Tuesday, January 10, 2012

Allahabad Bank Exam Paper

Allahabad Bank Probationary Officers Exam.


Computer Knowledge 
(Held on 17-4-2011) 


1. Which of the following are advantages of CD-ROM as a storage media ?
(A) CD-ROM is an inexpensive way to store large amount of data and information
(B) CD-ROM disks retrieve data and information more quickly than magnetic disks do
(C) CD-ROMs make less errors than magnetic media
(D) All of these
(E) None of these
Ans : (D)

2. A ……… is the term used when a search engine returns a Web page that matches the search criteria.
(A) blog
(B) hit
(C) link
(D) view
(E) success
Ans : (C)

3. The ……… is the term used to describe the window that is currently being used.
(A) Web Window
(B) display area
(C) WordPad Window
(D) active window
(E) monitor
Ans : (D)


4. CPU is an abbreviation for—
(A) central programming unit
(B) central processing unit
(C) computer processing unit
(D) computer protocol unit
(E) central protocol unit
Ans : (B)

5. A microprocessor is the brain of the computer and is also called a(n)—
(A) microchip
(B) macrochip
(C) macroprocessor
(D) calculator
(E) software
Ans : (A)

6. Storage and memory differ with respect to which of the following characteristics ?
(A) Price
(B) Reliability
(C) Speed
(D) All of these
(E) None of these
Ans : (D)

7. What are two examples of freeware ?
(A) WinZip and Linux
(B) Shareware and file sharing
(C) Microsoft Word and the Google toolbar
(D) Instant messaging and the Google toolbar
(E) Microsoft Power Point and Microsoft Excel
Ans : (D)

8. If a disk drive fails but the computer application running and using it can continue processing, this application is said to have been designed with this feature—
(A) 100 per cent uptime
(B) fault tolerance
(C) high reliability
(D) All of these
(E) None of these
Ans : (B)

9. What is e-commerce ?
(A) Buying and selling international goods
(B) Buying and selling products and services over the Internet
(C) Buying and selling products and services not found in stores
(D) Buying and selling products having to do with computers
(E) Buying and selling of electronic goods
Ans : (B)

10. What are the four things needed to connect to the Internet ?
(A) Telephone line, modem, computer, and an ISP
(B) Modem, computer, PDA and ISP
(C) Telephone line, PDA, modem and computer
(D) Computer, ISP, modem and communication software
(E) Monitor, keyboard, mouse, modem
Ans : (A)

11. Which of the following functions are not performed by servers ?
(A) Email processing
(B) Database sharing
(C) Processing Web sites
(D) Storage
(E) Word processing
Ans : (E)

12. Which media have the ability to have data/information stored (written) on them by users more than once ?
(A) CD-R disks
(B) CD-RW disks
(C) Zip disks
(D) OptiDisks
(E) Both CD-RW disks and Zip disks
Ans : (A)

13. The process of transferring files from a computer on the Internet to your computer is called—
(A) downloading
(B) uploading
(C) FTP
(D) JPEG
(E) downsizing
Ans : (C)

14. The………controls a client computer’s resources.
(A) application program
(B) instruction set
(C) operating system
(D) server application
(E) compiler
Ans : (D)

15. To reload a Web page, press the ……… button.
(A) Redo
(B) Reload
(C) Restore
(D) Ctrl
(E) Refresh
Ans : (E)

16. Which of the following could be digital input devices for computers ?
(A) Digital camcorder
(B) Microphone
(C) Scanner
(D) All of the above
(E) None of these
Ans : (D)

17. The………enables you to simultaneously keep multiple Web pages open in one browser window.
(A) tab box
(B) pop-up helper
(C) tab row
(D) address bar
(E) Esc key
Ans : (A)

18. You can use the………bar to type a URL and display a Web page, or type a keyword to display a list of related Web pages.
(A) menu
(B) Title
(C) Search
(D) Web
(E) Address
Ans : (E)

19. Storage media such as a CD read and write information using—
(A) a laser beam of red light
(B) magnetic dots
(C) magnetic strips
(D) All of these
(E) None of these
Ans : (D)

20. Vendor-created program modifications are called—
(A) patches
(B) antiviruses
(C) holes
(D) fixes
(E) overlaps
Ans : (D)

21. Cache and main memory will lose their contents when the power is off. They are—
(A) dynamic
(B) static
(C) volatile
(D) non-volatile
(E) faulty
Ans : (C)

22. The collection of links throughout the Internet creates an interconnected network called the—
(A) WWW
(B) Web
(C) World Wide Web
(D) All of the above
(E) Wide Area Web
Ans : (D)

23. Every computer has a(n) ………;
many also have.
(A) operating system, a client system
(B) operating system; instruction sets
(C) application programs; an operating system
(D) application programs; a client system
(E) operating system; application programs
Ans : (E)

24. Main memory works in conjunction with—
(A) special function cards
(B) RAM
(C) CPU
(D) Intel
(E) All of these
Ans : (C)

25. A sales clerk at a checkout counter scanning a tag on an item rather than keying it into the system, is using—
(A) input automation
(B) item data automation
(C) scanning automation
(D) source data automation
(E) None of these
Ans : (C)

26. A(n)……is composed of several computers connected together to share resources and data.
(A) Internet
(B) network
(C) backbone
(D) hyperlink
(E) protocol
Ans : (B)

27. Which of the following is a storage device that uses rigid, permanently installed magnetic disks to store data/information—
(A) floppy diskette
(B) hard disk
(C) permanent disk
(D) optical disk
(E) None of these
Ans : (B)

28. Microsoft Office is an example of a—
(A) closed-source software
(B) open-source software
(C) horizontal-market software
(D) vertical-market software
(E) compiler
Ans : (A)

29. A popular way to learn about computers without ever going to a classroom is called—
(A) i-learning
(B) isolated learning
(C) e-learning
(D) close learning
(E) Distance Learning
Ans : (C)

30. A person who used his or her expertise to gain access to other people’s computers to get information illegally or do damage is a—
(A) spammer
(B) hacker
(C) instant messenger
(D) programmer
(E) analyst
Ans : (B)

31. Which of the following is an example of storage devices ?
(A) Magnetic disks
(B) Tapes
(C) DVDs
(D) All of these
(E) None of these
Ans : (D)

32. The………folder retains copies of messages that you have started but are not yet ready to send.
(A) Inbox
(B) Outbox
(C) Drafts
(D) Sent Items
(E) Address Book
Ans : (C)

