4) LAN
5) CPU

4. When you are working on a document on PC, where is the document temporarily stored?
1) RAM
2) ROM
3) The CPU
4) Flash memory
5) The CD-Rom

5. Information travels between components on the mother board through-
1) Flash memory
2) CMOS
3)Bays
4) Buses
5) Peripherals

6. How are data organised in a spreadsheet?
1) Lines and spaces
2) Layers and planes
3) Height and width
4) Rows and columns
5) None of these

7. Which of the following is true?
1) Byte is a single digit in a binary number
2) Bit represents a grouping of digital numbers
3) Eight-digit binary number is called a byte
4) Eight-digit binary number is called a bit
5) None of these

8. Transformation of input into output is performed by?
1) Peripherals
2) Memory
3) Storage
4) The Input-Output unit
5) The CPU

9. How many options does a binary choice offer?
1) None
2) One
3) Two
4) It depends on the amount of memory in the computer
5) It depends on the speed of the computer's processor

10. .....is collection of web pages and ......is the very first page that we see on opening of a web-site
1) Home-page, Web-page
2) Web-site, Home-page
3) Web-page, Home-page
4) Web-page, Web-site
5) None of these

11. When the pointer is positioned on a _____ it is shaped like a hand.
1) Grammar error
2) Hyperlink
3) Screen tip
4) Spelling error
5) Formatting error

12. The _____ of a system includes the programs or instructions.
1) Hardware
2) Icon
3) Information
4) Software
5) None of these

13. 'www' stands for _____
1) World Word Web
2) World Wide Web
3) World White Web
4) World Work Web
5) None of these

14. What menu is selected to cut, copy, and paste?
1) File
2) Tools
3) Special
4) Edit
5) None

15. You can use the tab key to
1) Move a cursor across the screen
2) Indent a paragraph
3) Move the cursor down the screen
4) Only (1) and (2)
5) None of these

16. The most important or powerful computer in a typical network is _____
1) Desktop
2) Network client
3) Network server
4) Network station
5) None of these

17. Which of the following is an example of connectivity?
1) Internet
2) Floppy disk
3) Power cord
4) Data
5) None of these

18. The ability to find an individual item in a file immediately _____ is used.
1) File allocation table
2) Directory
3) Sequential access
4) Direct access
5) None of these

19. The primary purpose of software is to turn data into _____
1) Web sites
2) Information
3) Programs
4) Objects
5) None of these

20. To what temporary area can you store text and other data, and later paste them to another location?
1) The clipboard
2) ROM
3) CD-ROM
4) The hard disk
5) None of these

21. Storage that retains its data after the power is tuned off is referred to as
1) volatile storage
2) non-volatile storage
3) sequential storage
4) direct storage
5) None of these

22. _____is the science that attempts to produce machines that display the same type of intelligence that humans do.
1) Nano science
2) Nanotechnology
3) Simulation
4) Artificial intelligence (AI)
5) None of these

23. Changing an existing document is called _____ the document.
1) Creating
2) Editing
3) Modifying
4) Adjusting
5) None of these

24. Computers use the _____ number system to store data and perform calculations.
1) Decimal
2) Hexadecimal
3) Octal
4) Binary
5) None of these

25. Which of the following is the largest unit of storage?
1) GB
2) KB
3) MB
4) TB
5) None of these

26. The _____ key will launch the start buttons.
1) Esc
2) Shift
3) Windows
4) Shortcut
5) None of these

27. _____is the process of finding errors in software code.
1) Compiling
2) Testing
3) Running
4) Debugging
5) None of these

28. To move to the beginning of a line of text, press the _____ key.
1) Home
2) A
3) Page-up
4) Enter
5) None of these

29. Virtual memory is
1) Memory on the hard disk that the CPU uses as an extended RAM
2) RAM
3) Only necessary if you do not have any RAM in your computer
4) A back up device for floppy disks
5) None of these

30. A _____ contains specific rules and words that express the logical steps of an algorithm.
1) Syntax
2) Programming structure
3) Programming language
4) Logic chart
5) None of these

31. When sending an e-mail, the _____ line describes the contents of the message.
1) to
2) subject
3) contents
4) CC
5) None of these

32. The _____ tells the computer how to use its components.
1) Utility
2) Network
3) Operating system
4) Application program
5) None of these

33. Which grouping do you work with when formatting text in word?
1) Tables, paragraphs and indexes
2) Paragraphs, indexes and sections
3) Characters, sections and paragraphs
4) Indexes, characters and tables
5) None of these

34. What is backup?
1) Adding more components to your network
2) Protecting data by copying it from the original source to a different destination
3) Filtering old data from the new data
4) Accessing data on tape
5) None of these

35. Network components are connected to the same cable in the _____ topology.
1) Star
2) Ring
3) Bus
4) Mesh
5) Mixed

36. This component is required to process data into information and consists of integrated circuits.
1) Hard disk
2) RAM
3) CPU
4) ROM
5) None of these

37. One advantage of dial-up-internet access is ___
1) It utilises broadband technology
2) It utilizes existing telephone service
3) It uses a router for security
4) Modem speeds are very fast
5) None of these

38. What is the term for unsolicited e-mail?
1) News group
2) Use net
3) Backbone
4) Flaming
5) Spam

39. Two or more computers connected to each other of sharing information form a _____
1) Network
2) Router
3) Server
4) Tunnel
5) Pipeline

40. Computers that are portable and convenient for users who travel are known as _____
1) Super computers
2) Lap tops
3) Mini computers
4) File servers
5) None of these

41. A computer checks the _____ of user names and passwords for a match before granting access.
1) Website
2) Network
3) Backup file
4) Data base
5) None of these

42. Office LANs that are spread geographically apart on a large scale can be connected using a corporate _____
1) CAN
2) LAN
3) DAN
4) WAN
5) TAN

43. The code for a Web page is written using _____
1) A fifth generation language
2) Win Zip
3) Peripherals
4) Hypertext Markup Language
5) URL

44. What is the process of copying software programs from secondary storage media to the hard disk called?
1) Configuration
2) Download
3) Storage
4) Upload
5) Installation

45. Small application programs that run on a web page and may ensure a form is completed properly or provide animation are known as _____
1) Flash
2) Spiders
3) Cookies
4) Applets
5) Sparks

46. The first computers were programmed using _____
1) Assembly language
2) Machine language
3) Source code
4) Object code
5) Spaghetti code

47. Which process checks to ensure the components of the computer and operating are connected properly?
1) Booting
2) Processing
3) Saving
4) Editing
5) None of these

48. In a relational database, this is a data structure that organizes the information about a single topic into rows and columns.
1) Block
2) Record
3) Tuple
4) Table
5) Command line interface

49. How can the user determine what programs are available on a computer?
1) Checking the hard disk properties
2) Viewing the installed programs during the booting process
3) Checking the operating system for a list of installed programs.
4) Checking the existing files saved on the disk
5) None of these

50. When we run a program in HTML coding _____ is used as backend and ____ works as front-end.
1) Notepad - Internet-Explorer
2) Notepad - Msn-messenger
3) MS-Word - Internet Explorer
4) Both (1) and (2)
5) None of these

ANSWERS:

1)3 2)3 3)1 4)1 5)4 6)3 7)3 8)5 9)3 10)2 11)2 12)4 13)2 14)4 15)2 16)3 17)1 18)1 19)2 20)1 21)2 22)4 23)2 24)4 25)4 26)3 27)4 28)1 29)2 30)3 31)2 32)3 33)1 34)2 35)2 36)3 37)2 38)5 39)1 40)2 41)4 42)4 43)4 44)5 45)4 46)2 47)1 48)4 49)4 50)1

IBPS CWE COMPUTER KNOWLEDGE MCQs


1.Which command devides the surface of the blank disk into sectors and assign a unique address to each one
1) Ver
2) Format
3) Fat
4) Chkdsk
5) None of these

2.If you need to duplicate the entire disk, which command will you use ?
1) Copy
2) Diskcopy
3) Chkdsk
4) Format
5) None of these

3.A .............. sometimes called a boot sector virus, executes when a computer boots up because it resides in the boot sector of a floppy disk or the master boot record of a hard disk
1) system virus
2) Trojan horse virus
3) file virus
4) macro virus
5) None of these

4.A result of a computer virus can not lead to ......
1) Disk Crash
2) Mother Board Crash
3) Corruption o f program
4) Deletion of files
5) None of these

5.Every computer connected to an intranet or extranet must have a distinct .......
1) firewall
2) proxy server
3) IP address
4) domain name
5) None of these

6.Programming language built into user programs such as Word and Excel are known as ......
1) 4GLs
2) Macro languages
3) object-oriented languages
4) visual programming languages
5) None of these

7.Firewalls are used to protect against .......
1) unauthorized Attacks
2) virus Attacks
3) Data Driven Attacks
4) Fire Attacks
5) None of these

8.Which of the following extensions suggest that the file is a backup copy
1) Bak
2) Bas
3) Com
4) Txt
5) None of these

9.Computer programs are written in a high - level programming language; however, the human readable version of a program is called .......
1) cache
2) instruction set
3) source code
4) word size
5) None of these

