Reserve Bank of India Grade ‘B’ Officers Exam. 2011 Solved Paper
General Awareness
(Exam Held on 6-2-2011)
1. What role do Micro, Small and Medium Enterprises (MSMEs) play in a country’s economic and industrial development ?
1. They have the capacity to absorb skilled and unskilled labour available in the country.
2. Such institutions help in distribution of income in a wide spectrum and do not allow it to get concentrated in few hands or in few areas.
3. They help in eradication of poverty by providing selfemployment opportunities.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)
2. Which of the following statements about the Indian Economy is correct ?
(A) Indian economy is as developed as that of China
(B) About 70% Indians are involved in some type of selfemployment and are the owners of some or the other micro or small enterprise
(C) In India single biggest employment is agriculture and allied activities
(D) About 48% Indian workforce is employed in foreign countries or in organizations assisted by foreign capital
(E) None of these
Ans : (C)
3. Which of the following is/are correct about the problems of Indian Agriculture ?
1. Large agricultural subsidies are hampering productivity—enhancing investments.
2. Irrigation infrastructure is in bad shape and needs immediate improvement.
3. Frequent takeovers of fertile land by private companies and multinationals to launch big business complexes.
(A) Only 1
(B) Only 1 and 2
(C) Only 1 and 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)
4. As per news in various journals, many banks have failed to achieve agri-loan target fixed by the RBI for the year 2010-11. What was the target fixed for the year ?
(A) 10%
(B) 15%
(C) 18%
(D) 24%
(E) 30%
Ans : (C)
5. Which of the following statements about Agro and Allied activities is not correct ?
(A) Farmers do not get adequate credit for purchase of cattle
(B) There is a need to improve breed and genetic characteristics of the cattle folk
(C) India has huge forest cover and also degraded and marshy land which can be used for productive purposes
(D) India is the 10th largest producer of medicinal and aromatic plants. But the products are not of commercial value
(E) Animal husbandry plays an important role in providing sustainability under Rain fed conditions
Ans : (C)
6. Which of the following schemes launched by the Govt. of India aims at enhancing the livelihood security of the people in rural areas by guaranteeing hundred days of employment in a financial year to a rural household whose adult members volunteer to do unskilled manual work ?
(A) TRYSEM
(B) Pradhan Mantri Gram Sadak Yojana
(C) Kutir Jyoti Scheme
(D) ASHA
(E) MGNREGA
Ans : (E)
7. In some parts of India, farmers face acute distress because of heavy burden of debt from noninstitutional lenders. Who can be called a non-institutional lender ?
(A) Small Banks
(B) Grameen Banks
(C) Credit Cooperative Societies
(D) Micro Finance Institutions
(E) Money Lenders
Ans : (E)
8. The South Asian Free Trade Agreement (SAFTA) was introduced with a view of levying how much custom duty for trading any product within the SAARC zone ?
(A) 5%
(B) 4%
(C) 2%
(D) 1%
(E) No custom duty
Ans : (E)
9. Which of the following organisation prepares rural credit plans on annual basis for all districts in India, which in turn from the base for annual credit plans of all rural financial institutions ?
(A) SIDBI
(B) NABARD
(C) RBI
(D) Indian Bank’s Association
(E) CII
Ans : (B)
10. Which of the following is TRUE about the current population trend(s) in India ?
1. Every year India adds more people to the world’s population than any other country.
2. Currently India has a young population which will grow somewhat older largely as a result of decline in fertility.
3. The National Family Planning Programme did not contribute much in controlling fertility rate
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (D)
11. In economic terms, which of the following factors determine the ‘Individual’s demand’ of a product/commodity ?
1. Price of a commodity.
2. Income of the individual.
3. Utility and quality of a commodity.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)
12. Which of the following terms is used in the field of economics ?
(A) Adiabatic
(B) Bohr Theory
(C) Plasma
(D) Barter System
(E) Viscosity
Ans : (D)
13. “Pascal Lamy calls on trade negotiators to move out of their comfort zones towards agreements”, was the headline in some major newspapers. This news is associated with which of the following organizations/agencies ?
(A) World Trade Organization
(B) International Monetary Fund
(C) World Bank
(D) United Nations Organisations
(E) North Atlantic Treaty Organisation
Ans : (A)
14. Which of the following is not a function of the Planning Commission of India ?
(A) Assessment of the material, capital and human resources of the country
(B) Formulation of plans for the most effective and balanced utilization of country’s resources
(C) Public cooperation in national development
(D) Preparation of annual budget of the country and collection of taxes to raise capital for the implementation of the plans
(E) Determination of stages in which the plan should be carried out
Ans : (D)
15. Which of the following periods represents the period of the first Five Year Plan in India ?
(A) 1948 – 53
(B) 1947 – 52
(C) 1952 – 57
(D) 1950 – 55
(E) 1951 – 56
Ans : (E)
16. Which of the following is the name of the process available to common people to seek court’s intervention in matters of public interest ?
(A) Public Interest Litigation (PIL)
(B) Habeas Corpus
(C) Ordinance
(D) Residuary power
(E) None of these
Ans : (A)
17. India’s foreign policy is based on several principles, one of which is—
(A) Panchsheel
(B) Satyamev Jayate
(C) Live and Let Live
(D) Vasudhaiv Kutumbkam
(E) None of these
Ans : (A)
18. As we know thousands of tonnes of foodgrain was washed away in the floods in Haryana and Punjab a few months back. This incident is an example which indicates that there is a scope for improvement in our machinery controlling our—
(A) Mid Day Meal Scheme
(B) Public Distribution System
(C) Food for Work Programme
(D) Village Grain Bank Scheme
(E) Operation Flood Scheme
Ans : (B)
19. President Barack Obama was on a visit to India a few months back. His visit is said to have forged both the nations into a new era of relations. India managed to sign a special agreement with US in which of the following fields/areas as a byproduct of the visit of Obama ?
1. Energy sector and Nuclear energy as US has lifted sanctions on supply of high tech machines.
2. Skill Development Programmes in IT sector in which US has super-specialisation.
3. Training in management of Micro finance Institutions.
(A) Only 1
(B) Only 2
(C) Only 1 and 3
(D) Only 2 and 3
(E) Only 1 and 2
Ans : (A)
20. Many times we read a term ‘Tax Haven’ in various newspapers. What does it mean ?
1. It is a country where certain taxes are levied at a very low rate.
2. It is a country where people can dump their illegal money without any problem.
3. It is a place where foreigners can work without paying any tax on their income.
(A) Only 1 and 2
(B) Only 2
(C) Only 2 and 3
(D) Only 1
(E) All 1, 2 and 3
Ans : (E)
21. As per existing law, what is the minimum per day wages paid to a worker from unorganised sector in India ?
(A) 50
(B) 75
(C) 100
(D) 125
(E) No such law is there
Ans : (C)
22. Who amongst the following was awarded the “Indira Gandhi Peace Prize” for 2010 ?
(A) Ronald Noble
(B) Luiz Inacio Lula D’Silva
(C) Mohammed Elbaradei
(D) Aung San Su Kyi
(E) None of these
Ans : (B)
23. Which of the following is not a Poverty Eradication Programme launched by the Govt. of India ?
(A) Swarnjayanti Gram Swarozgar Yojana
(B) Jawahar Gram Samridhi Yojana
(C) National Social Assistance Programme
(D) ADHAR
(E) National Family Benefit Scheme
Ans : (D)
24. According to the World Bank estimate about 40% Indians are living below International Poverty line of US $ —
(A) 1 per day
(B) 1•25 per day
(C) 2 per day
(D) 2•5 per day
(E) 3 per day
Ans : (B)
25. The 10th Trilateral Ministerial Meeting of RIC group was organized in November 2010. Who are the members of the RIC ?