33. Which of the following is an example of an optical disk ?
(A) Digital versatile disks
(B) Magnetic disks
(C) Memory disks
(D) Data bus disks
(E) None of these
Ans : (A)

34. The main job of a CPU is to—
(A) carry out program instructions
(B) store data/information for future use
(C) process data and information
(D) Both (A) and (C)
(E) None of these
Ans : (D)

35. ……are attempts by individuals to obtain confidential information from you by falsifying their identity.
(A) Phishing trips
(B) Computer viruses
(C) Spyware scams
(D) Viruses
(E) Phishing scams
Ans : (E)

36. An example of a processing device would be—
(A) a magnetic ink reader
(B) a tablet PC
(C) special function cards
(D) scanners
(E) keyboards
Ans : (B)

37. Which of the following is not a type of computer software which can be bought ?
(A) Off-the-shelf
(B) Tailor-made
(C) Custom-developed
(D) Off-the-shelf with alterations
(E) All of these can be purchased
Ans : (D)

38. You can use………to copy selected text, and ……… to paste it in a document.
(A) CTRL + C, CTRL + V
(B) CTRL + C, CTRL + P
(C) CTRL + S, CTRL + S
(D) SHIFT + C, ALT + P
(E) CTRL + D, CTRL + A
Ans : (A)

39. Video processors consist of ……… and ……, which store and process images.
(A) CPU and VGA
(B) CPU and memory
(C) VGA and memory
(D) VGI and DVI
(E) VGA and VGI
Ans : (C)

40. The main memory of a computer can also be called—
(A) primary storage
(B) internal memory
(C) primary memory
(D) All of these
(E) None of these
Ans : (C)

41. Computer software can be defined as—
(A) the computer and its associated equipment
(B) the instructions that tell the computer what to do
(C) computer components that act to accomplish a goal
(D) an interface between the computer and the network
(E) the interaction between the computer and its database
Ans : (B)

42. When speaking of computer input and output, input refers to—
(A) any data processing that occurs from new data input into the computer
(B) retrieval of data or information that has been input into the computer
(C) data or information that has been entered into the computer
(D) the transmission of data that has been input into the computer
(E) Both (C) and (D) above
Ans : (E)

43. A ……… is a set of rules.
(A) resource locator
(B) domain
(C) hypertext
(D) URL
(E) protocol
Ans : (E)

44. The connection between your computer at home and your local ISP is called—
(A) the last mile
(B) the home stretch
(C) the home page
(D) the backbone
(E) the vital mile
Ans : (C)

45. All of the logic and mathematical calculations done by the computer happen in/on the—
(A) system board
(B) central control unit
(C) central processing unit
(D) mother board
(E) memory
Ans : (C)

46. There are several primary categories of procedures. Which of the following is not a primary category of procedures ?
(A) Testing
(B) Backup and recovery
(C) Firewall development
(D) Design
(E) None of these
Ans : (C)

47. The operating system called UNIX is typically used for—
(A) desktop computers
(B) laptop computers
(C) supercomputers
(D) Web servers
(E) All of these
Ans : (E)

48. The………file format is a method of encoding pictures on a computer.
(A) HTML
(B) JPEG
(C) FTP
(D) URL
(E) DOC
Ans : (B)

49. Press………to move the insertion point to the Address box, or to highlight the URL in the Address box.
(A) ALT + D
(B) ALT + A
(C) SHIFT + TAB
(D) TAB + CTRL
(E) CTRL + S
Ans : (A)

50. Computer systems are comprised of—
(A) hardware, programs, information, people and networks
(B) hardware, software, procedures, networks and people
(C) hardware, programs, information, people and procedures
(D) hardware, programs, processors, procedures, networks and people
(E) hardware, programs, processors, procedures and people
Ans : (A)

Allahabad Bank Probationary Officers Exam., 2011



                              General Awareness

                                                (Exam Held on 17-4-2011)

1. Which of the following is/are the objective(s) of Free Trade Agreement, India has done with many countries ?
1. To provide support to entrepreneurs for setting up new projects in tiny/SSI sector.
2. For undertaking expansion of business.
3. To support technology up-gradation.
(A) Only 1 and 2
(B) Only 2 and 3
(C) All 1, 2 and 3
(D) Only 1 and 3
(E) None of these
Ans : (C)

2. Which of the following organisations issue the rules of global trade ?
(A) World Bank
(B) World Trade Organisation
(C) Foreign Exchange Dealers’ Association
(D) Directorate General and Foreign Trade
(E) None of these
Ans : (B)

3. One single statement that depicts the financial position of a bank and/or business enterprise at a given point of time is called—
(A) Statement of product details
(B) Reconciliation Statement
(C) Balance Sheet
(D) Quarterly returns submitted to RBI
(E) Trading and manufacturing account
Ans : (C)


4. Banks borrow money from the RBI on which of the following rates ?
(A) Reverse Repo Rate
(B) Repo Rate
(C) SLR
(D) CRR
(E) Savings Rate
Ans : (B)

5. The Reverse mortgage scheme is launched to give benefit to which of the following groups of society ?
(A) Govt. employees
(B) Senior Citizens
(C) Unemployed youth
(D) War widows
(E) None of these
Ans : (B)

6. What does the letter ‘M’ depict in the term SME as used in the financial world ?
(A) Maximum
(B) Medium
(C) Mercantile
(D) Mutual
(E) Ministry
Ans : (B)

7. One of the major challenges banking industry is facing these days is deliberate efforts of some people to bring money earned through illegal activities in circulation. Which of the following acts is passed to prevent this activity ?
(A) Payment & Settlements Act
(B) Banking Regulation Act
(C) Negotiable Instrument Act
(D) Narcotics and Psychotropic Substance Act
(E) Prevention of Money laundering Act
Ans : (E)

8. Which of the following organizations provides guarantee to the exporters ?
(A) Exim Bank
(B) Export Credit Guarantee Corporation
(C) Director General Foreign Trade
(D) Reserve Bank of India
(E) Registrar of companies
Ans : (B)

9. Which of the following terms is not used in Banking World ?
(A) Credit
(B) Rate
(C) Financial Status
(D) Discount
(E) Absolute zero
Ans : (E)

10. What is the full form of IRR as used in banking/financial sectors ?
(A) Internal Rate of Return
(B) Internal Revaluation Reserve
(C) Investment Reserve Ratio
(D) Internal Risk Return
(E) None of the above
Ans : (A)