10.The software tools that enable a user to interact with a computer for specific purposes are known as .......
1) Hardware
2) Networked Software
3) Shareware
4) Applications
5) None of these

11............... proessing is used when a large mail-order company accumulates orders and processes them together in one large set
1) Batch
2) Online
3) Real-time
4) Group
5) None of these

12.When a file contains instructions that can be carried out by the computer, it is often called a(n) ...... file
1) data
2) information
3) executable
4) application
5) None of these

13.A complier translates a program written in a high - level language into ........
1) Machine language   
2) An algorithm
3) A debugged program
4) Java
5) None of these

14.A set of step - by - step procedures for accomplishing a task is known as a(n) .....
1) algorithm
2) hardware program
3) software bug
4) firmware program
5) None of these

15.A complete electronic circuit with transistors and other electronic components on a small silicon chip is called a(n) ......
1) Workstation
2) CPU
3) Magnetic disk
4) Integrated circuit
5) None of these

16.A saved document is referred to as a .....
1) file
2) word
3) folder
4) project
5) None of these

17.What is output ?
1) What the processor takes from the user
2) What the user gives to the processor
3) What the processor gets from the user
4) What the processor gives to the user
5) None of these

18.When you turn on the computer, the boot routine will perform this test ........
1) RAM test
2) Disk drive test
3) Memory test
4) Power - on self-test
5) None of these

19.Which of the following storage media provides sequential access only ?
1) Floppy disk
2) Magnetic disk
3) Magnetic tape
4) Optical disk
5) None of these

20.In word processing, an efficient way to move the 3rd paragraph to place it after the 5th paragraph is ........
1) copy and paste
2) copy, cut and paste
3) cut, copy and paste
4) cut and paste
5) None of these

21. Hardware includes ..........
1) all devices used to input data into a computer
2) sets of instructions that  a computer runs or executes
3) the computer and all the devices connected to it that are used to input and output data
4) all devices involved in processing information including the central processing unit, memory and storage
5) None of these

22.The quickest and easiest way in Word, to locate a particular word or phrase in a document is to use the ....... command
1) Replace
2) Find
3) Lookup
4) Search
5) None of these

23.The term 'user interface' refers to ............
1) What the user sees on the screen and how they can interact with it
2) How the operating system responds to user commands
3) the means by which the user interacts with the peripheral devices on the computer
4) the monitor that is available for the computer
5) None of these

24.For creating a document, you use ........ command at File Menu.
1) Open
2) Close
3) New
4) Save
5) None of these

25.The .............. becomes different shapes depending on the task you are performing
1) Active tab
2) Insertion point
3) Mouse pointer
4) Ribbon
5) None of these

26.Specilizd programs that asist users in locating information on the Web are called ....
1) Information engines
2) Search engines
3) Web browsers
4) Resource locators
5) None of these

27.The background of any Word document ......
1) Is always white colour
2) Is the colour you presect under the Options menu
3) Is always the same for the entire document
4) Can have any colour you choose
5) None of these

28.Correcting errors in a program is referred to as .........
1) debugging
2) bugging
3) rectifying
4) modifying
5) None of these

29.Any letter, number, or symbol found on the keyboard that you can type into the computer ..........
1) output
2) character
3) type
4) print
5) font

30.A symbol or question on the screen that prompts you to take action and tell the computer what to do next ........
1) scanner
2) questionnaire
3) prompt and dialog box
4) information seeker
5) None of these

31.Commands at the top of a screen such as : FILE-EDIT-FONT-TOOLS to operate and change things within programs .....
1) menu bar
2) tool bar
3) user friendly
4) word processor
5) None of these

32.The primary device that a computer uses to store information ......
1) monitor
2) memory
3) disk
4) hard drive
5) None of these

33.A file extension is separated from the main file name with a(n) ......, but no spaces
1) questiion nark
2) exclamation mark
3) underscore
4) period
5) None of these

34.Application software is designed to accomplish .......
1) real -w orld tasks
2) computer-centric tasks
3) gaming tasks
4) operating system tasks
5) None of these

35.A ...... is a device that not only provdes surge protection, but also furnishes your computer with battery backup power during a power outage
1) surge strip
2) USB
3) UPS
4) battery strip
5) None of these

36.The term ............. designates equipment that might be added to a computer system to enhance, its functionality
1) digitial device
2) system add-on
3) disk pack
4) peripheral device
5) None of these

37........... this is the act of copying or downloading a program from a network and making multiple copies of it.
1) Network piracy
2) Plagiarism
3) Software piracy
4) Site-license piracy
5) None of these

38.When installing ............., the user must copy and usually decompress program files from a CDROM or other medium to the hard disk
1) programming software
2) system hardware
3) applications hardware
4) applications software
5) None of these

39.Which one of the following would be considered as a way that a computer virus can enter a computer system ?
1) Opening an application previously installed on the computer
2) Borrowed an illegal copy of software
3) Viewing a website without causing any additional transctions
4) Running antivirus programs
5) None of these

40.Programs such as Mozila Firefox that serve as navigable windows into the Web are called ..........
1) Hypertext
2) Networks
3) Internet
4) Web browsers
5) None of these

41.What is the main difference between a mainframe and a super computer ?
1) Super computer is much larger than mainframe computers
2) Super computers are much smaller than mainframe computers
3) Supercomputers are focused to execute few programs as fast as possible while mainframe uses its power to execute as many programs concurrently
4) Supercomputers are focused to execute as many programs as possible while mainframe uses its power to execute few programs as fast as possible
5) None of these

42.What is the function of Recycle Bin ?
1) Store deleted file
2) Store temporary file
3) Store corrupted file
4) Store Document file
5) None of these

43.Which is the latest version of MS Office ?
1) Office XP
2) Windows XP
3) Office 2007
4) Office 2010
5) None of these

44.Which device can not be shared in network ?
1) Floppy
2) Keyword
3) Computer
4) Printer
5) None of these

45.What is the purpose of query ?
1) Input data
2) Output data
3) Sort & filter
4) All of above
5) None of these

46.Which port doesn't exist in computer ?
1) USB
2) Parallel
3) Com1 / Com2
4) RAW
5) None of these

47.What is the name of exel files ?
1) Workbook
2) Worksheet
3) Spreadsheet
4) Spread book
5) None of these

48.Workgroup means
1) Computers in network
2) Individual user
3) Individual computer
4) All of he above
5) None of these

49.Synonym can be reviewed with
1) Spelling and grammar
2) Thesaurus
3) Both
4) Synonym viewer
5) None of these

50.Which command allows you to reduce fragments of file and optimize the performance of disk ?
1) Scandisk
2) Diskcomp
3) Chkdsak
4) Defrag
5) None of these

ANSWERS:
    1) 2    2) 2    3) 5    4) 2    5) 2    6) 4        7) 1    8) 1    9) 3    10) 4
11) 1    12) 3    13) 1    14) 1    15) 4    16) 1    17) 4    18) 2        19) 2   20) 4
21) 4    22) 2    23) 1    24) 3        25) 3    26) 2    27) 4    28) 1    29) 2    30) 3   
31) 1    32) 4    33) 5    34) 4    35) 3    36) 4  37) 3    38) 1    39) 2    40) 4
41) 3    42) 1   43) 4    44) 2    45) 4    46) 4    47) 1    48) 1        49) 2    50) 4

IBPS CWE COMPUTER KNOWLEDGE MODEL QUESTIONS


1. Who amongst the following is called the father of modern computing?    
(A) charles babbage
(B) hollerith
(C) gottfried von leibnitz
(D) joesph M. jacquard    
(E) None of these
ANSWER: (A)

2. Which of the following is a circuit that issue signals at regular intervals...
(A) Circuit board
(B) Clock
(C) Circuit card
(D) Gates
(E) None of these
ANSWER: (B) 

3. ________ controls the way in which the computer system functions and provides a means by which users can interact with the computer           
(A) The platform
(B) Application software
(C) Operating system
(D) The motherboard
(E) None of these
ANSWER: (C) 

4. Paper tape is an old-established method of storing data, which replaced.....in many application.    
(B) Magnetic tape
(B) Punched card
(C) Cartridge tape
(D) Magnetic disk
(E) None of these
ANSWER: (B) 

5. A set of related programms are...
(A) File    
(B) Arrays
(C) Package
(D) Subscripts
(E) None of these
ANSWER: (C) 

6.Which of the following is a list-processing high-level language...       
(A) APL    
(B) LISP
(C) PROLOG
(D) ADA
(E) None of these
ANSWER: (B) 

7. The 0 and 1 in the binary numbering system are called binary digits or ....
(A) bytes     
(B) kilobytes
(C) decimal bytes
(D) bits     
(E) nibbles
ANSWER: (D) 

8. A monitor's ... is the distance between the holes in the mask behind the screen. This helps determine how sharp the dots appear.            
(A) refresh rate
(B) dot pitch
(C) resolution
(D) colour depth
(E) None of these
ANSWER: (B) 

9.All of the following are examples of real security and privacy risks Except _
(A) hackers
(B) spam
(C) viruses
(D) identify theft
(E) None of these
ANSWER: (B) 