(A) Russia—Iran—China
(B) Russia—India—China
(C) Romania—Iran—Canada
(D) Romania—Israel—Chile
(E) Russia—India—Croatia
Ans : (B)
26. India and Syria recently decided to double their trade in next 2 years. Indian Govt. has decided to export which of the following commodities to Syria ?
(A) Natural gas
(B) Milk
(C) Oil
(D) Wheat
(E) All of these
Ans : (E)
27. India has sanctioned a 26 million grant to which of the following countries for development of tube wells ?
(A) Myanmar
(B) Bangladesh
(C) Nepal
(D) Pakistan
(E) Sri Lanka
Ans : (C)
28. Which of the following is the name of the scheme launched by the Govt. of India for adolescent girls ? (Launched in November 2010)
(A) Swawlamban
(B) SABALA
(C) Aadhar
(D) ASHA
(E) None of these
Ans : (B)
29. Many times we see in financial journals/bulletins a term M3. What is M3 ?
(A) Currency in circulation on a particular day
(B) Total value of the foreign exchange on a particular day
(C) Total value of export credit on a given date
(D) Total value of the tax collected in a year
(E) None of these
Ans : (E)
30. As per news in various newspapers, Govt. has allocated a huge sum of 31,000 crore for ‘RTE’. What is full form of RTE ?
(A) Right of Education
(B) Reforms in Technical Education
(C) Return to Empowerment
(D) Right to Empowerment
(E) Renewable Technology for Energy
Ans : (A)
31. Which of the following is not a major function of the RBI in India ?
(A) Issuance of currency notes
(B) To facilitate external trade and payment and developing a foreign exchange market in India
(C) Maintaining price stability and ensuring adequate flow of credit to productive sectors
(D) Taking loans/credit from World Bank/IMF and ADB etc., and reallocating it for various activities decided by the Govt. of India
(E) Formulation and monitoring the monetary and credit policy
Ans : (C)
32. The RBI has regional offices at various places. At which of the following places it does not have an office ?
(A) Kota
(B) Shimla
(C) Lucknow
(D) Panaji
(E) Guwahati
Ans : (C)
33. Which of the following organizations/agencies has given a US $ 407 billion loan to India to boost up its micro finance services in unbanked areas ?
(A) IMF
(B) World Bank
(C) Bank of Japan
(D) ADB
(E) Jointly by IMF and ADB
Ans : (B)
34. The Prime Minister’s Economic Advisory Council (PMEAC) has projected that the Indian Exports will grow by what percentage during 2010-11 ?
(A) 15%
(B) 18%
(C) 22%
(D) 24%
(E) 28%
Ans : (B)
35. Which of the following organisations/agencies has given the estimate that the India will be third largest FDI recipient in 2010–12 ?
(A) UNCTAD
(B) WTO
(C) World Bank
(D) IMF
(E) None of these
Ans : (A)
36. The performance of which of the following industries is considered performance of a core industry ?
(A) Garments
(B) Leather
(C) IT
(D) Oil and Petroleum
(E) Handicrafts
Ans : (D)
37. Who amongst the following is not a recipient of Nobel Prize in economics ?
(A) Peter A. Diamond
(B) Dale T. Mortensen
(C) Amartya Sen
(D) Paul Krugman
(E) Robert G. Edwards
Ans : (E)
38. Basel Committee has given its recommendations on which of the following aspects of banking operations ?
(A) Marketing of bank products
(B) Priority sector lending
(C) Risk Management
(D) Micro financing
(E) All of these
Ans : (C)
39. Which of the following is the rank of India in Human Development Report 2010 prepared by the UNO ?
(A) 99
(B) 100
(C) 115
(D) 119
(E) None of these
Ans : (D)
40. Which of the following was/where the key objectives of the RBI’s review of Monetary and Credit Policy 2010-11 which was reviewed again on 2nd November 2010 ?
1. To sustain the anti inflationary thrust.
2. To maintain an interest rate regime consistent with price.
3. To provide extra tax incentives to exporters who were in stress due to market fluctuations.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) All 1, 2 and 3
(E) None of these
Ans : (A)
41. PIIGS is the group of nations falling under—
(A) Euro zone
(B) Asia Pacific
(C) SAARC
(D) NATO
(E) Commonwealth
Ans : (A)
42. Which of the following is/are the preconditions, the IMF has put to provide bail out package to Ireland ?
1. It should gradually lower down unemployment benefits.
2. It should bring down the minimum wages in order to boost employment.
3. It should import some of the crucial commodities from non euro countries as an immediate measure to improve shortage of the same.
(A) Only 1 and 2
(B) Only 2 and 3
(C) Only 1 and 3
(D) Only 1
(E) All 1, 2 and 3
Ans : (B)
43. India is self-sufficient in production of which of the following commodities ?
(A) Edible oil
(B) Milk
(C) Pulses
(D) Natural gas
(E) All of these
Ans : (B)
44. Which of the following is used as a fuel in Nuclear power stations in India ?
(A) Thorium
(B) Copper
(C) Tin
(D) Chromium
(E) All of these
Ans : (A)
45. Which of the following States has taken up the job of improving Dams with the help of the World Bank’s Dam Rehabilitation and Improvement project ?
(A) Kerala
(B) Gujarat
(C) Tamil Nadu
(D) Uttar Pradesh
(E) Guwahati
Ans : (A)
46. Nitish Kumar led National Democratic Alliance won how many seats in recently held assembly elections in Bihar ?
(A) 150
(B) 243
(C) 200
(D) 206
(E) None of these
Ans : (D)
47. Who amongst the following is the author of the book “Development as Freedom” ?
(A) M. S. Swaminathan
(B) C. Rangarajan
(C) Manmohan Singh
(D) Y. V. Reddy
(E) Amartya Sen
Ans : (E)
48. Which of the following terms is used in Finance and Banking ?
(A) Line of Sight
(B) Scattering loss
(C) Revenue
(D) Oscillation
(E) Shielding
Ans : (A)
49. Who amongst the following is a famous economist ?
(A) Richard Dawkins
(B) Alan Greenspan
(C) Vernon Heywood
(D) Olivar Sachs
(E) Stephan Hawking
Ans : (B)
50. Who amongst the following has never held post of the Governor of the RBI ?
(A) C. Rangarajan
(B) L. K. Jha
(C) Manmohan Singh
(D) Bimal Jalan
(E) Usha Thorat
Ans : (E)
RESERVE BANK OF INDIA OFFICERS GRADE 'B' EXAM 2010 PAPER
General Awareness
(a) equivalence prior to law.
(b) equivalence of event in counts of open employment.
(c) extermination of titles.
(d) extermination of untouchability.
Q.2. Article 370 of the constitution of India provides for
(a) proxy supplies for Jammu & Kashmir.
(b) special supplies in apply oneself of Nagaland.
(c) special supplies in apply oneself of Manipur.
(d) supplies in apply oneself of monetary emergency.
Q.3. How many permanent members have been there in Security Council?
(a) Three
(b) Five
(c) Six
(d) Four
Q.4. The United Kingdom is the classical e.g. of a/an
(a) aristocracy
(b) comprehensive monarchy
(c) inherent monarchy
(d) polity.
Q.5. Social Contract Theory was advocated by
(a) Hobbes, Locke as well as Rousseau.
(b) Plato, Aristotle as well as Hegel.
(c) Mill, Bentham as well as Plato.
(d) Locke, Mill as well as Hegel.
Q.6. The Speaker of the Lok Sabha is inaugurated by the
(a) President
(b) Prime Minister.