11. Which of the following organisations provides credit history of the borrowers ?
(A) CIBIL
(B) ARCIL
(C) SEBI
(D) RBI
(E) CCIL
Ans : (A)

12. Banks need liquidity to meet which of the following objectives of banking ?
1.Meet deposit withdrawal
2.Fund loan demands
3.Maintain public confidence
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) Only 2 and 3
Ans : (D)

13. According to latest Economic Survey, which of the following sectors will provide largest share to Indian economy in the days to come?
(A) Agriculture
(B) Industry
(C) Services
(D) Exports
(E) None of these
Ans : (C)

14. Which one of the following group represents key industries ?
1. Crude oil, electricity
2. Petroleum refining and finished steel
3. Cement and coal
(A) Only group 1
(B) Only group 2
(C) Only groups 1 and 2
(D) Only group 3
(E) All groups 1, 2 and 3
Ans : (E)

15. Which one of the following is covered in the list of services for service tax purposes ?
1. Insurance/health services
2. Hotel accommodation/air travel services
3. Money changers/legal services
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) All 1, 2 and 3
Ans : (E)

16. Which of the following agencies is providing Unique Identity Cards to all Indian Residents ?
(A) Election Commission of India
(B) Ministry Foreign Affairs
(C) Govt. of Maharashtra
(D) Border Secutiry Force
(E) None of these
Ans : (A)

17. Vikram Pandit is associated with which of the following banks ?
(A) Yes Bank
(B) ICICI Bank
(C) Citigroup
(D) HSBC
(E) State Bank of India
Ans : (C)

18. Banks make frequent changes in their product profile including introduction of new products etc. This is called—
(A) Product Control
(B) Product enhancement
(C) Product marketing
(D) Product enrichment
(E) None of these
Ans : (B)

19. Banking and financial services, all over the world, are regulated usually by Monetary Authority of the land. Who controls this function in India?
(A) Ministry of Finance
(B) SEBI
(C) RBI
(D) IRDA
(E) FEDAI
Ans : (C)

20. As per guidelines of the RBI, banks are to provide appropriate banking facilities to habitations having population in excess of 2000 by which year ?
(A) 2011
(B) 2012
(C) 2015
(D) 2016
(E) None of these
Ans : (B)

21. Which one of the following is the target fixed for maintaining fiscal deficit in the Union Budget of India ?
(A) 4•6 per cent of total budget
(B) 4•6 per cent of GDP
(C) 3•6 per cent of total budget
(D) 3•6 per cent of GDP
(E) None of these
Ans : (B)

22. FIMMDA stands for—
(A) Foreign Investment Markets & Derivatives Market Association
(B) Fixed Income Money Markets and Derivatives Association
(C) Fixed Income and Money Market Development Association
(D) Floating Income and Money Markets Derivative Assets
(E) None of these
Ans : (B)

23. On which one of the following issues, a group of top business leaders and other eminent citizens have expressed their concern to the Govt. of India ?
(A) Corporate Governance
(B) Fiscal deficit
(C) Inflation
(D) Governance deficit
(E) None of these
Ans : (C)

24. Nobel Laureate Muhammed Yunus belongs to which one of the following countries ?
(A) Sri Lanka
(B) Pakistan
(C) Maldives
(D) Bangladesh
(E) None of these
Ans : (D)

25. Who is the author of the book ‘Darkness At Noon’ ?
(A) V. S. Naipaul
(B) Chetan Bhagat
(C) Arthur Koestler
(D) Vikram Seth
(E) None of these
Ans : (C)

26. For which one of the following purposes, Mega Food Parks scheme was introduced by the Government of India ?
(A) To provide better price to farmers
(B) To improve the productivity of food crops
(C) To control the prices of food items
(D) To avoid wastage of fruits and vegetables stored for export
(E) None of these
Ans : (A)

27. Which of the following terms is not used in banking ?
(A) Debit Card
(B) Credit Card
(C) Kisan Card
(D) ELISA Test
(E) None of these
Ans : (D)

28. Which of the following is the reason, owing to which Government charges export duty on some export items ?
(A) It is to get benefit of high international prices
(B) To improve the tax collection targets
(C) It is as per international practices
(D) To ensure the smooth availability of the items in India
(E) None of these
Ans : (D)

29. Pipavav Port is located in which of the following States ?
(A) Odisha
(B) Andhra Pradesh
(C) Tamil Nadu
(D) Gujarat
(E) West Bengal
Ans : (D)

30. Which of the following is/are the objective(s) of our monetary policy ?
1. Anchor inflation expectations
2. Actively manage liquidity
3. Maintain interest rate regime consistent with price output and financial stability
(A) Only 1
(B) All 1, 2 and 3
(C) Both 1 and 3
(D) Only 2
(E) None of these
Ans : (C)

31. With which one of the following fields was Pandit Bhimsen Joshi associated ?
(A) Dance
(B) Music
(C) Short-story writing
(D) Novels
(E) None of these
Ans : (B)

32. For which of the following purposes, RBI has constituted a Working Group with Shri Deepak Mohanty as Chairman ?
(A) Deregulation of primary markets
(B) Deregulation of secondary markets
(C) Deregulation of Savings Bank Rates
(D) Introduction of Base Rate
(E) None of these
Ans : (D)

33. Who is Kapil Sibal ?
(A) Coal Minister of India
(B) Civil Aviation Minister of India
(C) Telecom Minister of India
(D) Economic Advisor to Prime Minister of India
(E) None of these
Ans : (C)

34. Which of the following will set up core banking infrastructure for rural banks ?
(A) SIDBI
(B) IBA
(C) RBI
(D) SBI
(E) NABARD
Ans : (E)

35. Colonel Muammar al Gaddafi is associated with which one of the following countries ?
(A) Libya
(B) Beharin
(C) Yemen
(D) Tunisia
(E) None of these
Ans : (A)

36. What is Gross Domestic Product ?
(A) It is the cost of production of all final goods and services made in the country
(B) It is the cost of services made within the borders of a country in a year
(C) It is the market value of all final goods and services made in the country
(D) It is the market value of all final goods and services made within the borders of a country in a year
(E) None of these
Ans : (D)

37. Which of the following metals is used for generation of Nuclear Power ?
(A) Silver
(B) Gold
(C) Uranium
(D) Copper
(E) Barium
Ans : (C)

38. In which one of the following States, India’s first Islamic Bank is proposed to be set up ?
(A) Kerala
(B) Tamil Nadu
(C) Odisha
(D) Bihar
(E) None of these
Ans : (A)