10. A directly accessible appointment calendar is a feature of a ... resident package.
(A) CPU
(B) memory    
(C) Buffer
(D) ALU
(E) None of these
ANSWER: (B) 

11.Which of the following code used in present day computing was developed by IBM corporation?  
(A) ASCII
(B) Hollerith Code
(C) Baudot Code
(D) EBCDIC Code
(E) None of these
ANSWER: (D) 

12.The first generation computer system used...               
(A) Vacuum tubes
(B) Transistors
(C) Registers 
(D) Magnetic cores
(E) Silicon chip
ANSWER: (A) 

13. A term associated with the comparision of processing speeds of different computer system is...        
(A) EFTS
(B) MPG
(C) MIPS
(D) CFPS
(E) None of these
ANSWER: (C) 

14. Accessing data on tapes is much ....... than that accessing data on disks.
(A) Slower
(B) Faster
(C) Same
(D) All of the above
(E) None of these
ANSWER: (A) 

15. A standard intended to connect relatively lowspeed devices such as keyboards, mice, modems and printers is
(A) Access bus
(B) Access time
(C) Connector
(D) Access story
(E) None of these
ANSWER: (A) 

16.The hardware in which data may be stored for a computer system is called
(A) Registers
(B) Bus       
(C) Control unit
(D) Memory
(E) Chip
ANSWER: (D) 

17.A byte consists of one group of 8 bits put together. What is the largest decimal number which can be represented by a byte?
(A) 128    
(B) 256
(C) 255    
(D) 118
(E) None of these
ANSWER: (C) 

18. The 7-bit ASCII code widely used         
(A) For data communication work
(B) In IBM mainframe models
(C) For coding external memory
(D) In large machines produced by non-IBM vendors
(E) None of the above
ANSWER: (A) 

19. Perforated paper used as input or output media is known as...      
(A) Paper tape
(B) Magnetic tape
(C) Punched paper tape
(D) Card punch
(E) None of these
ANSWER: (A) 

20. The ____ directory is mandatory for every disk.           
(A) Root
(B) Base
(C) Sub    
(D) Case
(E) None of these
ANSWER: (A) 

21. The invention of the slide rule is attributed to..          
(A) Babbage
 (B) Oughtred     
(C) Pascal
(D) Napier     
(E) None of these
ANSWER: (B) 

22. Which of the following is not an advantage of magnetic disk storage.  
(A) The access time of magnetic disk is much less than that of magnetic tape
(B) Disk storage is longer lasting than magnetic tape
(C) Disk storage is less expensive than tape storage
(D) All of the above
(E) None of these
ANSWER: (E) 

23. Zip disks are referred as....
(A) Primary memory    
(B) Secondary memory     
(C) Register
(D) All of the above
(E) None of these
ANSWER: (B)  

24. Two write a data one uses...
(A) CD-ROM drive
(B) CD-R drive
(C) Record player    
(D) All of the above
(E) None of these
ANSWER: (B) 

25. The memory sizes in mainframe computers and advanced technology micro computer are expressed as   
(A) Bytes
(B) Kilo-bytes
(C) Bits
(D) Megabytes
(E) None of these
ANSWER: (D) 

26.A byte is comprised of   
(A) One bit
(B) Four bits
(C) Eight bits
(D) Sixteen bits
(E) None of these
ANSWER: (C) 

27.A hard copy would be prepared on a
(A) Line printer
(B) Dot matrix printer
(C) Type writer terminal
(D) Plotter
(E) All of the above       
ANSWER: (E) 

28.A prefix for billion which is equal to .... is called as billi.       
(A) 100         
(B) 10000
(C) 1000     
(D) 10
(E) None of these
ANSWER: (D) 

29. Which of the following animations cannot be done in PowerPoint ?  
(A) bullet list, revealed one bullet point at a time
(B) clip art - Fly in from the bottom
(C) table, revealed row by row
(D) chart, revealed by series
(E) None of these
ANSWER: (C) 

30. In MS-Excel, what displays the contents of the active cell ?    
(A) Namebox
(B) RowHeadings
(C) Formulabar
(D) Taskpane
(E) None of these
ANSWER: (C) 

31. Several views are available in MS Front Page. Which one of the following is NOT a valid view ?      
(A) Design View  
(B) Folders View
(C) Navigation View
(D) Web Server View
(E) None of these
ANSWER: (D)
 
32. An electronic device that is capable of accepting encoded data at its input and generating unencoded data at its output is
(A) Modem
(B) Joystick   
(C) Decoder
(D) Plotter
(E) None of these
ANSWER: (C) 

33. A communication protocol that converts noisy data links into communication channels free of transmission errors is known as           
(A) Data link protocol
(B) Data link
(C) Data medium    
(D) Data model
(E) None of these
ANSWER: (A) 

34. One of the components of central processing unit (CPU) of the computer that performs mathematical and logical operations is ...       
(A) ALU (arithmetic logical unit)    
(B) Address register
(C) Analog
(D) All of the above
(E) None of these
ANSWER: (A) 

35. In Assembly language....    
(A) Mnemonics are used to code operations
(B) Alphanumeric symbols are used for addresses
(C) Language lies between high-level language and machine language
(D) All of the above
(E) None of these
ANSWER: (D) 

 

IBPS CLERKS EXAM COMPUTER KNOWLEDGE PRACTICE MODEL PAPER


1.    The instructions that tell a computer how to carry out the processing tasks are referred to as computer .........
1) programs
2) processors
 3) input devices
4) memory modules
5) None of these


2.    An area of a computer that temporarily holds data waiting to be processed is ..........
1) CPU
2) Memory
3) Storage
4) File
5) None of these

3.    To select or unselect one word to the right
1) CTRL + SHIFT
2) CTRL + SHIFT + UP Arrow
3) CTRL + SHIFT + Down Arrow
4) CTRL + SHIFT + Right Arrow
5) None of these

4.    To maximize or restore a selected window
1) CTRL + F7
2) CTRL + F10
3) CTRL + F8
4) CTRL + F9
5) None of these

5.    To Copy a picture of the selected window to the clipboard
1) ALT + TAB
 2) Ctrl + TAB
3) ALT + Print Screen
4) Both (1) and (2)
5) None of these

6.    .......... is the key to close a selected drop - down list; cancel a comm-and and close a dialog box.
1) TAB
2) SHIFT
3) ESC
4) F10
5) None of these

7.    ......... is the key we use to run the selected command.
1) SHIFT
2) TAB
3) ENTER
4) CTRL
5) None of these

8.    ............ is the functional key to display save-as box.
1) F5
2) F6
3) F9
4) F12
5) None of these

9.    ............ is the combination of keys to switch between the last four places that you have edited
1) ALT + CTRL + Z
2) ALT + CTRL + Y
3) ALT + TAB + Z
4) ALT + SHIFT + Z
5) None of these

10.    ............ is the Keyboard shortcut key to insert auto sum
1) ALT
2) ALT=
3) ALT+
4) ALT–
5) ALT+CTRL

11.    Data becomes ................ when it is presented in a format that people can understand and use
1) processed
2) graphs
3) information
4) presentation
5) None of these

12.    The term ............. designates equipment that might be added to a computer system to enhance its functionality.
1) digital device
2) system add-on
3) disk pack
4) peripheral device
5) None of these

13.    A ............ is a microprocessor - based computing device.
1) personal computer
2) mainframe
3) workstation   
4) server
5) None of these

14.    RAM can be thought of as the ......... for the computer's processor
1) factory
2) operating room
3) waiting room
4) planning room
5) None of these

15.    Which of the following are the functions of a operating system
1) Allocates resources
 2) Monitors Activities
3) Manages disks and files
4) All of the above
5) Only 1 and 2

16.    To move a copy of file from one computer to another over a communication channel is called ?
1) File transfer
2) File encryption
3) File modification
4) File copying
5) None of these

17.    The primary function of the ............ is to set up the hardware and load and start an operating system
1) System Programs
2) BIOS
3) CP
4) Memory
5) None of these

18.    What kind of memory is both static and non - volatile ?
1) RAM
2) ROM
3) BIOS
4) CACHE
5) 5) None of these

19.    .......... is computer software designed to operate the computer hardware and to provide platform for running application software
1) Application software
2) System software
3) Software
4) Operating system
5) None of these

20.    The ......... is the amount of data that a storage device can move from the storage medium to the Computer per second
1) data migration rate
2) data digitizing rate
3) data transfer rate
4) data access rate
5) None of these

21.    A device, which is not connected to CPU, is called as .......
1) land-line device
2) On-line device
3) Off-line device
4) Device
5) None of the above

22.    What is the other name for programmed chip?
1) RAM
2) ROM
3) LSIC
4) PROM
5) None of these

23.    On-line real time systems become popular in ........... generation
1) First Generation
2) Second Generation
3) Third Generation
4) FOurth Generation
5) None of thes

24.    You use a(n) ....., such as a keyboard or mouse, to input information
1) output device
2) input device
3) storage device
4) processing device
5) None of these

25.    ............ is the ability of a device to "jump" directly to the requested data
1) Sequential access
2) Random access
3) Quick access
4) All of the above
5) None of these