(c) Members of both Houses of the Parliament.
(d) Members of the Lok Sabha.
Q.7. Who is called the ‘Father of History’?
(a) Plutarch
(b) Herodotus
(c) Justin
(d) Pliny
Q.8. The Vedas have been well well known as
(a) Smriti.
(b) Sruti.
(c) Jnana.
(d) Siksha.
Q.9. The members of Estimate Committee are
(a) inaugurated from the Lok Sabha only.
(b) inaugurated from the Rajya Sabha only.
(c) inaugurated from both the Lok Sabha as well as the Rajya Sabha.
(d) nominated by the Speaker of the Lok Sabha.
Q.10. Who is the arch confidant to the Governor?
(a) Chief Justice of the Supreme Court.
(b) Chief Minister.
(c) Speaker of the Lok Sabha.
(d) President.
Q.11. Foreign banking that has the bent of discerning emigration is called
(a) Scarce currency.
(b) Soft currency.
(c) Gold currency.
(d) Hot currency.
Q.12. Which of the following is the improved dimensions of Economic Development?
(a) GDP
(b) Disposable income
(c) NNP
(d) Per capita income
Q.13. In India, sheltered stagnation is in all celebrated in
(a) the civilised world sector.
(b) the bureau sector.
(c) the make make use of of sector.
(d) All these sectors.
Q.14. If the line made in Surat have been solitary in Mumbai or Delhi afterwards it is
(a) Territorial trade.
(b) Internal trade.
(c) International trade.
(d) Free trade.
Q.15. The important aphorism “GARIBI HATAO” (Remove Poverty) was launched during the
(a) First Five-Year Plan (1951-56)
(b) Third Five-Year Plan (1961-66)
(c) Fourth Five-Year Plan (1969-74)
(d) Fifth Five-Year Plan (1974-79)
Q.16. Bank Rate refers to the seductiveness rate during which
(a) Commercial banks embrace deposits from the public.
(b) Central bank gives loans to Commercial banks.
(c) Government loans have been floated.
(d) Commercial banks accede to loans to their customers.
Q.17. All the products that have been shock as well as singular in supply have been called
(a) Luxury goods.
(b) Expensive goods.
(c) Capital goods.
(d) Economic goods.
Q.18. The speculation of monopolistic foe is grown by
(a) E.H.Chamberlin
(b) P.A.Samuelson
(c) J.Robinson
(d) A.Marshall
Q.19. Smoke is shaped due to
(a) plain diluted in gas.
(b) plain diluted in liquid.
(c) gas diluted in solid.
(d) gas diluted in gas.
Q.20. Which of the following containing alkali is used in photography?
(a) Aluminum hydroxide
(b) Silver bromide
(c) Potassium nitrate
(d) Sodium chloride.
Q.21. Gober gas (Biogas) especially contains
(a) Methane.
(b) Ethane as well as butane.
(c) propane as well as butane.
(d) methane, ethane, propane as well as propylene.
Q.22. Preparation of ‘Dalda or Vanaspati’ ghee from unfeeling oil utilises the following process
(a) Hydrolysis
(b) Oxidation
(c) Hydrogenation
(d) Ozonoloysis
Q.23. Which colour is the interrelated colour of yellow?
(a) Blue
(b) Green
(c) Orange
(d) Red
Q.24. During soaking of cloths, you make make use of of sapphire due to its
(a) improved cleaning action.
(b) correct pigmental composition.
(c) tall stately nature.
(d) really low cost.
Q.25. Of the following Indian satellites, that the single is dictated for prolonged stretch telecommunication as well as for transmitting TV programme?
(a) INSAT-A
(b) Aryabhata
(c) Bhaskara
(d) Rohini
Q.26. What is the full form of ‘AM’ per air wave broadcasting?
(a) Amplitude Movement
(b) Anywhere Movement
(c) Amplitude Matching
(d) Amplitude Modulation.
Q.27. Who is the writer of Gandhi’s the the single preferred Bhajan Vaishnava jana to tene kahiye?
(a) Purandar Das
(b) Shyamal Bhatt
(c) Narsi Mehta
(d) Sant Gyaneshwar
Q.28. Which the single of the following is not the butterfly borne disease?
(a) Dengu fever
(b) Filariasis
(c) Sleeping sickness
(d) Malaria
Q.29. What is the principal ore of aluminium?
(a) Dolomite
(b) Copper
(c) Lignite
(d) Bauxite
Q.30. Which nation is the monitor for assent talks in in between the LTTE as well as the Sri Lankan Government?
(a) The US
(b) Norway
(c) India
(d) The UK
Q.31. The top physique that approves the Five-Year Plan in India is the
(a) Planning Commission
(b) National Development Council
(c) The Union Cabinet
(d) Finance Ministry
Q.32. Ceteris Paribus is Latin for
(a) ” all alternative things non-static ”
(b) “other things increasing”
(c) “other things being equal”
(d) “all alternative things decreasing”
Q.33. Who has been conferred the Dada Saheb Phalke Award (Ratna) for the year 2007?
(a) Dev Anand
(b) Rekha
(c) Dilip Kumar
(d) Shabana Azmi
Q.34. Purchasing Power Parity speculation is compared with
(a) Interest Rate.
(b) Bank Rate.
(c) Wage Rate.
(d) Exchange Rate.
Q.35. India’s greatest craving currently is
(a) the Indian Railways.
(b) the Indian Commercial Banking System.
(c) the India Power Sector.
(d) the India Telecommunication System.
Q.36. The central group obliged for calculating approximately National Income in India is
(a) Indian Statistical Institute.
(b) Reserve Bank of India.
(c) Central Statistical Organisation.
(d) National Council for Applied Economics as well as Research.
Q.37. Which of the following has the solitary right of arising banking (except the single rupee coins as well as notes) in India?
(a) The Governor of India
(b) The Planning Commission
(c) The State Bank of India
(d) The Reserve Bank of India
Q.38. In the bill sum of the Government of India the disproportion in in between sum output as well as sum taking is called.
(a) Fiscal deficit
(b) Budget deficit
(c) Revenue deficit
(d) Current deficit
Q.39. Excise avocation upon the commodity is upon credit with anxiety to its
(a) production.
(b) prolongation as well as sale.
(c) Production as well as transportation.
(d) Production, travel as well as sale.
Q.40. In the US, the President is inaugurated by
(a) The Senate.
(b) Universal Adult Franchise.
(c) The House of Representatives.
(d) The Congress.
Q.41. Fascism believes in
(a) Peaceful change
(b) Force
(c) Tolerance
(d) Basic Rights for the individual
Q.42. Which is the many necessary duty of an entrepreneur?
(a) Supervision
(b) Management
(c) Marketing
(d) Risk bearing
Q.43. Knowledge, technical skill, preparation ‘etc.’ in economics, have been regarded as
(a) social-overhead capital.
(b) tellurian capital.
(c) discernible earthy capital.
(d) operative capital.
Q.44. What is the operation of Agni III, the long-range ballistic missile, test-fired by India recently?
(a) 2,250 km
(b) 3,500 km
(c) 5,000 km
(d) 1,000 km
Q.45. Nathu Laa, the place where India-China limit traffic has been resumed after 44 years, is located upon the Indian limit in
(a) Sikkim.
(b) Arunachal Pradesh.
(c) Himachal Pradesh
(d) Jammu as well as Kashmir.
Q.46. M. Damodaran is the
(a) Chairman, Unit Trust of India.
(b) Deputy Governor of Reserve Bank of India.
(c) Chairman, Securities as well as Exchange Board of India.
(d) Chairman, Life Insurance Corporation of India.
Q.47. What is the name of the Light Combat Aircraft grown by India indigenously?