39. In which one of the following States, Niyamgiri Bauxite Mining Project is proposed to be set ?
(A) Odisha
(B) Jharkhand
(C) West Bengal
(D) Bihar
(E) Chhattisgarh
Ans : (A)

40. Which of the following terms is not used in Economics ?
(A) Demand and Supply
(B) Ad Valoram Tax
(C) Break even
(D) HIV positive
(E) Cost benefit analysis
Ans : (D)

41. For which one of the following reasons Finance Minister denied entry of NRI funds for infra bonds ?
(A) It will bring in more liquidity in the country
(B) NRIs can withdraw their funds any time
(C) It will bring interest burden on the country
(D) It could lead to losses at the time of redemption because of fluctuations in the Indian Currency
(E) None of these
Ans : (B)

42. What is ‘financial inclusion’ ?
1. Easy access to bank accounts for safe parking of savings
2. Availability of cheap credits through appropriately designed loans for poor and low income households and small entrepreneurs
3. Availability of basic financial products like insurance
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (B)

43. According to the Securities and Insurance Laws (Amendment) Bill 2010, who amongst the following will be Vice-Chairman of joint commission to resolve differences amongst the financial regulators ?
(A) Finance Minsiter, GOI
(B) Deputy Chairman, Planning Commission
(C) SEBI Chairman
(D) Chairman, Central Vigilance Commission
(E) RBI, Governor
Ans : (E)

44. Which of the following terms is used in Economics ?
(A) Keynesian
(B) Adsorption
(C) Affinity Matrix
(D) Gene Flow
(E) None of these
Ans : (A)

45. Which one of the following is the directive given to the Govt. of India in the Financial Stability Report submitted to it ?
(A) Focus on financial consistency
(B) To reduce fiscal deficit
(C) To ensure GDP growth
(D) To reduce revenue deficit
(E) None of these
Ans : (B)

46. In which one of the following States, Jangi-Thopon and Thopon-Powari Power Projects are proposed to be set up ?
(A) J & K
(B) H. P.
(C) U. P.
(D) Manipur
(E) Meghalaya
Ans : (B)

47. Which one of the following is the proposal under the Food Security Law ?
(A) To provide 25 kg of food-grains to ration card holders
(B) To provide 25 kg of food-grains to targeted beneficiaries
(C) To provide 35 kg of food-grains to ration card holders
(D) To provide 35 kg of food-grains to targeted beneficiaries
(E) None of these
Ans : (C)

48. Which one of the following are key policy rates used by RBI to influence interest rates ?
1. Bank Rate/the Repo Rate
2. Reverse Repo Rate
3. CRR/SLR
(A) Only 1
(B) Only 2
(C) All 1, 2 and 3
(D) Only 3
(E) Both 1 and 3
Ans : (C)

49. For giving cooking gas connection to poor families, which of the following one time subvention (in rupees) will be provided by the Planning Commission ?
(A) 500
(B) 600
(C) 750
(D) 1000
(E) 1400
Ans : (E)

50. Which one of the following rates signal the RBI’s long term out-look on interest rates ?
(A) Repo Rate
(B) Reverse Repo Rate
(C) Bank Rate
(D) SLR
(E) CRR
Ans : (C)

51. What do you understand by ‘Para Banking’ services ?
(A) Eligible financial services rendered by banks
(B) Utility services provided by banks
(C) Services provided through business correspondents
(D) Services provided to armed force personnel
(E) None of these
Ans : (C)

52. For which one of the following reasons, the Steel Ministry wants complete ban on export of iron ore from India ?
(A) The price of iron ore exports is not competitive
(B) The iron ore exports do not provide any value addition to exports
(C) The prices of iron ore are high and as such the exports of the ore should be banned
(D) Iron ore is a non-renewable resource like coal and petroleum products, hence it should be preserved
(E) None of these
Ans : (D)

53. What is a cross Border Exchange ?
(A) Trading of foreign currency in India
(B) Trading of Indian rupee in exchange of other currencies/ goods
(C) Hawala transactions in Indian Rupee
(D) Unauthorized remittance of Indian Rupee
(E) None of these
Ans : (A)

54. What is Cartosat-2B ?
(A) It is an advanced remote sensing statellite built by ISRO
(B) It is a warhead developed by DRDO
(C) It is an educational project launched by UGC
(D) It is an advanced computer developed by IIT Kanpur
(E) None of these
Ans : (A)

55. For which one of the following reasons RBI has decided to undertake mid-quarter policy reviews ?
1. To realign its policies
2. To take steps and ensure smooth flow of credit
3. To provide guidance to the economy
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

56. Which one of the following is the objective of Financial Stability and Development Council ?
(A) To address inter-regulatory issues only
(B) To focus on financial literacy only
(C) To focus on financial inclusion only
(D) Only (A) and (B)
(E) All (A) , (B) and (C)
Ans : (C)

57. For which one of the following reasons has the Planning Com-mission decided to convert itself into a system Reforms Commission ?
(A) It is to make people to people contact
(B) It is to understand the problems of people
(C) It is to review the implementation of its policies
(D) It is aimed at changing economic profile of the country
(E) None of these
Ans : (A)

58. Which one of the following sectors in India has attracted highest amount of Foreign Direct Investment during 2009-10 ?
(A) Manufacturing
(B) Construction
(C) Wholesale and Retail Trade
(D) Financial Insurance, Real Estate
(E) Civil Aviation
Ans : (B)

59. Which of the following is/are a renewable source of energy ?
1. Wind
2.Solar
3. Thermal
(A) Only 1
(B) Only 2
(C) All 1, 2 and 3
(D) Only 2 and 3
(E) Only 1 and 2
Ans : (E)

60. Expand the term SWIFT—
(A) Society for Worldwide Inter-national Financial Telecommunications
(B) Society for Worldwide Inter-bank Financial Telecommunications
(C) Society for Worldwide Inter-national Financial Transfers
(D) Society for Worldwide Inter-bank Fiscal Transactions
(E) None of these
Ans : (B)

61. For which one of the following reasons. NABARD has set up joint liability groups (JLG) of farmers ?
(A) To facilitate delivery of credit to farmers
(B) To facilitate better delivery of credit to farmers through informal sources
(C) To facilitate better delivery of credit to share croppers and those who do not have their own land
(D) To facilitate better delivery of credit to farmers through Panchayats
(E) None of these
Ans : (A)

62. Which of the following terms is not used in Banking World ?
(A) Holding Company
(B) Post dated cheque
(C) Credit
(D) Time deposit
(E) Centripetal force
Ans : (E)