26.    ............ provides process and memory management services that allow two or more tasks, jobs, or programs to run simultaneously
1) Multitasking
2) Multithreading
3) Multiprocessing
4) Multicoputing
5) None of these

27.    The task of performing operations like arithmetic and logical operations is called ......
1) Processing
2) Storing
3) Editing
4) Sorting
5) None of these

28.    The ALU and Control Unit joinly known as
1) RAM
2) ROM
3) CPU
4) PC
5) None of these

29.    RAM is an example of
1) Secondary memory
2) Primary memory
3) Main memory   
4) Both (1) and (2)
5) None of these

30.    Magnetic disk is an example of
1) Secondary memory
2) Primary meory
3) Main memory   
4) Botha (1) and (2)
5) None of these

31.    Which one of the following is NOT a computer language /
1) MS-Excel
2) BASIC
3) COBOL
4) C++
5) None of these

32.    Each memory cell has a unique number, assigned to it is called as the ....... of the cell
1) Address
2) Register
3) Number
4) Path
5) None of these

33.    RAm is also called as
1) Read / Write Memory
2) Long Memory
3) Permanent Memory
4) Primary Memory
5) None of these

34.    ............ Store data or information temporarily and pass it on as directed by the control unit
1) Address
2) Register
3) Number
4) Memory
5) None of these

35.    Select the Odd one
1) Operating system
2) Interpreter
3) Compiler
4) Assembler
5) None of these

36.    A ............ is an additional set of commands that the computer displays after you make a selection from the main menu
1) dialog box
2) submenu
3) menu selection
4) All of the above
5) None of these

37.    COBOL is an acronym for .............
1) Common Business Oriented Language
2) Computer Business Oriented Language
3) Common Business Operated Language
4) Common Business Organized Language
5) None of these

38.    All of the following are examples of real security and privacy risks EXCEPT
1) hackers
2) Spam
3) viruses
4) identity theft
5) None of these

39.    Which of the following is NOT one of the four major data processing functions of a computer?
1) gathering data
2) processing data into information
3) analyzing the data or information
4) storing the data or information
5) None of these

40.    All of the following are examples of storage devices EXCEPT :
1) hard disk drives
2) printers
3) floppy disk drives
4) CD drives
5) Pen drives

41.    The CPU and memory are located on the :
1) expansion board
2) motherboard
3) storage device
4) output device
5) display board

42.    .............. is the science that attempts to produce machines that display the same type of intelligence that humans do
1) Nanoscience
2) Nanotechnology
3) Simulation
4) Aritificial intelligence (Al)
5) None of these

43.    Servers are computers that provide resources to other computers connected to a :
1) networkd
2) mainframe
3) supercomputer
4) client
5) internet

44.    When creating a computer program, the ......... designs the structure of the program
1) End user
2) System Analyst
3) Programmer
4) All of the above
5) None of these

45.    A computer program that converts an entire program into machine language at one time is called a/ an
1) interpreter
2) simulator
3) characters
4) numbers
5) None of these

46.    Computers process data into information by working exclusively with :
1) multimedia
2) words
3) characters
4) numbers
5) None of these

47.    The difference between people with access to computers and the Internet and those without this access is known as the :
1) digital divide
2) Internet divide
3) Web divide
4) broadband divide
5) None of these

48.    Computers manipulate data in many ways, and this manipulation is calld ......
1) upgrading  
2) processing
3) batching  
4) utilizing
5) None of these

49.    The ability to recover and read deleted or damaged files from a criminal's computer is an example of a law enforcement speciality called:
1) robotics   
2) simulation
3) computer forensics
4) animation
5) None of these

50.    Where does most data go first with in a computer memory hierarchy ?
1) RAM
2) ROM
3) BIOS
4) CACHE
5) None of these

ANSWERS:
    1) 1    2) 2    3) 4    4) 2    5) 3    6) 3        7) 3    8) 4    9) 1    10) 2
11) 3    12) 4    13) 1    14) 3    15) 4    16) 1    17) 2    18) 2        19) 2
20) 3    21) 3    22) 2    23) 3    24) 2        25) 2    26) 1    27) 1    28) 3    29) 2    30) 1   
31) 1    32) 1    33) 1    34) 2    35) 1    36) 1   37) 1    38) 2    39) 3    40) 2
41) 2    42) 4    43) 2    44) 2    45) 3    46) 4    47) 1    48) 2        49) 3    50) 1



Punjab and Sind Bank Clerk Exam., 2011

Computer Knowledge
(Held on 30-1-2011)


1. The software tools that enable a user to interact with a computer for specific purposes are known as—
(A) Hardware
(B) Networked Software
(C) Shareware
(D) Applications
(E) None of these
Ans : (D)

2. A………shares hardware, software, and data among authorized users.
(A) network
(B) protocol
(C) hyperlink
(D) transmitter
(E) None of these
Ans : (A)

3. Computer programs are written in a high-level programming language; however, the humanreadable version of a program is called—
(A) cache
(B) instruction set
(C) source code
(D) word size
(E) None of these
Ans : (C)


4. In word processing, an efficient way to move the 3rd paragraph to place it after the 5th paragraph is—
(A) copy and paste
(B) copy, cut and paste
(C) cut, copy and paste
(D) cut and paste
(E) None of these
Ans : (D)

5. Which of the following is not a function of the control unit ?
(A) Read instructions
(B) Execute instructions
(C) Interpret instructions
(D) Direct operations
(E) None of these
Ans : (D)

6. Software for organizing storage and retrieval of information is a(n)—
(A) operating system
(B) database
(C) database program
(D) data warehouse
(E) None of these
Ans : (C)

7. A set of step-by-step procedures for accomplishing a task is known as a(n)—
(A) algorithm
(B) hardware program
(C) software bug
(D) firmware program
(E) None of these
Ans : (A)

8. Which of the following is not true about RAM ?
(A) RAM is a temporary storage area
(B) RAM is the same as hard disk storage
(C) RAM is volatile
(D) Information stored in RAM is gone when you turn the computer off
(E) None of these
Ans : (B)

9. The main directory of a disk is called the………directory.
(A) root
(B) sub
(C) folder
(D) network
(E) None of these
Ans : (A)

10. The physical arrangement of elements on a page is referred to as a document’s……
(A) features
(B) format
(C) pagination
(D) grid
(E) None of these
Ans : (B)

11. =SUM (B1 : B8) is an example of a—
(A) function
(B) formula
(C) cell address
(D) value
(E) None of these
Ans : (B)

12. Which of the following storage media provides sequential access only ?
(A) Floppy disk
(B) Magnetic disk
(C) Magnetic tape
(D) Optical disk
(E) None of these
Ans : (B)

13. Compilers and translators are one form of—
(A) ROM
(B) RAM
(C) Hard disk
(D) Software
(E) None of these
Ans : (D)

14. Data representation is based on the………number system, which uses two numbers to represent all data.
(A) binary
(B) biometric
(C) bicentennial
(D) byte
(E) None of these
Ans : (A)

15. The most common input devices include—
(A) Monitor and keyboard
(B) Monitor and mouse
(C) Mouse and keyboard
(D) Printer and mouse
(E) None of these
Ans : (C)

16. www means—
(A) world wide wonder
(B) world wide wizard
(C) world wide web
(D) wide world web
(E) None of these
Ans : (C)

17. ………processing is used when a large mail-order company accumulates orders and processes them together in one large set.
(A) Batch
(B) Online
(C) Real-time
(D) Group
(E) None of these
Ans : (A)

18. What is the difference between a CD-ROM and a CD-RW ?
(A) They are the same—just two different terms used by different manufacturers
(B) A CD-ROM can be written to and a CD-RW cannot
(C) A CD-RW can be written to, but a CD-ROM can only be read from
(D) A CD-ROM holds more information than a CD-RW
(E) None of these
Ans : (C)

19. Holding the mouse button down while moving an object or text is known as—
(A) Moving
(B) Dragging
(C) Dropping
(D) Highlighting
(E) None of these
Ans : (B)

20. A………is a collection of data that is stored electronically as a series of records in a table.
(A) spreadsheet
(B) presentation
(C) database
(D) web page
(E) None of these
Ans : (C)

21. The………primarily take(s) care of the behind-the-scenes details and manage(s) the hardware.
(A) operating system
(B) application software
(C) peripheral devices
(D) hard disk
(E) None of these
Ans : (A)

22. A……is a professionally designed ‘empty’ document that can be adapted to the user’s needs.
(A) file
(B) guide
(C) template
(D) user guide file
(E) None of these
Ans : (C)

23. A group of 8 bits is known as a—
(A) Byte
(B) Kilobyte
(C) Binary digit
(D) Megabit
(E) None of these
Ans : (A)

24. The hardware device commonly referred to as the ‘brain’ of the computer is the—
(A) RAM chip
(B) Data input
(C) CPU
(D) Secondary storage
(E) None of these
Ans : (C)

25. What is the intersection of a column and a row on a worksheet called ?
(A) Column
(B) Value
(C) Address
(D) Cell
(E) None of these
Ans : (D)