(a) BrahMos
(b) Chetak
(c) Astra
(d) Tejas
Q.48. Who is the Prime Minister of Great Britain?
(a) Tony Blair
(b) Jack Straw
(c) Robin Cook
(d) Gordon Brown.
Q.49. The 2010 World Cup Football Tournament will be hold in
(a) France.
(b) China.
(c) Germany.
(d) South Africa.
Q.50. Who is the benefaction Chief Election Commissioner of India?
(a) Navin Chawla
(b) N.Gopalswamy
(c) T.S.krishnamoorty
(d) B.B.Tandon
Q.51. The pretension of the book not long ago created by Jaswant Singh, former Minister of External Affair, is
(a) A call of Honour – In the Service of Emergent Inida
(b) Whither Secular India?
(c) Ayodhya as well as Aftermath
(d) Shining India as well as BJP.
Q.52. What was the strange name of “Nurjahan”?
(a) Jabunnisa
(b) Fatima Begum
(c) Mehrunnisa
(d) Jahanara
Q.53. Which of the following pairs is not rightly suited ?
(a) Lord Dallhousie- Doctrine of Lapse
(b) Lord Minto- Indian Councils Act, 1909
(c) Lord Wellesley- Subsidiary Alliance
(d) Lord Curzon- Vernacular Press Act, 1878
Q.54. The range of Bengal was partitioned in to dual tools in 1905 by
(a) Lord Lytton.
(b) Lord Ripon.
(c) Lord Dufferin.
(d) Lord Curzon.
Q.55. The necessary facilities of the Indus Valley Civilization was
(a) ceremony of forces of nature.
(b) orderly city life.
(c) rural farming.
(d) standing society.
Q.56. Name the collateral of Pallavas.
(a) Kanchi.
(b) Vattapi.
(c) Trichnapalli.
(d) Mahabalipuram.
Q.57. The Home Rule League was due by
(a) M.K.Gandhi
(b) B.G.Tilak
(c) Ranade
(d) K.T.Telang
Q.58. The Simon Commission was boycotted by the Indians because
(a) it sought tocurb polite liberties.
(b) it due to assign India.
(c) it was an all-white elect Indian representation.
(d) it due measures for nationalism.
Q.59. Storm of gases have been manifest in the cover of the Sun during
(a) Cyclones
(b) Anti-cyclones
(c) Lunar-eclipse
(d) Solar eclipse.
Q.60. The Indian Councils Act of 1990 is compared with
(a) The Montagu Decleration.
(b) The Montagu- Chelmsford Reforms.
(c) The Morley-Minto Reforms.
(d) The Rowlatt Act.
Q.61. The age of tree can be dynamic some-more or reduction fairly by
(a) counting the series of branches.
(b) measuring the tallness ,of the tree.
(c) measuring the hole of the trunk.
(d) counting the series of rings in the trunk.
Q.62. Of all micro-organisms, the many variable as well as versatile are
(a) Viruses
(b) Bacteria
(c) Algae d) Fungi
Q.63. What is an endoscope?
(a) It is an visual instrument used to see inside the supplying nourishment canal
(b) it is device that is propitious upon the chest of the studious to regularize the strange heart beats
(c) It is an instrument used for examining ear disorders
(d) It is an instrument for recording electrical signals constructed by the tellurian muscles.
Q.64. The mildew in that the sugarine turn enlarge is well well known as
(a) Diabetes mellitus
(b) Diabetes insipidus
(c) Diabetes imperfectus
(d) Diabetes sugarensis
Q.65. The President of India is inaugurated by
(a) members of both Houses of the Parliament.
(b) members of both houses of Parliament of State Legislatures.
(c) members of both Houses of the State Legislative Assemblies.
(d) Elected members of both Houses of the Parliament as well as members of Legislative Assemblies.
Q.66. The nitrogen benefaction in the ambience is
(a) of no make make use of of to plants.
(b) damaging of plants.
(c) without delay employed by plants.
(d) employed by micro-organisms.
Q.67. Diamond as well as Graphite are
(a) allotropes
(b) isomorphous
(c) isomers
(d) isobars
Q.68. Kayak is kind of
(a) genealogical tool.
(b) boat.
(c) ship.
(d) weapon.
Q.69. Which of the following has the top calorific value?
(a) Carbohydrates
(b) fats
(c) Proteins
(d) Vitamins.
Q.70. Rotation of crops means
(a) flourishing of opposite crops in period to say dirt fertility.
(b) the little crops have been flourishing again as well as again.
(c) dual or some-more crops have been grown concurrently to enlarge productivity.
(d) None of these.
Q.71. Suez Canal connects
(a) Pacific Ocean as well as Atlantic Ocean.
(b) Mediterranean Sea as well as Red Sea.
(c) Lake Huron as well as Lake Erie.
(d) Lake Erie as well as Lake Ontario.
Q.72. Which of the following ports has the largest hinterland?
(a) Kandla
(b) Kochi
(c) Mumbai
(d) Vishkhapatnam.
Q.73. “Slash as well as Burn agriculture” is the name since to
(a) routine of potato cultivation.
(b) routine of deforestation.
(c) churned framing.
(d) changeable cultivation.
Q.74. The categorical reason for deforestation in Middle East is
(a) extreme fuel timber collection.
(b) extreme dirt erosion.
(c) floods.
(d) building the whole of roads.
Q.75. Recharging of H2O list depends on
(a) volume of rainfall.
(b) service of the area.
(c) foliage of the area.
(d) volume of percolation.
Answers Part :
1. (d) 2. (d) 3. (b) 4. (c) 5. (a) 6. (d) 7. (b) 8. (b) 9. (a) 10. (b) 11. (d) 12. (a) 13. (a) 14. (b) 15. (c) 16. (a) 17. (d) 18. (a) 19. (a) 20. (b) 21. (a) 22. (b) 23. (b) 24. (a) 25. (d) 26. (c) 27. (c) 28. (d) 29. (d) 30. (a) 31. (c) 32. (c) 33. (c) 34. (a) 35. (c) 36. (d) 37. (b) 38. (a) 39. (a) 40. (b) 41. (d) 42. (a) 43. (b) 44. (a) 45. (c) 46. (c) 47. (d) 48. (d) 49. (b) 50. (a) 51. (c) 52. (d) 53. (d) 54. (b) 55. (a) 56. (b) 57. (c) 58. (d) 59. (c) 60. (d) 61. (a) 62. (a) 63. (a) 64. (d) 65. (d) 66. (a) 67. (b) 68. (b) 69. (a) 70. (b) 71. (d) 72. (d) 73. (a) 74. (d) 75. (a)
RESERVE BANK OF INDIA OFFICERS GRADE 'B' EXAM 2010
English Language
Q.1. Ultimately he viewed a honour he deserve.
(1) Gained a honour he deserve
(2) Received a honour he deserves
(3) Received a honour he deserved
(4) Bags a honour he deserve
(5) No improvement required
Ans. (3)Received a honour he deserved
Q.2. we am all conflicting in a matter of a little of a Managers.
(1) Totally dispute to the
(2) Absolutely dispute by the
(3) Totally conflicting to the
(4) Completely conflicting in the
(5) No improvement required
Ans. (3)Totally conflicting to the
Q.3. Gayatri incited down a pursuit suggest to house her friend.
(1) Job offering in accommodate
(2) Job offers for accommodate
(3) Job suggest to accommodating
(4) Job suggest in accommodate
(5) No improvement required
Ans. (5)No improvement required
Q.4. She was sensitive which everybody of them have been wakeful of a fact.