63. What is the extent of claim that can be entertained by a Lok Adalat ?
(A) Up to lakhs
(B) Up to 10 lakhs
(C) Up to 20 lakhs
(D) Up to 50 lakhs
(E) No limit
Ans : (A)

64. ‘ASHA’ is a scheme for providing which of the following services to the people in India ?
(A) Health Service
(B) Clean water
(C) Primary Education
(D) Employment for 100 days
(E) None of these
Ans : (A)

65. Some private organizations are running e-choupals, to help which of the following section of society ?
(A) Farmers
(B) Small businessman
(C) Cooperative Credit Societies
(D) School-going children
(E) Unemployed youth
Ans : (A)

66. Which is the currency of U.A.E. ?
(A) Dirham
(B) Dinar
(C) Dollar
(D) Taka
(E) Pound Sterling
Ans : (A)

67. Who amongst the following is the author of the book ‘A bend in the River’ ?
(A) Chetan Bhagat
(B) V. S. Naipaul
(C) Kiran Desai
(D) Anita Desai
(E) None of these
Ans : (B)

68. Which of the following terms is used in game of Cricket ?
(A) Love
(B) Scoop
(C) LBW
(D) Tee
(E) Back-hand drive
Ans : (C)

69. Which one of the following was India’s per cent GDP growth during 2009-10 ?
(A) 6•7
(B) 9•2
(C) 7•4
(D) 9•7
(E) None of these
Ans : (C)

70. Which one of the following countries in Europe is facing financial crisis ?
(A) Ireland
(B) Portugal
(C) Rumania
(D) Hungary
(E) France
Ans : (D)

71. Which of the following schemes is launched for school children ?
(A) Rajlakshmi
(B) Kutir Jyoti
(C) Mid Day Meal
(D) Swajal Dhara
(E) None of these
Ans : (C)

72. Loans of small or very small amounts given to low income group people are known as—
(A) Investment Loans
(B) Micro Credit
(C) Savings Loan
(D) Secured Loans
(E) Cash Credit Loans
Ans : (B)

73. Which of the following is the Central Bank of U.S.A. ?
(A) Federation of Banks in U.S.A.
(B) Citigroup U.S.A.
(C) Bank of America
(D) Central Bank of U.S.A.
(E) Federal Reserve System
Ans : (E)

74. Which one of the following countries was second biggest net importer of goods and services in the year 2009 ?
(A) U.S.A.
(B) India
(C) China
(D) Germany
(E) Russia
Ans : (B)

75. The activity of purchasing shares of various companies is called—
(A) On-line Trading
(B) Share Trading
(C) Real estate investment
(D) Corporate Trading
(E) None of these
Ans : (C)

Friday, July 22, 2011

Allahabad Bank Senior Manager (Treasury cum Forex) Recruitment


Allahabad Bank is inviting online applications from qualified and dynamic candidates to recruit Senior Manager (Treasury cum Forex) in Specialist cadre. Interested candidates can apply for the same as:
Vacancies: 10 posts
Name of the posts: Senior Manager (Treasury cum Forex) in Specialist cadre (MMG, Sc – III) – 10 posts
Age limit: 35 years as on 01/07/2011, relaxation as per rules.
Application Fee: Rs.400/- for GEN/OBC candidates and Rs.50/- for SC/ST/PC (Physically Challenged) candidates in the form of challan.
Educational Qualification: Minimum 55% marks in Graduation from a recognized University. Preference will be given to the candidates with P.G. specialization in Treasury Management / Forex Management or CA/CFA/ICWA/MBA (Finance) from reputed Institute.
Selection Mode: Group Discussion and Interview/Interview.
How to Apply: Apply online at www.allahabadbank.com website from 13/07/2011 to 12/08/2011.
For any further information, click on the following links:


Allahabad Bank Recruitment 2011
Challan Payment
Apply online

Allahabad Bank 1500 PO Test Results



Results for Probationary Officers recruitment was declared by Allahabad Bank. This 1500 PO vacancies, advertised in the month of February 2011.


Allahabad Bank, on April 17, 2011 conducted written examination for eligible applicants.

As per the announcement, over 4600 candidates have been shortlisted for Interview that are scheduled to begin from June 6, 2011 at various cities across India. Roll numbers & names of selected candidates along with interview date, centre  are clearly given in the result list  click here

Allahabad Bank Single Window Operator 'A' Recruitment


Allahabad Bank
(A Government of India undertaking)
Head Office : 2, N. S. Road, Kolkata-700001

Allahabad Bank invites ONLINE applications from Indian Citizens for the following posts as follows :

  • Single Window Operator 'A' : 1000 posts in Clerical Cadre Rs.7200-19300.

How To Apply :Apply Online at Allahabad Bank website only from 15/02/2011 to 15/03/2011. After applying online, take a print out of the system generated registration details and  keep it safely for future reference, do not  send it to the bank.

Important Dates :
  1. Opening of Online Application - 15/02/2011
  2. Last Date for Online Receipt of Applications - 15/03/2011
  3. Date of Written Test  - 08/05/2011
Please visit http://www.allahabadbank.in/recruitment.asp for all the details, payment challan form and  link to the online submission of the application.


ALLAHABAD BANK PROBATIONARY OFFICERS RECRUITMENT


Allahabad Bank  has announced recruitment project 2011-12 of 1500 Probationary Officers posts

Online application registration – 1.02.2011 to 1.03.2011

Written test – April 17, 2011

Post – Vacancies – Payscale :
Probationary Officer (scale I) – 1500 posts - Rs.14500-27700

Eligibility: Those interested to apply Allahabad Bank PO recruitment,
* Should be 21 - 30yrs of age, as on 1.1.2011
* Must have 55% marks aggregate in Graduation (any discipline), as on 1.1.2011
* Computer course certificate from training institute is necessary
 
Selection for PO posts will have Written test & Interview.Apart from cut-off score for each objective test, candidates should secure 40% aggregate in written test.For each wrong answers, negative marks would be awarded & those shortlisted will be called for Interview process.


Application fee of Rs.400(Gen/OBC) or Rs.50(SC/ST) has to be paid with challan at any Allahabad bank branch.After payment, applicants can submit their online application available at www.allahabadbank.com before March 1, 2011. It is necessary to preserve the challan & application copy for reference.