26. ………are often delivered to a PC through an e-mail attachment and are often designed to do harm.
(A) Viruses
(B) Spam
(C) Portals
(D) Email messages
(E) None of these
Ans : (A)

27. What is the storage area for e-mail messages called ?
(A) A folder
(B) A directory
(C) A mailbox
(D) The hard disk
(E) None of these
Ans : (C)

28. A desktop computer is also known as a—
(A) Palm Pilot
(B) PC
(C) Laptop
(D) Mainframe
(E) None of these
Ans : (B)

29. When a file contains instructions that can be carried out by the computer, it is often called a(n) ……file.
(A) data
(B) information
(C) executable
(D) application
(E) None of these
Ans : (C)

30. Documents converted to……can be published to the Web.
(A) a.doc file
(B) http
(C) machine language
(D) HTML
(E) None of these
Ans : (D)

31. If a user needs information instantly available to the CPU, it should be stored—
(A) on a CD
(B) in secondary storage
(C) in the CPU
(D) in RAM
(E) None of these
Ans : (B)

32. To what temporary area can you store text and other data, and later paste them to another location ?
(A) The clipboard
(B) ROM
(C) CD-ROM
(D) The hard disk
(E) None of these
Ans : (A)

33. In a spreadsheet, a………is a number you will use in a calculation.
(A) label
(B) cell
(C) field
(D) value
(E) None of these
Ans : (D)

34. After slide-directed time, if you want to move ahead automatically, click in……check box in transition of this slide group in tab of animations—
(A) Transition timer
(B) Automatically opter
(C) Transition opter
(D) Automatic timer
(E) None of these
Ans : (B)

35. All are included in removable media except the following—
(A) CD-ROMs
(B) Diskette
(C) DVDs
(D) High disk drive
(E) None of these
Ans : (D)

36. If you open some menu and then decide that you do not want to select some option, then click the menu title again or press the…… key to layout the menu.
(A) shift
(B) tab
(C) escape
(D) F1
(E) None of these
Ans : (C)

37. Using the……process, it is easy to change the name of the file.
(A) transforming
(B) crash
(C) renaming
(D) retagging
(E) None of these
Ans : (C)

38. ………view shows that how will content on printed page, alongwith footer and margin header, appear.
(A) Draft
(B) Full screen reading
(C) Outline
(D) Page layout
(E) None of these
Ans : (D)

39. Using………, the text can be entered and edited very efficiently.
(A) spreadsheet
(B) typewriter
(C) word processing programme
(D) desktop publishing programme
(E) None of these
Ans : (D)

40. Other folders, named subfolders, can remain in the folders while creating hierarchical structure—
(A) Mini folder
(B) Teard folder
(C) Subfolders
(D) Object
(E) None of these
Ans : (C)

41. By using slide………, the characteristics of the fonts of all the slides in presentation, can be changed.
(A) theme
(B) icon
(C) master
(D) style
(E) None of these
Ans : (B)

42. Though several programmers can be opened simultaneously yet only…………programmed can be active.
(A) four
(B) three
(C) two
(D) one
(E) None of these
Ans : (B)

43. Straight and Uniform margins on both the sides indicate that there is …………in the document.
(A) full justification
(B) full alignment
(C) left justification
(D) right justification
(E) None of these
Ans : (A)

44. Among the typical computer programming languages used today, the following is not included in—
(A) C++
(B) JAVA
(C)Visual Basic.NET
(D) Machine language
(E) None of these
Ans : (D)

45. In table in excel, there are typical labels alongwith……
(A) Letters
(B) Numbers
(C) Names
(D) Formulae
(E) None of these
Ans : (B)

46. ………….makes available the commands to righten the software. Instructions are translated step-by-step and executed by the processor so that some objective can be achieved or some problem can be solved.
(A) Software patch
(B) Al language
(C) Presentation language
(D) Programming language
(E) None of these
Ans : (C)

47. As you create documents, graphs and pictures your computer holds the data in—
(A) Restore file
(B) Backup drive
(C) Clip board
(D) Memory
(E) None of these
Ans : (D)

48. Which of the following terms is used for the form in which the word will appear on the page ?
(A) Text formatting
(B) Character formatting
(C) Point size
(D) Type face
(E) None of these
Ans : (A)

49. ……….helps to capture the raw data and enter into the computer system.
(A) CPU
(B) Integrated circuit
(C) Input device
(D) Motherboard
(E) None of these
Ans : (C)

50. The following are included in the world programme ………….Title Bar, Ribbon, Status Bar, Views, Document workspace.
(A) Window
(B) Browser
(C) Explorer
(D) Website
(E) None of these
Ans : (A)