(1) Were wakeful of
(2) Are wakeful of
(3) Was wakeful of
(4) Is wakeful of
(5) No improvement required
Ans. (3)Was wakeful of
Q.5. She has being venturing in to areas which she had always avoided in a past.
(1) Has been venturing into
(2) Has venturing into
(3) Would venturing into
(4) Had venturing into
(5) No improvement required
Ans. (1)Has been venturing into
Directions (Qs. 6 to 10): Read any judgment to find out either there is any grammatical blunder or vernacular blunder in it. The error, if any, will be in a single partial of a sentence. The number of which partial will be your answer. If there is no blunder (ignore errors of punctuation, if any), afterwards your answer will be (5).
Q.6. They never suspicion (1) / which Joshi is (2) / oldest than a alternative (3) / Professors in a Faculty. (4) / No blunder (5)
Ans. (3)
Q.7. Taken in to care (1) / a recommendation of his (2) / colleagues he motionless (3) / to stay in a Institute. (4) / No blunder (5)
Ans. (1)
Q.8. we am approaching hit (1) / we someday in (2) / subsequent week to (3) / plead with we in detail. (4) / No blunder (5)
Ans. (1)
Q.9. The military has creation (1) / any bid to yield (2) / most suitable assistance as well as (3) / courtesy to any citizen. (4) / No blunder (5)
Ans. (1)
Q.10. He cannot repel (1) / all his income (2) / unless he do not (3) / give allege notice. (4) / No blunder (5)
Ans (3&4)
Directions (Qs. eleven to 25): Read a following thoroughfare to answer these questions since subsequent it. Certain difference / phrases have been printed in confidant to assistance we fix up them while answering a little of a questions : The self-murder attacks by belligerent Palestinian groups murdering immeasurable numbers of Israeli civilians as well as a oppressive Israeli response, have lifted a renewed hopes of assent in a region. It is Arafat?s care as well as management which have been being exceedingly tested in a idealisation proviso of a west Asian crisis.
By accusing a Palestinian Authority (PA) of ancillary terrorism by groups, Israel hopes to put vigour upon Arafat to act. Arafat, upon a alternative hand, has never looked a reduction powerful force than he does today. If he acts conflicting a militants as well as elements in his own Fatah transformation sympathetic to them, he risks a Palestinian polite conflict. But if he chooses to do nothing, he faces wearing divided of his management as well as all explain to a executive purpose in a assent process. Whatever he does, sections of a Palestinians will reason which he has left as well distant as well as Israel which he has not left for enough. This is, of course, because Arafat has constantly shrunk from tough decision. He has refrained from curbing a belligerent groups, explaining his inaction as required to say Palestinian unity.
The Palestinian leadership?s incapacity to urge mercantile conditions for a people has been a wilful means in a wearing divided of a capability to act. Palestinians in Gaza have targeted a PA as being obliged for their condition. The Militant organizations have capitalized upon a PA?s disaster to settle a functioning executive infrastructure by environment up a parallel welfare complement with a assistance of a millions of dollars. Though a Palestinian confidence forces explain to have arrested some-more than 100 militants after a self-murder explosve attacks in Israel, the other identical belligerent groups sojourn defiant, assured of their renouned await as well as of a faith which in a idealisation research a PA care will stop reduced of wilful movement against them.
That a belligerent groups suffer renouned await in Gaza is frequency surprising. The Gaza Strip currently resembles a immeasurable jail stay in which a little 1.2 million Palestinians have been crammed. Despite the Oslo Accord, 7000 Israeli settlers still sojourn in twenty percent of a Gaza?s area as well as have been stable by heavily armed Israeli forces. With a brand new besiege of as well as endless incursion into PA tranquil territories, a Israeli supervision has placed a total polite multitude in Palestine underneath siege. Over 450 NGOs, 8 universities as well as countless alternative educational, civic, social, developmental as well as illness institutions have had their work detained as well as their critical services to a race blocked. An general discussion upon Israel?s diagnosis of human rights in West Bank as well as Gaza, attended by signatories to a 1949 Geneva Conventions, which has non-stop in Switzerland vital Israeli as well as American protests, is approaching to censor Israel for a diagnosis of civilians in a Palestinian territories.
Arafat?s station in in between Palestinians rests upon a management conferred upon a PA by a general encampment to paint as well as verbalise for a Palestinians. Even a vital belligerent group has so distant never plainly challenged Arafat?s leadership. Israel?s idealisation infamous attacks destined conflicting a PA as well as Arafat benefaction a general encampment with a risk which this precarious change of energy in a Palestinian encampment might be destroyed. Continuance of a Israeli attacks can usually further radicalize as well as toughen a attitudes of typical Palestinians. On a alternative hand, Israeli moves to solidify serve enlargement of Jewish settlements in a West Bank as well as Gaza and, as shortly as security conditions assent it, palliate a mercantile besiege of Palestinian towns?however remote such measures crop up usually now?alone can revive a management of a PA as well as give it a chance to get a hold upon Palestinian militancy.
Q.11. Which of a following factors have lifted a goal for assent in West Asia?
A. Killings of Israeli civilians
B. Harsh reply of Israelites
C. Revocation of Oslo Accord
(1) Only A as well as C
(2) Only B as well as C
(3) Both A as well as B
(4) Either A or B
(5) None of these
Ans. (3)Both A as well as B
Q.12. Which of a following explains a miss of movement upon a partial of Palestinian leader?
(1) He fears a armed forces movement conflicting him
(2) This according to him will bind assent process
(3) He feels which this step will keep Palestinians united
(4) He is severely disturbed about a lapse of his energy base
(5) None of these
Ans. (4)He is severely disturbed about a degeneration of his energy base
Q.13. What is idealisation research of alternative identical belligerent groups?
(1) The PA care will usually movement if a clear forceful action is taken upon a PA
(2) The suicidal attacks will usually irritate a situation
(3) The PA care should be changed
(4) The movement upon a Palestinians was justified
(5) None of these
Ans. (5) None of these
Q.14. Which of a following difference is usually conflicting in definition to a word detained as used in a passage?
(1) Hindered
(2) Facilitated
(3) Felicitated
(4) Stopped
(5) Courage
Ans. (1)Hindered
Q.15. What does a word vital meant as used in a passage?
(1) Notwithstanding
(2) Concurring
(3) Welcoming
(4) Criticizing
(5) None of these
Ans. (1)Notwithstanding
Q.16.Which of a following most suitable describes a definition of a word challenged as used in a passage?
(1) Questioned
(2) Accepted
(3) Attacked
(4) Scared
(5) None of these
Ans:(1)Questioned
Q. 17.Which of a following is a most identical word as accusing as used in a passage?
(1) Abusing
(2) Blaming
(3) Charging
(4) Responding
(5) Praising
Ans. (2)Blaming
Q.18. Which of a following is a approaching result of International Conference which is in swell in Switzerland?
(1) To devaluate 1949 Geneva Convention
(2) Impose censorship upon promotion of PA
(3) To set up considerate family in in between Conflicting parties
(4) To put a quell upon Israel?s policies whilst treating civilians in an visitor territory
(5) None of these
Ans. (3)To set up considerate family in in between Conflicting parties
Q.19. Which of a following most suitable explains a word infamous as used in a passage?
(1) Dangerous
(2) Fatal
(3) Reoccurring as well as cyclic
(4) Cyclic though not reoccurring
(5) None of these
Ans. (3)Reoccurring as well as cyclic
Q.20. Which of a following most suitable explains a word remote as used in a passage?
(1) Far divided from reality
(2) Distant
(3) Most approaching to happen
(4) Control in someone else?s hand
(5) None of these
Ans. (1)Far divided from reality
Q.21. Who according to a thoroughfare conferred a management to PA?