Candidates can download the complete notification of Allahabad bank PO recruitment from the bank website here

Allahabad Bank Specialist Officers Recruitment 2010


Allahabad Bank
(A Government of India undertaking)
Head Office : 2, N. S. Road, Kolkata-700001


    Allahabad Bank invites ONLINE applications from Indian Citizens for the following posts as follows :

1. Chief Law Officer : 01 post in TEG-VI Scale
2. Assistant General Manager (Economist) : 01 post in SMG-V Scale
3. Chief Manager (Taxation) : 01 post in SMG-IV Scale
4. Senior Manager (Treasury cum Forex) : 10 posts in MMG-III Scale
5. Manager (Research Analyst/ Statistician) : 02  posts in MMG-II Scale
6. Manager (Taxation) : 02 posts in MMG-II Scale
7. Manager (Law)  : 19 posts in MMG-II Scale
8. Manager (Security) : 10 posts in MMG-II Scale
9. Official Lnguage Officer/ Hindi Officer : 06 posts in JMG-I Scale
10. Officer (IT) : 75 posts in JMG-I Scale
Application Fee :  Rs.400/- (Rs.50/- for SC/ST/PH candidates) to be deposited in the Allahabad Bank's CBS Branches in the A/c No. 50034716818 by Challan.
How To Apply :Apply Online at Allahabad Bank website only from 07/09/2010 to 04/10/2010. After applying online, take a print out of the system generated registration details and  keep it safely for future reference, do not  send it to the bank.
Important Dates :
1. Opening of Online Application - 07/09/2010
2. Last Date for Online Receipt of Applications - 04/10/2010
3. Date of Written Test for Some posts - 05/12/2010
Detailed information is available at http://recruitment.allahabadbank.in/pdfs/recruitment-06-sep-10.doc Challan Form  is available at  http://recruitment.allahabadbank.in/pdfs/recruitment-06-sep-10a.doc  and link to online submission of application, is available at http://registration.sifyitest.com/allahabadbankso/

Allahabad Bank Probationary Officer Exam., 2010

General Awareness : Solved Paper
(Held on 21-2-2010)
1. As we all know banks publish their quarterly performance to bring transparency in the system and also to give a clear picture of their performance to the public. How were results of Quarter 2 different from the results of Quarter 1 of the listed banks including giants like SBI and ICICI banks ?
1. Performance was subdued in the Quarter 2.
2. Yields on advances of almost all listed banks have come down.
3. Advances grew at a slower pace when compared to deposits.
(A) Only 1 is true
(B) Only 2 is true
(C) Only 3 is true
(D) All 1, 2 and 3 are true
(E) None of these
Ans : (B)

2. After the Subprime crisis which of the following problems has hit the global economy/world markets recently ?
(A) Dubai debt problem
(B) Change of Government in Japan and its new economic policies
(C) High rate of inflation in India
(D) Extremely volatile behaviour of the Bombay Stock Exchange and other major Stock Exchanges world wide
(E) None of these
Ans : (D)

3. As per the news published in major newspapers in India Banks in India need about 12 lakh business correspondents for rural areas. What will be the role of these correspondents ?
1. They will help rural people in their day-to-day banking activities.
2. They will work as a link between banks and the customers.
3. They will ascertain eligibility of rural people so that relief packages can be provided to them.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

4. It is evident that the economic slowdown still continues to weigh on the performance of the banks in India. How is this affecting banks and/or general public ?
(A) The number of bank account holders has gone down
(B) The gross Non-Proforming Assets (NPAs) of the listed banks have increased substantially
(C) Inflation has reached at a very high level
(D) Relief packages announced by the Govt. have proved insufficient to improve the situation of agri sector
(E) All of these
Ans : (E)

5. Why has Dr. Subir Gokarn’s name been in the news recently ?
(A) He has taken over as the Governor of the RBI
(B) He has taken over as the Deputy Governor of the RBI
(C) He will be the new Deputy Chairman of the Planning Commission of India
(D) He has taken over as the Chief of the Economic Advisory Council attached to Prime Minister’s Office
(E) None of these
Ans : (B)

6. As published in various newspaper, the Experian Credit Information Company of India is going to launch its operation in India soon. At present the only credit information bureau functional in India is—
(A) AMFI
(B) ICRA
(C) CIBIL
(D) CRISIL
(E) None of these
Ans : (C)

7. As per the news published in a financial publication RBI is redesigning its ‘ECS’ to function as a Automated Clearing House (ACH) for bulk transactions. What is full form of ‘ECS’ ?
(A) Extra Closing System
(B) Electronic Cheque System
(C) Evening Cheque Sorter
(D) Evening Cheque System
(E) Electronic Clearing Service
Ans : (E)

8. Which of the following challenges will be the most crucial for human existence on earth in the days to come ?
(A) Pollution
(B) Food Security
(C) Availability of natural gas
(D) Need for Financial Inclusion
(E) Cyber Crimes
Ans : (A)

9. The Reserve Bank of India has asked all the banks to install ‘Note Sorting Machines’ in the branches. How will this help banks and the general public ?
1. The machines will check for counterfeit notes and drop these from circulation.
2. This will help banks to count the notes quickly and accurately.
3. This will help in sorting out soiled notes so that they are not reissued by the banks.
(A) Only 2
(B) Only 1
(C) Only 3
(D) Only 1 and 2
(E) None of these
Ans : (D)

10. A study report entitled ‘India Generation Gap Review’ was presented at the World Economic Forum in November 2009. This was presented during which of the following summits/conferences ?
(A) G-8 Summit
(B) G-20 Summit
(C) India Economic Summit
(D) SAARC Finance Ministers’ Conference
(E) None of these
Ans : (C)


11. As we know the Government of India has notified certain new rules to calculate Income Tax on various perks like accommodation, and conveyance etc. being given by employers to their salaried employees. The new rules will replace which of the following taxes which has been abolished now ?
(A) Capital Gains Tax
(B) Sales Tax
(C) Cash Transaction Tax
(D) Fringe Benefit Tax
(E) None of these
Ans : (D)

12. Dr. K. Radhakrishnan has taken over as the Chief of—
(A) Electronics Commission
(B) Indian Space Research Organisation
(C) Atomic Energy Commission of India
(D) Deputy Governor of Reserve Bank of India
(E) None of these
Ans : (B)

13. As per the guidelines issued by the RBI, banks are preparing for a service which will allow customers to withdraw upto Rs. 1,000 using their debit cards from notified shops/stores all over the country. All such shops/stores will have ‘POS’ terminals for the same. What is full form of the ‘POS’ ?
(A) Payment on Sale
(B) Power of Sale
(C) Point of Sale
(D) Payment Order Service
(E) None of these
Ans : (C)