IBPS CLERKS EXAM COMPUTER KNOWLEDGE MCQs



1. Programs from the same developer , sold bundled together , that provide better integration and share common features , toolbars and menus are known as ....
(A) software suites
(B) integrated software packages
(C) software processing packages
(D) personal information managers
(E) none of these
ANS (A)
2. A data warehouse is which of the following ?
(A) Can be updated by the end users
(B) Contains numerous naming conventions and formats
(C) Organized around important subject areas
(D) Contains only current data
(E) None of these
ANS (C)
3. ______________ servers store and manages files for network users.
(A) Authentication
(B) Main
(C) Web
(D) File
(E) None of these
ANS (D)
4. All of the following are examples of real security and privacy risks Except _____
(A) hackers
(B) spam
(C) viruses
(D) identify theft
(E) None of these
ANS (B)
5. ___________ terminals (formerly known as cash registers) are often connected to complex inventory and sales computer systems .
(A) Data
(B) Sales
(C) Query
(D) (Point-of-sale (POS)
(E) None of these
ANS (B)
6. The OSI model is divided into _______ processes called layers.
(A) five
(B) six
(C) seven
(D) eight
(E) None of these
ANS (C)
7. System software is the set of programs that enables your computer's hardware devices and ______ software to work together.
(A) management
(B) processing
(C) utility
(D) application
(E) None of these
ANS (D)
8. ________ are specially designed computer chips reside inside other devices, such as your car or your electronic thermostat.
(A) Servers
(B) Embedded computers
(C) Robotic computers
(D) Mainframes
(E) None of these
ANS (B)
9. The following are all computing devices , except.........
(A) notebook computers
(B) cellular telephones
(C) digital scanners
(D) personal digital assistants
(E) None of these
ANS (C)
10. in a ring topology , the the computer in possession of the ______ can trasmit data
(A) packet
(B) data
(C) access method
(D) token
(E) None of these
ANS (D)
11. This part of operating system manages the essential peripherals, such as the keyboard, screen , disk drives, and parallel and serial ports ____
(A) basic input/output system
(B) secondary input/output system
(C) peripheral input/output system
(D) marginal input/output system
(E) None of these
ANS (A)
12. ________ Viruses are often transmitted by a floppy disk left in the floppy drive
(A) Trojan horse
(B) Boot sector
(C) Script
(D) Logic bomb
(E) None of these
ANS (B)
13. ________ controls the way in which the computer system functions and provides a means by which users can interact with the computer
(A) The platform
(B) Application software
(C) Operating system
(D) The motherboard
(E) None of these
ANS (C)
14. Servers are computers that provide resources to other computers connected to a ___________
(A) mainframe
(B) network
(C) supercomputer
(D) client
(E) None of these
ANS (B)
15. A goal of data mining includes which of the following?
(A) To explain some observed event or condition
(B) To confirm that data exists
(C) To analyze data for expected relationships
(D) To create a new data warehouse
(E) None of these
ANS (A)
16. URL stands for ........
(A) Universal Research List
(B) Universal Resource List
(C) Uniform Resource Locator
(D) Uniform Research Locator
(E) None of these
ANS (C)
17. A database management system (DBMS) is a ............
(A) hardware system used to create , maintain and provide controlled access to a database
(B) hardware system used to create, maintain, and provide uncontrolled access to a database.
(C) software system used to create, maintain, and provide uncontrolled access to a database.
(D) software system used to create, maintain, and provide controlled access to a database.
(E) None of these
ANS (D)
18. Which of the following is NOT a goal of transaction processing system ?
(A) Capture , process and store transactions
(B) Produce a variety of documents related to routine business activities
(C) Reduce manual effort associated with processing business transactions
(D) Produce standard reports used for management decision making
(E) None of these
ANS ()
19. A Proxy server is used for which of the following?
(A) To provide security against unauthorized users
(B) To process client requests for web pages
(C) To process client requests for database access
(D) To provide TCP/IP
(E) None of these
ANS (B)
20. When data changes in multiple lists and all lists are not updated, this causes:
(A) data redundancy
(B) information overload
(C) duplicate data
(D) data inconsistency
(E) None of these
ANS (D)
21. _____________ are words that a programming language has set aside for its own use.
(A) Control worlds
(B) Reserved words
(C) Control structures
(D) Reserved keys
(E) None of these
ANS (B)
22. What is the primary difference between a virus and a worm?
(A) A worm has the ability to self-propagate from an infected user's computer to other computers
(B) A worm is usually written by a cracker: Script bunnies do not have the skills to develop a worm program
(C) A virus is very harmful to the computers it infects : a worm is not a serious a problem
(D) Anti-virus software is effective in fighting viruses but not worms
(E) None of these
ANS ()
23. ______ describe what is database fields.
(A) Structures
(B) Field markers
(C) Field definition
(D) Field names
(E) None of these
ANS (D)
24. You must install a (n) ____________ on a network if you want to share a broadband Internet connection.
(A) router
(B) modem
(C) node
(D) cable
(E) None of these
ANS (A)
25. A goal of normalization is to __________
(A) minimize the number of relationships
(B) minimize the number of entities
(C) minimize the number of tables
(D) minimize the number of redundancy
(E) None of these
ANS (D)
26. Granting an outside organization access to internet web pages is often implemented using a (n) ____
(A) extranet
(B) intranet
(C) internet
(D) hacker
(E) None of these
ANS (A)
27. Which term identifies a specific computer on the web and the main page of the entire site
(A) URL
(B) Web site address
(C) Hyperlink
(D) Domain name
(E) None of these
ANS (A)
28. The code that relational database management systems use to perform their database task is referred to as .....
(A) QBE
(B) SQL
(C) OLAP
(D) Sequel Server
(E) None of these
ANS (B)
29. Chip is a common nickname for a (n):
(A) transistor
(B) resistor
(C) integrated circuit
(D) semiconductor
(E) None of these
ANS (c)
30. The purpose of the primary key in a database is to:
(A) unlock the database
(B) provide a map of the data
(C) uniquely identify a record
(D) establish constraints on database operations.
(E) None of these
ANS (B)
31. A _________ contains specific rules and words that express the logical steps of an algorithm.
(A) programming language
(B) syntax
(C) programming structure
(D) logic chart
(E) None of these
ANS ()
32. The design of the network is called the network:
(A) architecture
(B) server
(C) transmission
(D) type
(E) None of these
ANS (A)
33. The most frequently used instructions of a computer program are likely to be fetched from:
(A) the hard disk
(B) cache memory
(C) RAM
(D) registers
(E) None of these
ANS (B)
34. The ____________ contains data descriptions and defines the name, data type, and length of each field in the database.
(A) data dictionary
(B) data table
(C) data record
(D) data field
(E) None of these
ANS (A)
35. Personal logs or journal entries posted on the Web are known as:
(A) listservs
(B) Webcasts
(C) blogs
(D) subject directories
(E) None of these
ANS (C)
36. A(n) _______ uses pictures (called icons) and menus displayed on the screen to send commands to the computer system.
(A) command - based user interface
(B) GUI
(C) system utility
(D) API
(E) None of these
ANS (B)
37. The _____ manual tells you how to use a software program.
(A) documentation
(B) programming
(C) technical
(D) user
(E) None of these
ANS ()
38. Which of the following is NOT a type of broadband Internet connection?
(A) Cable
(B) DSL
(C) Dial-up
(D) Satellite
(E) None of these
ANS (C)
39. Software, such as viruses, worms and Trojan horses, that has a malicious intent, is known as:
(A) spyware
(B) adware
(C) spam
(D) malware
(E) None of these
ANS (D)
40. Making a field ______ means that it cannot be left blank.
(A) numeric
(B) required
(C) calculated
(D) validated
(E) None of these
ANS (B)
41. _________ is the process of finding errors in software code.
(A) Debugging
(B) Compiling
(C) Testing
(D) Running
(E) None pf these
ANS ()
42. ____________ are viruses that are triggered by the passage of time or on a certain date.
(A) Boot-sector viruses
(B) Macro viruses
(C) Time bombs
(D) Worms
(E) None of these
Ans (C)
43. Linux is a (n) ____________ operating system.
(A) open-source
(B) Microsoft
(C) Windows
(D) Mac
(E) None of these
ANS (A)
44. What is a backup?
(A) Restoring the information backup
(B) An exact copy of a system's information
(C) The ability to get a system up and running in the event of a system crash or failure
(D) All of these
(E) None of these
ANS (D)
45. Which of the following places the common data elements in order from smallest to largest
(A) character, file, record, field, database
(B) character, record, field, database, file
(C) character, field, record, file, database
(D) Bit, byte, character, record, field, file, database,
(E) None of these
ANS (C)
46. The internet is ......
(A) a large network of networks
(B) an internal communication system for a business
(C) a communication system for the Indian government
(D) All of these
(E) None of these
ANS (D)
47. ____________ are lists of commands that appear on the screen.
(A) GUIs
(B) Icons
(C) Menus
(D) Windows
(E) None of these
ANS (C)
48. Which of the following statements is FALSE concerning file names?
(A) Files may share the same name or the same extension but not both
(B) Every file in the same folder must have a unique name
(C) File extension is another name for file type
(D) The file extension comes before the dot (.) followed by the file name
(E) None of these
ANS (D)
49. Verification of a login name and password is known as:
(A) configuration
(B) accessibility
(C) authentication
(D) logging in
(E) None of these
ANS (C)
50. Which of the following would most likely NOT be a symptom of a virus?
(A) Existing program files and icons disappear.
(B) The CD-ROM stops functioning.
(C) The Web browser opens to an unusual home page.
(D) Odd messages or images are displayed on the screen.
(E) None of these
ANS (B)

Allahabad Bank Probationary Officers Exam.



Computer Knowledge 
(Held on 17-4-2011) 


1. Which of the following are advantages of CD-ROM as a storage media ?
(A) CD-ROM is an inexpensive way to store large amount of data and information
(B) CD-ROM disks retrieve data and information more quickly than magnetic disks do
(C) CD-ROMs make less errors than magnetic media
(D) All of these
(E) None of these
Ans : (D)

2. A ……… is the term used when a search engine returns a Web page that matches the search criteria.
(A) blog
(B) hit
(C) link
(D) view
(E) success
Ans : (C)

3. The ……… is the term used to describe the window that is currently being used.
(A) Web Window
(B) display area
(C) WordPad Window
(D) active window
(E) monitor
Ans : (D)


4. CPU is an abbreviation for—
(A) central programming unit
(B) central processing unit
(C) computer processing unit
(D) computer protocol unit
(E) central protocol unit
Ans : (B)

5. A microprocessor is the brain of the computer and is also called a(n)—
(A) microchip
(B) macrochip
(C) macroprocessor
(D) calculator
(E) software
Ans : (A)

6. Storage and memory differ with respect to which of the following characteristics ?
(A) Price
(B) Reliability
(C) Speed
(D) All of these
(E) None of these
Ans : (D)

7. What are two examples of freeware ?
(A) WinZip and Linux
(B) Shareware and file sharing
(C) Microsoft Word and the Google toolbar
(D) Instant messaging and the Google toolbar
(E) Microsoft Power Point and Microsoft Excel
Ans : (D)

8. If a disk drive fails but the computer application running and using it can continue processing, this application is said to have been designed with this feature—
(A) 100 per cent uptime
(B) fault tolerance
(C) high reliability
(D) All of these
(E) None of these
Ans : (B)

9. What is e-commerce ?
(A) Buying and selling international goods
(B) Buying and selling products and services over the Internet
(C) Buying and selling products and services not found in stores
(D) Buying and selling products having to do with computers
(E) Buying and selling of electronic goods
Ans : (B)

10. What are the four things needed to connect to the Internet ?
(A) Telephone line, modem, computer, and an ISP
(B) Modem, computer, PDA and ISP
(C) Telephone line, PDA, modem and computer
(D) Computer, ISP, modem and communication software
(E) Monitor, keyboard, mouse, modem
Ans : (A)

11. Which of the following functions are not performed by servers ?
(A) Email processing
(B) Database sharing
(C) Processing Web sites
(D) Storage
(E) Word processing
Ans : (E)

12. Which media have the ability to have data/information stored (written) on them by users more than once ?
(A) CD-R disks
(B) CD-RW disks
(C) Zip disks
(D) OptiDisks
(E) Both CD-RW disks and Zip disks
Ans : (A)

13. The process of transferring files from a computer on the Internet to your computer is called—
(A) downloading
(B) uploading
(C) FTP
(D) JPEG
(E) downsizing
Ans : (C)

14. The………controls a client computer’s resources.
(A) application program
(B) instruction set
(C) operating system
(D) server application
(E) compiler
Ans : (D)

15. To reload a Web page, press the ……… button.
(A) Redo
(B) Reload
(C) Restore
(D) Ctrl
(E) Refresh
Ans : (E)

16. Which of the following could be digital input devices for computers ?
(A) Digital camcorder
(B) Microphone
(C) Scanner
(D) All of the above
(E) None of these
Ans : (D)

17. The………enables you to simultaneously keep multiple Web pages open in one browser window.
(A) tab box
(B) pop-up helper
(C) tab row
(D) address bar
(E) Esc key
Ans : (A)

18. You can use the………bar to type a URL and display a Web page, or type a keyword to display a list of related Web pages.
(A) menu
(B) Title
(C) Search
(D) Web
(E) Address
Ans : (E)

19. Storage media such as a CD read and write information using—
(A) a laser beam of red light
(B) magnetic dots
(C) magnetic strips
(D) All of these
(E) None of these
Ans : (D)