(1) Arafat
(2) Israel
(3) Militant groups
(4) International community
(5) None of these
Ans. (4)International community
Q.22. Which of a following can revive a degenerating management of a PA?
A. Arresting a enlargement of Jewish settlements
B. Easening a mercantile besiege of Palestinian towns
(1) Only A
(2) Only B
(3) Either A or B
(4) Both A as well as B together
(5) Neither A or B
Ans (4)Both A as well as B together
Q.23. Which of a following is a most conflicting in definition as a word shrunk as used in a passage?
(1)Coming forward
(2)Abdicating
(3)Control
(4)Expand
(5)None of these
Ans (1)Coming forward
Q.24. What might be a start of successive Israeli attacks?
(1) It might strap a disastrous perspective amongst a polite Palestinians
(2) It might fall short militancy from a simple roots
(3) It might reanimate a weakening care of a PA
(4) It might lift belligerent activities
(5) None of these
Ans (4)It might lift belligerent activities
Q.25. What dangers have been being viewed by a International Community?
(1)Both a nations might get broken if fight erupts
(2)The PA as well as Israel will never set upon a deal
(3)The attacks conflicting a PA might fall short a change of energy in Palestinians
(4)The militancy might widespread in alternative countries also
(5)None of these
Ans. (3)The attacks conflicting a PA might fall short a change of energy in Palestinians
Directions (Qs. twenty-six to 35): In a following thoroughfare there have been blanks, any of which has been numbered. These numbers have been printed subsequent a thoroughfare as well as conflicting each, 5 difference are suggested, a single of which fits a vacant appropriately. Find out a suitable word in any case:
Whatever wealth India enjoyed in a seventeenth century left when a Mughal Empire ???(26) apart. The most evident means of this relapse was a religious intolerance, which led to a open rebellion. It was to ???(27) these revolts which a extremist woman monarch outlayed ???(28) years in a field, with measureless armies immoderate a revenues of the country. There were, however, some-more entrenched ???(29) The crime of officials as well as a hardship of a rank as well as file usually ???(30) divided a empire?s hold up blood. For sometime, there had been a conspicuous decrease in a impression of a statute class. Wars of period ???(31) wiped out a heading families, as well as brand new red red blood from executive Middle East was no ???(32) recruited for a aloft bureaucratic posts. Finally, a Mughal Empire was an visitor regime. It continues to be so ???(33) Akbar?s process of conciliation was abandoned, as well as it wore itself out perplexing to say a energy ???(34) a constant opposition, usually right divided as well as afterwards sincere though regularly present, of a ???(35) citizens.
Q.26. (1)Joined
(2)Broke
(3)Dashed
(4)Banged
(5)Became
Ans. (2)Broke
Q.27. (1)Run out
(2)Crash
(3)Crush
(4)Cajole
(5)Motivate
Ans (3)Crush
Q.28. (1)No
(2)Hardly
(3)Many
(4)Inexpensive
(5)Most
Ans. (3)Many
Q.29. (1)Variables
(2)Attributes
(3)Characteristics
(4)Causes
(5)Affect
Ans. (4)Causes
Q.30. (1)Drained
(2)Gone
(3)Sucked
(4)Released
(5)Went
Ans (1)Drained
Q.31. (1)Has
(2)Have
(3)Was
(4)Did
(5)Had
Ans. (5)Had
Q.32.(1)Longer
(2)Pumped
(3)Far
(4)Candidate
(5)Shorter
Ans. (1)Longer
Q.33. (1)At
(2)Into
(3)Over
(4)After
(5)Before
Ans. (4)After
Q.34. (1)Far
(2)At
(3)Against
(4)Favouring
(5)For
Ans (3)Against
Q.35. (1)Discontented
(2)Weeping
(3)Ruling
(4)Calm
(5)Contented
Ans: (1)Discontented
Directions (Qs. 36 to 40): icon razz RBI Exam Question,RBI Exam Question of English Language Subject,RBI Exam Question 2010 ick out a most in effect word/phrase from a since difference to fill in a blanks to have a sentences meaningfully complete:
Q.,36. Tiwari?s weill-wishers went to a impassioned to _____ his commercial operation reputation.
(1)Speak
(2)Enhance
(3)Cajole
(4)Provoke
(5)Advocate
Ans. (2)Enhance
Q.37. A organisation of youth college boys _____ a top rise of a Shivalik operation of a Himalayas.
(1)Scaled
(2)Walked
(3)Climb up
(4)Avoided
(5)Won
Ans. (1)Scaled
Q.38. A special programme to lift a customary of vital of a encampment folks has been _____ by a Government.
(1)Affixed
(2)Stalled
(3)Glued
(4)Launched
(5)Propose
Ans. (4)Launched
Q.39. A flock of elephants _____ ready to conflict a lion.
(1)Were
(2)Is
(3)Was
(4)Are
(5)Has been
Ans. (2)Is
Q.40. It is not probable this year to run this association with so most employees, but augmenting a _____ of deficit.
(1)Loss
(2)Altitude
(3)Gain
(4)Magnitude
(5)Extend
Ans. (4)Magnitude
RBI GRADE 'B' OFFICERS EXAM 2010
Q.1. In that sort of account, banks in all don’t compensate interest—
(A) Saving Account
(B) Current Account
(C) Fixed Deposit Account
(D) Interest is regularly upon credit in all sorts of account
Q.2. A bank station sequence would be befitting for paying—
(A) Telephone accounts
(B) Electricity accounts
(C) Grocery bills
(D) Mortgage repayments
Q.3. Payment of a coupon cannot be done upon a income opposite of bank if a coupon is—
(A) Bearer
(B) Cross
(C) Order
(D) All of these
Q.4. Which of a following is not Commercial Bank ?
(A) Reserve Bank of India
(B) State Bank of India
(C) Canra Bank
(D) Oriental Bank of Commerce
Q.5. What is a Bank breeze ?
(A) Letter from a Bank
(B) Cheque that a bank draws upon itself
(C) Instraction to a landowner to pick up a customer’s debt
(D) Instruction not to honour a stop payment
Q.6. The necessary evil of whatever serves as income is that it must—
(A) Be released by a State
(B) Be in all acceptable
(C) Not be unconditionally fiduciary
(D) Have a little instrinsic value
Q.7. One of a following is not an e.g. of Near-Money, that ?
(A) Bill of Exchange
(B) Bonds as well as Debentures
(C) Equity shares of Ranbaxy Company Ltd.
(D) Treasury bills of a Government of India
Q.8. ‘Fiat Money’ is that that is—
(A) Accepted by abroad banks only
(B) Accepted during a moment in lieu of gold
(C) Backed by bullion or silver
(D) Decreed as income by a government
Q.9. Money is—
(A) Acceptable usually when it has unique value
(B) Constant in purchasing power
(C) The many glass of all assets
(D) All of a above
Q.10. Greshan’s law states that—
(A) Bad income promotes great income in a system
(B) Bad income drives great income out of circulation
(C) Good income drives bad income out of circulation
(D) Good income promotes bad income in a system
Q.11. Value of Money—
(A) Is eccentric of a cost level
(B) Is without delay associated to a cost level
(C) Is inversely associated to a cost level
(D) None of a above
Q.12. Demand lift acceleration can be caused by income factors including—
(A) A tumble in expenditure expenditure
(B) A pointy enlarge in unemployment
(C) A high rebate in approach taxation
(D) An enlarge in Income Tax
Q.13. The routine of deplation tends to favour—
(A) Debtor as well as Creditiors a like
(B) Debtor during a responsibility of Creditors
(C) Creditors during a responsibility of Debtors
(D) Profit receivers during a responsibility of bound income receivers
Q.14. Which of a following matter is not utterly loyal ?