14. The working group set up by the RBI has suggested the launch of an Emergency Fund Facility Scheme for banks. This scheme will help which of the following types of banks ?
(A) Public Sector Banks
(B) Small Banks
(C) Urban Cooperative Banks
(D) Private Banks
(E) Foreign Banks
Ans : (C)

15. As published in major newspapers public sector banks have asked the Government of India to provide more funds for ‘Capital Infusion’. How much is the need of PSBs collectively for the purpose ? (Rs. in crores)
(A) Rs. 10,000
(B) Rs. 15,000
(C) Rs. 20,000
(D) Rs. 25,000
(E) Rs. 30,000
Ans : (B)

16. Who amongst the following has purchased about 200 tonnes of gold from International Monetary Fund (IMF) in 2009 ?
(A) Infrastructure Finance Company Ltd.
(B) Bombay Stock Exchange of India
(C) Gold Council of India
(D) Reserve Bank of India
(E) None of these
Ans : (D)

17. One of the major emphasis of Basel II is that banks should have—
(A) adequate Capital Adequacy Ratio
(B) only few branches in urban centres
(C) more and more branches in rural areas
(D) core banking mode of operation
(E) all the above to comply with Base II norms
Ans : (A)

18. As per the reports published by various agencies/organizations, it is estimated that around 3 billion extra people will join our existing population of 6 billion by the year-2050. To provide food for all of them, a second round of which of the following initiatives is required to be started much in advance ?
(A) Green Revolution
(B) Planned Urbanisation
(C) Industrialisation
(D) Climate Migration
(E) All of these
Ans : (A)

19. Who amongst the following is the President of the European Union at present ?
(A) Catherine Ashton
(B) Mr. Jose Manuel Barroso
(C) Mr. Fredrik Reinfeldt
(D) Mr. Sergi Lavrov
(E) None of these
Ans : (B)

20. As per the reports published in various newspapers and journals almost all big nations are trying their best to resolve various disputes between the nations wherein either they are a party or because of that their peace and stability may be affected. Stability in which of the following two nations is more vital to India than that of any other nations ?
(A) Bangladesh and China
(B) China and USA
(C) Iraq and Russia
(D) South and North Korea
(E) Pakistan and Afghanistan
Ans : (E)

21. India’s bilateral per annum trade with European Union at present is about
(A) 50 billion US $
(B) 75 billion US $
(C) 100 billion US $
(D) 150 billion US $
(E) 200 billion US $
Ans : (C)

22. Some world bodies/organisations/agencies are of the view that agriculture should adopt a ‘Cross Disciplinary Approach’, and take help of all types of sciences and studies. This approach will help in which of the following crucial problems being faced by humanity ?
(A) Use of Genetically Modified Crop
(B) Melting of glaciers
(C) Food crisis
(D) Climate change
(E) None of these
Ans : (C)

23. An agreement between two nations or a group of nations which establishes unimpeded exchange and flow of goods and services between/among trade partners regardless of national boundaries is called—
(A) Import Free Agreement
(B) Free Trade Agreement
(C) Export Free Agreement
(D) Special Economic Zone Agreement
(E) None of these
Ans : (B)

24. Which of the following correctly describe what ‘One Carbon Credit’ is ?
1. Credit permit to release one ton of carbon dioxide.
2. Providing loans to establish one new production unit which can produce carbon dioxide for industrial use.
3. Finding out one new business which can use and recycle green house gases.
(A) Only 3
(B) Only 2
(C) Only 1
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

25. As per various reports issued by the UNO and other world bodies, agricultural and allied activities consume what percentage of global water resources every year ? About
(A) 15 per cent
(B) 30 per cent
(C) 50 per cent
(D) 70 per cent
(E) 60 per cent
Ans : (B)

26. The Food and Agriculture Organisation (FAO) is a wing/agency of the—
(A) World Bank
(B) United Nations Organisation
(C) Asian Development Bank
(D) Ministry of Agriculture Govt. of India
(E) None of these
Ans : (B)

27. As a policy, India does not encourage free movement of unskilled labours from—
(A) Gulf Countries
(B) USA and South American Nations
(C) European Union Nations
(D) All these nations
(E) None of these
Ans : (C)

28. The Government of India has decided to disinvest its share in major public sector undertakings. How much of its share will be offloaded in this method ?
(A) 2 per cent
(B) 4 per cent
(C) 8 per cent
(D) 10 per cent
(E) None of these
Ans : (D)

29. The United Nations Development Fund for Women (UNIFEM) is working in an Indian city to make it safe for women. Which of the following is that city ?
(A) Pune
(B) Kolkata
(C) Delhi
(D) Mumbai
(E) Lucknow
Ans : (C)

30. At present the trade between India and China is in a state of ‘Payment imbalance’. What does this mean in real terms ?
1. China does not import many items from India whereas India imports more from China.
2. China does not pay India in time and a lot of delay is reported by the exporters.
3. India wants all payments to be made in US Dollars whereas China pays in its own currency.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (C)

31. India has signed an agreement on climate change with which of the following countries recently ?
(A) USA
(B) Russia
(C) United Kingdom
(D) Australia
(E) China
Ans : (E)

32. Some Scientists are of the opinion that extra agricultural production should be achieved without going for the cultivation of extra land and also without causing damage to essential eco-system. This concept, in other words, is known as—
(A) Sustainable growth
(B) Renewability of inputs
(C) Global Melt down
(D) Climate Migration
(E) None of these
Ans : (B)

33. Mr. Z. E. A. Ben Ali has taken over as the President of—
(A) Tunisia
(B) Malaysia
(C) Indonesia
(D) Kuwait
(E) None of these
Ans : (A)

34. Which of the following is not a Government of India undertaking ?
(A) Oil India Ltd.
(B) Sutlej Jal Vidyut Nigam Ltd.
(C) ICICI Bank
(D) National Thermal Power Corporation Ltd.
(E) Rural Electrification Corporation Ltd.
Ans : (C)

35. India shares its border with China along the Himalayan range. Which of the folllowing states touches the border of China ?
(A) Punjab
(B) Bihar
(C) Arunachal Pradesh
(D) Chhattisgarh
(E) All of these
Ans : (C)

36. Which of the following has been the growth of India’s GDP during 2008-09 ? (Final data are issued in late 2009)
(A) 5 per cent
(B) 5•5 per cent
(C) 6 per cent
(D) 6•5 per cent
(E) None of these
Ans : (E)