20. Vendor-created program modifications are called—
(A) patches
(B) antiviruses
(C) holes
(D) fixes
(E) overlaps
Ans : (D)

21. Cache and main memory will lose their contents when the power is off. They are—
(A) dynamic
(B) static
(C) volatile
(D) non-volatile
(E) faulty
Ans : (C)

22. The collection of links throughout the Internet creates an interconnected network called the—
(A) WWW
(B) Web
(C) World Wide Web
(D) All of the above
(E) Wide Area Web
Ans : (D)

23. Every computer has a(n) ………;
many also have.
(A) operating system, a client system
(B) operating system; instruction sets
(C) application programs; an operating system
(D) application programs; a client system
(E) operating system; application programs
Ans : (E)

24. Main memory works in conjunction with—
(A) special function cards
(B) RAM
(C) CPU
(D) Intel
(E) All of these
Ans : (C)

25. A sales clerk at a checkout counter scanning a tag on an item rather than keying it into the system, is using—
(A) input automation
(B) item data automation
(C) scanning automation
(D) source data automation
(E) None of these
Ans : (C)

26. A(n)……is composed of several computers connected together to share resources and data.
(A) Internet
(B) network
(C) backbone
(D) hyperlink
(E) protocol
Ans : (B)

27. Which of the following is a storage device that uses rigid, permanently installed magnetic disks to store data/information—
(A) floppy diskette
(B) hard disk
(C) permanent disk
(D) optical disk
(E) None of these
Ans : (B)

28. Microsoft Office is an example of a—
(A) closed-source software
(B) open-source software
(C) horizontal-market software
(D) vertical-market software
(E) compiler
Ans : (A)

29. A popular way to learn about computers without ever going to a classroom is called—
(A) i-learning
(B) isolated learning
(C) e-learning
(D) close learning
(E) Distance Learning
Ans : (C)

30. A person who used his or her expertise to gain access to other people’s computers to get information illegally or do damage is a—
(A) spammer
(B) hacker
(C) instant messenger
(D) programmer
(E) analyst
Ans : (B)

31. Which of the following is an example of storage devices ?
(A) Magnetic disks
(B) Tapes
(C) DVDs
(D) All of these
(E) None of these
Ans : (D)

32. The………folder retains copies of messages that you have started but are not yet ready to send.
(A) Inbox
(B) Outbox
(C) Drafts
(D) Sent Items
(E) Address Book
Ans : (C)

33. Which of the following is an example of an optical disk ?
(A) Digital versatile disks
(B) Magnetic disks
(C) Memory disks
(D) Data bus disks
(E) None of these
Ans : (A)

34. The main job of a CPU is to—
(A) carry out program instructions
(B) store data/information for future use
(C) process data and information
(D) Both (A) and (C)
(E) None of these
Ans : (D)

35. ……are attempts by individuals to obtain confidential information from you by falsifying their identity.
(A) Phishing trips
(B) Computer viruses
(C) Spyware scams
(D) Viruses
(E) Phishing scams
Ans : (E)

36. An example of a processing device would be—
(A) a magnetic ink reader
(B) a tablet PC
(C) special function cards
(D) scanners
(E) keyboards
Ans : (B)

37. Which of the following is not a type of computer software which can be bought ?
(A) Off-the-shelf
(B) Tailor-made
(C) Custom-developed
(D) Off-the-shelf with alterations
(E) All of these can be purchased
Ans : (D)

38. You can use………to copy selected text, and ……… to paste it in a document.
(A) CTRL + C, CTRL + V
(B) CTRL + C, CTRL + P
(C) CTRL + S, CTRL + S
(D) SHIFT + C, ALT + P
(E) CTRL + D, CTRL + A
Ans : (A)

39. Video processors consist of ……… and ……, which store and process images.
(A) CPU and VGA
(B) CPU and memory
(C) VGA and memory
(D) VGI and DVI
(E) VGA and VGI
Ans : (C)

40. The main memory of a computer can also be called—
(A) primary storage
(B) internal memory
(C) primary memory
(D) All of these
(E) None of these
Ans : (C)

41. Computer software can be defined as—
(A) the computer and its associated equipment
(B) the instructions that tell the computer what to do
(C) computer components that act to accomplish a goal
(D) an interface between the computer and the network
(E) the interaction between the computer and its database
Ans : (B)

42. When speaking of computer input and output, input refers to—
(A) any data processing that occurs from new data input into the computer
(B) retrieval of data or information that has been input into the computer
(C) data or information that has been entered into the computer
(D) the transmission of data that has been input into the computer
(E) Both (C) and (D) above
Ans : (E)

43. A ……… is a set of rules.
(A) resource locator
(B) domain
(C) hypertext
(D) URL
(E) protocol
Ans : (E)

44. The connection between your computer at home and your local ISP is called—
(A) the last mile
(B) the home stretch
(C) the home page
(D) the backbone
(E) the vital mile
Ans : (C)

45. All of the logic and mathematical calculations done by the computer happen in/on the—
(A) system board
(B) central control unit
(C) central processing unit
(D) mother board
(E) memory
Ans : (C)

46. There are several primary categories of procedures. Which of the following is not a primary category of procedures ?
(A) Testing
(B) Backup and recovery
(C) Firewall development
(D) Design
(E) None of these
Ans : (C)

47. The operating system called UNIX is typically used for—
(A) desktop computers
(B) laptop computers
(C) supercomputers
(D) Web servers
(E) All of these
Ans : (E)

48. The………file format is a method of encoding pictures on a computer.
(A) HTML
(B) JPEG
(C) FTP
(D) URL
(E) DOC
Ans : (B)

49. Press………to move the insertion point to the Address box, or to highlight the URL in the Address box.
(A) ALT + D
(B) ALT + A
(C) SHIFT + TAB
(D) TAB + CTRL
(E) CTRL + S
Ans : (A)

50. Computer systems are comprised of—
(A) hardware, programs, information, people and networks
(B) hardware, software, procedures, networks and people
(C) hardware, programs, information, people and procedures
(D) hardware, programs, processors, procedures, networks and people
(E) hardware, programs, processors, procedures and people
Ans : (A)