(A) An enlarge in a supply of income will outcome in inflation
(B) Cost acceleration occurs when prices climb to cover increasing cause costs
(C) Inflation occurs when a worth of income declines
(D) Inflation will have a outcome of redistributing incomes inside of a country
Q.15. Which of a following people is many approaching to good from an inflationary incident ?
(A) A chairman who buys units from a Unit Trust
(B) A chairman who keeps his resources underneath a office building during home
(C) A chairman creates a vast in isolation loan to a friend
(D) A chairman who takes out a debt with a office building society
Q.16. The principal guilt of a Joint Stock Bank relates to—
(A) Its investment abroad
(B) Its investment during home
(C) Repayment of a customer’s deposits
(D) Its mandate to have special deposits when requested
Q.17. Which of a following is not a duty of a Commercial Banks ?
(A) Acting as a lender of final resort
(B) Lending to a in isolation as well as open sectors
(C) The sustenance of a coupon complement for environment debts
(D) The sustenance of protected deposition facilities
Q.18. When a Commercial Bank emanate credit areas that have been in outcome as well as increases—
(A) The inhabitant debt
(B) The supply of money
(C) The purchasing energy of a rupee
(D) The genuine resources of a country
Q.19. A patron does not need a bank comment to obtain—
(A) A Loan
(B) A Cheque Card
(C) A Banker’s Draft
(D) An Overdraft
Q.20. Which of a following is not a guilt of Commercial Banks—
(A) Security Holdings
(B) Treasury deposition during banks
(C) Demand deposits as well as time deposits
(D) Borrowing from Central Bank
Q.21. ‘Not negotiable’ created upon a coupon channel means—
(A) The coupon cannot be paid to any a single though a payee
(B) The coupon is stream usually for remuneration of a contract for that it is done out
(C) An honest chairman reception a stolen coupon is probable to compensate off a legitimate owner
(D) The coupon contingency be paid in to a bank
Q.22. The Central Bank is not approaching to perform a duty of—
(A) Acting as a clearing house
(B) The landowner to a government
(C) Accepting deposition from Commercial Banks
(D) Accepting deposits from ubiquitous public
Q.23. Increase in bank rates in all is followed by—
(A) An enlarge in marketplace rate of interest
(B) A tumble in marketplace rates of interest
(C) A climb usually in a deposits rates though not a lending rates
(D) A climb usually in a lending rates
Q.24. The vital quantitative financial apparatus accessible with a Central Bank is—
(A) Retioning of credit
(B) Regulation of consumer credit
(C) Margin requirements
(D) Reserve comparative measure requirements
Q.25. Bank contingency exclude remuneration of a coupon where—
(A) Cheque is not dated
(B) Where coupon is stale, i.e. date has expired
(C) Payment has been stopped by customer
(D) The coupon is not presented during operative hours of Bank
Q.26. A ‘Stale’ coupon is a single that is—
(A) Over 6 months old
(B) Converning an owing payment
(C) Cancelled by a drawer
(D) Written upon an comment that is overdrawn
Q.27. When a Central Bank sells securities, as a result—
(A) The income resources during a ordering of a blurb banks increase
(B) The income resources of a blurb banks sojourn unchanged
(C) The income resources during a ordering of blurb banks get diminished
(D) None of a above
Q.28. When a coupon is returned by a bank noted ‘Refer to Drawer’ this equates to a drawer—
(A) Has educated a bank not to compensate a cheque
(B) Whishes to be contacted prior to a coupon is cashed
(C) Has improperly finished a coupon as well as contingency scold it prior to payment
(D) Had deficient supports in his comment to compensate a cheque
Q.29. The stream Bank Rate is—
(A) 6%
(B) 8%
(C) 9%
(D) 9·5%
Q.30. It has been done mandatory for Non-Banking Financing Companies to get themselves purebred with … prior to Jul 8, 1997.
(A) RBI
(B) SEBI
(C) Government of India
(D) None of a above
Q.31. India ranks series … between a countries with a greatest expansion intensity in a universe according to a ultimate inform of universe Economic Forum.
(A) Six
(B) Five
(C) Four
(D) Three
Q.32. Which is a ‘most rival country’ of a universe according to a ultimate inform of universe Economic Forum ?
(A) Hong Kong
(B) Singapore
(C) United State of America
(D) Netherlands
Q.33. The extent slight extent of seductiveness upon post shipment rupee credit upon direct bills for movement duration upto 90 days is—
(A) 13%
(B) 14%
(C) 15%
(D) 16%
Q.34. Which of a following matter is scold about India according to a World Bank’s ultimate calculations ?
(A) India’s per capita inhabitant resources is $ 25000
(B) India’s per capita incomeis $ 360
(C) India’s per capita income (according to purchasing energy parity) is $ 2390
(D) All of a above
Q.35. Scheduled blurb banks available nonperforming resources (NPAs) of … during a finish of Mar 2006-07 opposite 1·8% during 2005-06.
(A) 2·3%
(B) 3·3%
(C) 1·5%
(D) 7·9%
Q.36. Which of a following is not a apparatus in a hands of RBI to carry out a inflationary vigour in a nation ?
(A) Bank Rate (BR)
(B) Special Drawing Rights (SDR)
(C) Statutory Liquidity Ratio (SLR)
(D) Cash Reserve Ratio (CRR)
Q.37. Which of a following is/are enclosed in Legal Tender Money in India ?
(A) Coins as well as banking notes
(B) Coins as well as bank drafts
(C) Currency records as well as SDRs
(D) Currency records released by RBI
Q.38. Which of a following is rightly matched?
(A) CRR upon FCNR (B) Scheme—12%
(B) Bank Rate—6%
(C) SLR upon NRE deposits—31·5%
(D) CRR upon NRE—13%
Q.39. India’s First Financial Archive has been set up at—
(A) Mumbai
(B) New Delhi
(C) Ahmedabad
(D) Kolkata
Q.40. Which of a following Bank joined with Oriented Bank of Commerce ?
(A) New Bank of India
(B) Punjab Co-operative Bank
(C) Bari Doab Bank
(D) (B) as well as (C) both
Answers :
1. (B) 2. (D) 3. (B) 4. (A) 5. (B) 6. (B) 7. (C) 8. (B) 9. (C) 10. (B) 11. (C) 12. (C) 13. (C) 14. (A) 15. (D) 16. (C) 17. (A) 18. (B) 19. (A) 20. (A) 21. (C) 22. (D) 23. (A) 24. (D) 25. (C) 26. (A) 27. (C) 28. (D) 29. (A) 30. (A) 31. (D) 32. (B) 33. (A) 34. (D) 35. (C) 36. (B) 37. (A) 38. (B) 39. (D) 40. (D)
RBI OFFICERS GRADE 'B' EXAM PAPER 2009
GENERAL AWARENESS
1. In which type of account, banks generally don’t pay interest—
(A) Saving Account
(B) Current Account
(C) Fixed Deposit Account
(D) Interest is always payable in all types of account
2. A bank standing order would be suitable for paying—
(A) Telephone accounts
(B) Electricity accounts
(C) Grocery bills
(D) Mortgage repayments
3. Payment of a cheque cannot be made on a cash counter of bank if the cheque is—
(A) Bearer
(B) Cross
(C) Order
(D) All of these
4. Which of the following is not Commercial Bank ?
(A) Reserve Bank of India
(B) State Bank of India
(C) Canra Bank
(D) Oriental Bank of Commerce
5. What is the Bank draft ?
(A) Letter from the Bank
(B) Cheque which a bank draws on itself
(C) Instraction to a banker to collect a customer’s debt
(D) Instruction not to honour a stop payment
6. The essential characteristic of whatever serves as money is that it must—
(A) Be issued by the State
(B) Be generally acceptable
(C) Not be wholly fiduciary
(D) Have some instrinsic value
7. One of the following is not an example of Near-Money, which ?
(A) Bill of Exchange
(B) Bonds and Debentures
(C) Equity shares of Ranbaxy Company Ltd.
(D) Treasury bills of the Government of India
8. ‘Fiat Money’ is that which is—
(A) Accepted by overseas banks only
(B) Accepted temporarily in lieu of gold
(C) Backed by gold or silver
(D) Decreed as money by the government
9. Money is—
(A) Acceptable only when it has intrinsic value
(B) Constant in purchasing power
(C) The most liquid of all assets
(D) All of the above
10. Greshan’s law states that—
(A) Bad money promotes good money in the system
(B) Bad money drives good money out of circulation
(C) Good money drives bad money out of circulation
(D) Good money promotes bad money in the system
11. Value of Money—
(A) Is independent of the price level
(B) Is directly related to the price level
(C) Is inversely related to the price level
(D) None of the above
12. Demand pull inflation can be caused by money factors including—
(A) A fall in consumption expenditure
(B) A sharp increase in unemployment
(C) A steep reduction in direct taxation
(D) An increase in Income Tax
13. The process of deplation tends to favour—
(A) Debtor and Creditiors a like
(B) Debtor at the expense of Creditors
(C) Creditors at the expense of Debtors
(D) Profit receivers at the expense of fixed income receivers
14. Which of the following statement is not completely true ?
(A) An increase in the supply of money will result in inflation
(B) Cost inflation occurs when prices rise to cover increased factor costs
(C) Inflation occurs when the value of money declines
(D) Inflation will have the effect of redistributing incomes within a country
15. Which of the following people is most likely to benefit from an inflationary situation ?
(A) A person who buys units from the Unit Trust
(B) A person who keeps his savings under the floor at home
(C) A person makes a large private loan to a friend
(D) A person who takes out a mortgage with a building society
16. The principal liability of a Joint Stock Bank relates to—
(A) Its investment abroad
(B) Its investment at home
(C) Repayment of its customer’s deposits
(D) Its requirements to make special deposits when requested
17. Which of the following is not a function of the Commercial Banks ?
(A) Acting as a lender of last resort
(B) Lending to the private and public sectors
(C) The provision of a cheque system for setting debts
(D) The provision of safe deposit facilities
18. When the Commercial Bank create credit areas which are in effect and increases—
(A) The national debt
(B) The supply of money
(C) The purchasing power of the rupee
(D) The real wealth of the country
19. A customer does not require a bank account to obtain—
(A) A Loan
(B) A Cheque Card
(C) A Banker’s Draft
(D) An Overdraft
20. Which of the following is not a liability of Commercial Banks—
(A) Security Holdings
(B) Treasury deposit at banks
(C) Demand deposits and time deposits
(D) Borrowing from Central Bank
21. ‘Not negotiable’ written on a cheque crossing means—
(A) The cheque cannot be paid to any one but the payee
(B) The cheque is valid only for payment of the transaction for which it is made out
(C) An honest person receiving a stolen cheque is liable to repay the rightful owner
(D) The cheque must be paid into a bank
22. The Central Bank is not expected to perform the function of—
(A) Acting as a clearing house
(B) The banker to the government
(C) Accepting deposit from Commercial Banks
(D) Accepting deposits from general public
23. Increase in bank rates generally is followed by—
(A) An increase in market rate of interest
(B) A fall in market rates of interest
(C) A rise only in the deposits rates but not the lending rates
(D) A rise only in the lending rates
24. The major quantitative monetary tool available with the Central Bank is—
(A) Retioning of credit
(B) Regulation of consumer credit
(C) Margin requirements
(D) Reserve ratio requirements
25. Bank must refuse payment of a cheque where—
(A) Cheque is not dated
(B) Where cheque is stale, i.e. date has expired
(C) Payment has been stopped by customer
(D) The cheque is not presented during working hours of Bank
26. A ‘Stale’ cheque is one that is—
(A) Over six months old
(B) Converning an overdue payment
(C) Cancelled by the drawer
(D) Written on an account which is overdrawn
27. When the Central Bank sells securities, as a result—
(A) The cash resources at the disposal of the commercial banks increase
(B) The cash resources of the commercial banks remain unchanged
(C) The cash resources at the disposal of commercial banks get diminished
(D) None of the above
28. When a cheque is returned by the bank marked ‘Refer to Drawer’ this means the drawer—
(A) Has instructed the bank not to pay the cheque
(B) Whishes to be contacted before the cheque is cashed
(C) Has improperly completed the cheque and must correct it before payment
(D) Had insufficient funds in his account to pay the cheque
29. The current Bank Rate is—
(A) 6%
(B) 8%
(C) 9%
(D) 9·5%
30. It has been made compulsory for Non-Banking Financing Companies to get themselves registered with … before July 8, 1997.
(A) RBI
(B) SEBI
(C) Government of India
(D) None of the above
31. India ranks number … among the countries with the biggest growth potential in the world according to the latest report of world Economic Forum.
(A) Six
(B) Five
(C) Four
(D) Three
32. Which is the ‘most competitive country’ of the world according to the latest report of world Economic Forum ?
(A) Hong Kong
(B) Singapore
(C) United State of America
(D) Netherlands
33. The maximum permissible limit of interest on postshipment rupee credit on demand bills for transit period upto 90 days is—
(A) 13%
(B) 14%
(C) 15%
(D) 16%
34. Which of the following statement is correct about India according to the World Bank’s latest calculations ?
(A) India’s per capita national wealth is $ 25000
(B) India’s per capita incomeis $ 360
(C) India’s per capita income (according to purchasing power parity) is $ 2390
(D) All of the above
35. Scheduled commercial banks recorded nonperforming assets (NPAs) of … at the end of March 2006-07 against 1·8% during 2005-06.
(A) 2·3%
(B) 3·3%
(C) 1·5%
(D) 7·9%
36. Which of the following is not a tool in the hands of RBI to control the inflationary pressure in the country ?
(A) Bank Rate (BR)
(B) Special Drawing Rights (SDR)
(C) Statutory Liquidity Ratio (SLR)
(D) Cash Reserve Ratio (CRR)
37. Which of the following is/are included in Legal Tender Money in India ?
(A) Coins and currency notes
(B) Coins and bank drafts
(C) Currency notes and SDRs
(D) Currency notes issued by RBI
38. Which of the following is correctly matched?
(A) CRR on FCNR (B) Scheme—12%
(B) Bank Rate—6%
(C) SLR on NRE deposits—31·5%
(D) CRR on NRE—13%
39. India’s First Financial Archive has been set up at—
(A) Mumbai
(B) New Delhi
(C) Ahmedabad
(D) Kolkata
40. Which of the following Bank merged with Oriented Bank of Commerce ?
(A) New Bank of India
(B) Punjab Co-operative Bank
(C) Bari Doab Bank
(D) (B) and (C) both
Answers :
1. (B) 2. (D) 3. (B) 4. (A) 5. (B) 6. (B) 7. (C) 8. (B) 9. (C) 10. (B) 11. (C) 12. (C) 13. (C) 14. (A) 15. (D) 16. (C) 17. (A) 18. (B) 19. (A) 20. (A) 21. (C) 22. (D) 23. (A) 24. (D) 25. (C) 26. (A) 27. (C) 28. (D) 29. (A) 30. (A) 31. (D) 32. (B) 33. (A) 34. (D) 35. (C) 36. (B) 37. (A) 38. (B) 39. (D) 40. (D)
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