BANK EXAMS COMPUTER KNOWLEDGE QUESTIONS



1. Compiler is the
(a) name given to the computer operator
(b) part of the digital machine to store the information
(c) translator of source program to object
(d) part of arithmetic logic unit
(e) operator of Boolean Algebra
Ans (c)
2. Main memory is
(a) Random Access Memory
(b) Read only Memory
(c) Serial Access Memory
(d) None of these
Ans (a)
3. Which of the following is the smallest and fastest computer imitating brain working?
(a) Supercomputer
(b) Quantum Computer
(c) Param-10,000
(d) IBM chips
Ans (b)
4. A compact disc (CD) is a data storage of the type
(a) Magnetic
(b) Optical
(c) Electrical
(d) Electromechanical
Ans (a)
5. Which of the following is not as language for computer programming?
(a) WINDOWS
(b) PASCAL
(c) BASIC
(d) COBOL
Ans (a)
6. What are the two basic types of memory that your computer uses?
a) RAM
(b) RW/RAM
(c) ROM
(d) ERAM
Ans (a)
7. The term gigabyte refers to
(a) 1024 bytes
(b) 1024 kilobytes
(c) 1024 megabytes
(d) 1024 gigabytes
Ans (c)
8. A computer with CPU speed around 100 million instructions per second & with the word length of around 64 bits is known as
(a) Super computer
(b) Mini computer
(c) Micro computer
(d) Micro computer
Ans (a)
9. What digits are representative of all binary numbers?
(a) 0
(b) 1
(c) Both (a ) and (b)
(d) 3
Ans (c)
10. To locate a data items for storage is
(a) Field
(b) Feed
(c) Database
(d) Fetch
Ans (d)
11. Off-line operation is the operation of devices without the control of
(a) Memory
(b) CPU
(c) ALU
(d) Control unit
Ans (b)
12. A type of line printer that uses an embossed steel band to form the letters printed on the paper is
(a) Golf ball printer
(b) Dot-matrix printer
(c) Laser printer
(d) Band printer
Ans (d)
13. A software used to convert source program instructions to object instruction is known as
(a) Compiler
(b) Assembler
(c) Interpreter
(d) Language processor
14. The 'IC' chip, used in computers, is made of
(a) Chromium
(b) Iron oxide
(c) Silica
(d) Silicon
Ans (d)
15. Name the first general purpose electronic computer
Ans : UNIVAC
16. The size of commonly used Floppy disk is
(a) 4.5”
(b) 3.5”
(c) 3.25”
(d) 5.5”
Ans (b)
17. Which of the following statement is wrong
(a) Windows XP is an operating system
(b) Linux is owned and sold by Microsoft
(c) Photoshop is a graphical design tool by Adobe
(d) Linux is free and open source software
Ans (b)
18. Operating system of a computer
(a) Enables the programmer to draw a flow chart
(b) Links a program with subroutine with references
(c) Provides a layer, user friendly interface
(d) None of the above
Ans (c)
19. The term ‘Operating System’ means
(a) A set of programs which control computer working
(b) The way a user operates the computer system
(c) Conversion of high level language to machine language
(d) The way computer operator works
Ans (a)
20. Wild card operators specifies
(a) can be used when writing into multiple files
(b) allows several files to be read simultaneously
(c) Provide an easy way of groups of related files
(d) Are only used when printing the contents of a file
Ans (c)
21.Which one of the following is not a broadband communication medium
(a) Microwave
(b) Fibre optic cable
(c) Twisted pair
(d) Coaxial cable
Ans (c)
22.Which of the following performs modulation and demodulation
(a) Coaxial cable
(b) Satellite
(c) Modem
(d) Optical fibre
Ans (c)
23. Which one of the following is not an application software package
(a) Redhat Linux
(b) Microsoft Office
(c) Adobe PageMaker
(d) Open Office
Ans (a)
24. Who is the father of computer
Ans : Charles Babbage
25.The function of key F4 is
Ans : To repeat the last action
26.The function of key F4 is
Ans : To repeat the last action
27. The 0 and 1 in the binary numbering system are called binary digits or .......
(a) bytes
(b) kilobytes
(c) decimal bytes
(d) bits
Ans (D)
28. A monitor's ...... is the distance between the holes in the mask behind the screen. This helps determine how sharp the dots appear.
(a) refresh rate
(b) dot pitch
(c) resolution
(d) colour depth
Ans (B)
29. A directly accessible appointment calendar is a feature of a ....... resident package.
(a) CPU
(b) memory
(c) Buffer
(d) ALU
Ans (B)
30. Perforated paper used as input or output media is known as
(a) Paper tape
(b) Magnetic tape
(c) Punched paper tape
(d) Card punch
Ans (A)
31. The invention of the slide rule is attributed to
(a) Babbage
(b) Oughtred
(c) Pascal
(d) Napier
Ans (B)
32. Which of the following is not an advantage of magnetic disk storage.
(a) The access time of magnetic disk is much less than that of magnetic tape
(b) Disk storage is longer lasting than magnetic tape
(c) Disk storage is less expensive than tape storage
(d) All of the above
Ans (e)
33. The memory sizes in mainframe computers and advanced technology micro computer are expressed as
(a) Bytes
(b) Kilo-bytes
(c) Bits
(d) Megabytes
Ans (d)
34. A prefix for billion which is equal to .... is called as billi.
(a) 100
(b) 10000
(c) 1000
(d) 10
Ans (d)
35. Each model of a computer has a unique
(a) Assembly language
(b) Machine language
(c) High level language
(d) All of the above
Ans (b)
36. One kilobyte = ____ byte.
(a) 1250
(b) 2088
(c) 1024
(d) 1000
Ans (c)
37. Which of the following circuit is used as a 'Memory device' in computers?
(a) Rectifier
(b) Flip-Flop
(c) Comparator
(d) Attenuator
Ans (b)
38. To move the cursor to the end of the document press
Ans : Ctrl + End
39. In Word Processing the red underline indicates
Ans : Spelling mistakes
40. The shortcut key to print documents is
Ans : Ctrl + P
41. First layer in the OSI reference model is
(a) Data link
(b) Network
(c) Physical
(d) Application
Ans (c)
42. Viruses, Trojan horses and Worms are
(a) able to harm computer system
(b) unable to detect if affected on computer
(c) user-friendly applications
(d) harmless applications resident on computer
Ans (a)
43. Program threats are
(a) Trap doors
(b) Trojan horse
(c) Both (a) & (b)
(d) All of the above
Ans (b)
44. Failure of passwords security due to exposure can result from
(a) Electronic monitoring
(b) Visual
(c) Both (a) & (b)
(d) All of the above
Ans (c)
45. Data security threats include
(a) Hardware failure
(b) Privacy invasion
(c) Fraudulent manipulation of data
(d) All of the above
Ans (b)
46. The bar which displays information about the current page number is
Ans : Status bar
47. Graphical pictures that represent an object like file, folder etc. are
(a) Task bar
(b) Windows
(c) Desktop
(d) Icons
Ans (d)
48. Who invented the super-computer?
(a) P.T Farnsworth
(b) J.R Whinfield
(c) J.H. Van Tassell
(d) Charles Ginsberg
Ans (c)
49. Accessing records from a file directly without searching from the beginning of the file is
(a) Time sharing
(b) Random
(c) Direct access
(d) Access time
(e) None of the above
Ans (c)
50. Time during which a job is processed by the computer is
(a) Delay time
(b) Real time
(c) Execution time
(d) Down time
Ans (c)

Bank IT Officer/Specialist Exam Question Paper

1. The _____ states that a foreign key must either match a primary key value in another relation or it must be null.
(a) entity integrity rule
(b) referential integrity constraint
(c) action assertion
(d) composite attribute
(e) None of these
2. An applet __________
(a) is an interpreted program that runs on the client
(b) tracks the number of visitors to a Website
(c) is a compiled program that usually runs on the client
(d) collects data from visitors to a Website
(e) None of these
3. A _____ sometimes called a boot sector virus, executes when a computer boots up because it resides in the boot sector of a floppy disk or the master boot record of a hard disk.
(a) system virus
(b) Trojan horse virus
(c) file virus
(d) macro virus
(e) None of these
4. Which error detection method uses one's complement arithmetic?
(a) Simply parity check
(b) Checksum
(c) Two-dimensional parity check
(d) CRC
(e) None of these
5. A result of a computer virus can not lead to ___.
(a) Disk Crash
(b) Mother Board Crash
(c) Corruption of program
(d) Deletion of files
(e) None of these
6. The network interface card of LAN is related to following layer of OSI Model-
(a) Transport
(b) Network
(c) Data Link
(d) Physical
(e) All of these
7. Which of the following does not describe a data warehouse?
(a) Subject-oriented
(b) Integrated
(c) Time-variant
(d) Updateable
(e) None of these
8. Which of the following is true ?
(a) Logical design is software-dependent
(b) In a distributed database, database is stored in one physical location
(c) Conceptual design translates the logical design into internal model
(d) Logical design is software independent
(e) None of these
9. A range check _____
(a) ensures that only the correct data type is entered into a field
(b) verifies that all required data is present
(c) determines whether a number is within a specified limit
(d) tests if the data in two or more associated fields is logical
(e) None of these
10. The total set of interlinked hypertext documents worldwide is-
(a) HTTP
(b) Browser
(c) WWW
(d) B2B
(e) None of these
11. With the object-oriented (OO) approach, an object encapsulates, or_____.a programmer.
(a) carries out, the details of an object for
(b) hides, the details of an object from
(c) reveals, the details of an object to
(d) extends, the details of an object beyond
(e) None of these
12. Every computer connected to an intranet or extranet must have a distinct_____
(a) firewall
(b) proxy server
(c) IP address
(d) domain name
(e) None of these
13. A table of bits in which each row represents the distinct values of a key?
(a) Join index
(b) Bitmap index
(c) B + Tree
(d) Hierarchical index
(e) None of these
14. The degree of detail that should be incorporated into a database depends on what?
(a) Data integrity
(b) The type of database
(c) The user's perspective
(d) The business practices and policies
(e) None of these
15. The ___.converts digital signals to analog signals for the purpose of transmitting data over telephone lines.
(a) Modem
(b) Router
(c) Gateway
(d) Bridge
(e) All of these
16. Before a package can be used in a java program it must be___.
(a) executed
(b) referenced
(c) imported
(d) declared
(e) None of these
17. Choose the correct way to indicate that a line in a C++ program is a comment line, that is, a line the will not be executed as an instruction___.
(a) begin the line with a # sign
(b) begin the line with double slashes (/ /)
(c) begin and end the line with double hyphens (-_-)
(d) indent the line
(e) None of these
18. Programming language built into user programs such as Word and Excel are known as____
(a) 4GLs
(b) macro languages
(c) object-oriented languages
(d) visual programming languages
(e) None of these
19. Firewalls are used to protect against___.
(a) Unauthorized Attacks
(b) Virus Attacks
(c) Data Driven Attacks
(d) Fire Attacks
(e) All of these
20. This is a standard way for a Web server to pass a Web user's request to an application program and to receive data back to forward to the user-
(a) Interrupt request
(b) Forward DNS lookup
(c) Data-Link layer
(d) File Transfer Protocol
(e) Common gateway interface
21. Three SQL, DDL, CREATE commands are__.
(a) Schema, Base and Table
(b) Base, Table and Schema
(c) Key, Base and Table
(d) Schema, Table and View
(e) None of these
22. Data are ________ in client/server computing.
(a) never sent to the client machine
(b) sent in very large sections to save processing time
(c) sent only upon the client's request
(d) sent in complete copies for the client to filter and sort
(e) sent from the client to the server for processing
23. Which of the following will not eliminates the ambiguities of a null value?
(a) Define the attribute as required
(b) Define subtypes
(c) Define each attribute as having an initial value that is recognized as blank
(d) Define supertypes
(e) None of these
24. The____directory is mandatory for every disk.
(a) Root
(b) Base
(c) Sub
(d) Case
(e) None of these
25. This is a group of servers that share work and may be able to back each other up if one server fails.
(a) Channel bank
(b) Cluster
(c) Tiger team
(d) Serverless backup
(e) Logical unit

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