37. Which of the following ministries had launched a new ‘Skill Development Initiative Scheme’ so that the employability of the young people can be increased ?
(A) Ministry of Finance
(B) Ministry of Agriculture
(C) Ministry of Heavy Industry
(D) Ministry of Home Affairs
(E) Ministry of Labour and Employment
Ans : (E)

38. Sachin Tendulkar has recently become the first cricketer in ODI history to cross the milestone of—
(A) 10000 runs
(B) 12000 runs
(C) 15000 runs
(D) 17000 runs
(E) 20000 runs
Ans : (D)

39. The East Asia Summit took place in October 2009 in Hua Hin town. This is a town in—
(A) China
(B) Myanmar
(C) Cambodia
(D) Malaysia
(E) Thailand
Ans : (A)

40. What per cent of India’s GDP is invested in providing education ?
(A) 1 per cent
(B) 2•5 per cent
(C) 4 per cent
(D) 6 per cent
(E) None of these
Ans : (D)

41. India has recently gained the status of becoming the third largest producer of Steel in the world. Who is the largest producer ?
(A) USA
(B) Russia
(C) Japan
(D) China
(E) None of these
Ans : (D)

42. ‘Dadaab Refugee Camp’ which was in the news recently is located in which of the following countries ?
(A) Sudan
(B) Iraq
(C) Pakistan
(D) Afghanistan
(E) Kenya
Ans : (E)

43. Which of the following countries objected to the Indian Prime Minister’s recent visit to Arunachal Pradesh ?
(A) Pakistan
(B) Nepal
(C) Myanmar
(D) Bhutan
(E) None of these
Ans : (E)

44. Which of the following not associated with climate change and/or Global Warming ?
(A) Basel Norms
(B) Bali Meet 2007
(C) Copenhagen Conference
(D) Kyoto Protocol
(E) Bangkok Meet in 2009
Ans : (A)

45. Which of the following terms is used in the game of Hockey ?
(A) Baseline
(B) Smash
(C) Drop
(D) Centre Forward
(E) None of these
Ans : (D)

46. Which of the following Genetically Modified vegetables is recently being made available in India markets ?
(A) Carrot
(B) Radish
(C) Brinjal
(D) Potato
(E) None of these
Ans : (C)

47. Each Nobel Prize winner gets an amount of 10 million Swedish—
(A) Kroner
(B) Dollar
(C) Yen
(D) Pound
(E) Euro
Ans : (A)

48. Which of the following not a plant product ?
(A) Camphor
(B) Aloe vera
(C) Vanilla
(D) Kiwi
(E) All are plant products
Ans : (E)

49. Dr. Venkatraman Ramakrishnan is one of the recipients of the Nobel Prize in the field of—
(A) Physics
(B) Chemistry
(C) Medicine
(D) Economics
(E) Literature
Ans : (B)

50. As per the reports published in newspapers the Govt. of India has asked all the states to conduct a ‘Social Audit’ of each and every work of which of the following schemes ?
(A) National Rural Employment Guarantee Act
(B) Pradhan Mantri Gram Sadak Yojana
(C) Indira Aawas Yojana
(D) Rajiv Gandhi Grameen Vidyutikaran Yojana
(E) None of these
Ans : (B)

51. Which of the following is not the name of a major Lawn Tennis Tournament ?
(A) US Open
(B) Wimbledon
(C) French Open
(D) Grand Master
(E) Australian Open
Ans : (D)

52. ‘Derby’ is associated with which of the following sports events ?
(A) Horse Racing
(B) Chess
(C) Cricket
(D) Hockey
(E) Football
Ans : (A)

53. Which of the following terms is not used in Banking and Finance ?
(A) Bid Price
(B) Jacksonian Seizure
(C) Call Option
(D) Bluechip
(E) Dividend
Ans : (B)

54. Dada Saheb Phalke Award is given for the exemplary work in the field of …………
(A) Literature
(B) Music
(C) Films
(D) Sports
(E) None of these
Ans : (C)

55. Who amongst the following is the Chief Justice of India at present ?
(A) Justice R. C. Lahoti
(B) Justice V. K. Sabharwal
(C) Justice G. P. Mathur
(D) Justice K. G. Balakrishnan
(E) None of these
Ans : (D)

56. Which of the following terms is not used in Economics ?
(A) Exogenous
(B) Depreciation
(C) Deep Market
(D) Zero Sum Game
(E) Handedness
Ans : (A)

57. Who amongst the following is not a Lawn Tennis player ?
(A) Cara Black
(B) Dinara Safina
(C) Jelena Jankovic
(D) Leander Paes
(E) Anand Pawar
Ans : (E)

58. Which of the following books is written by V. S. Naipaul ?
(A) A Woman Alone
(B) The Open Couple
(C) The Grass is Singing
(D) The Golden Notebook
(E) Half a Life
Ans : (E)

59. Sri Balraj Puri, who was in the news recently, is a famous …….
(A) Classical Singer
(B) Cine Actor
(C) Social Worker
(D) Sportsman
(E) Journalist
Ans : (E)

60. Which of the following is caused by H5N1 virus ?
(A) Yellow fever
(B) Measles
(C) Plague
(D) Bird flu
(E) None of these
Ans : (D)

61. Which of the following rivers is not in India ?
(A) Tapti
(B) Ural
(C) Mahi
(D) Mahanadi
(E) Penner
Ans : (B)

62. Mr. Mohamed Nasheed was on a five day state visit to India recently. He is the President of—
(A) Bangladesh
(B) Iran
(C) Indonesia
(D) Maldives
(E) None of these
Ans : (D)

63. India celebrated which of the following Birth Anniversary of Mahatma Gandhi in October 2009 ?
(A) 110
(B) 120
(C) 130
(D) 140
(E) None of these
Ans : (D)

64. Which of the following states has launched e-Shakti Programme so that poverty can be reduced in the state ?
(A) Delhi
(B) Maharashtra
(C) Uttar Pradesh
(D) Bihar
(E) None of these
Ans : (D)

65. Which of the following schemes is launched by the Government of India to improve the health of pregnant and lactating mothers ?
(A) Matritva Sahayog Yojana
(B) Dhan Lakshmi Yojana
(C) ASHA
(D) Health for All Scheme
(E) None of these
Ans : (E)

66. As per the decision taken by the Orissa Cabinet the new name of the state would be written as—
(A) Odisha
(B) Orissha
(C) Aurissa
(D) Horissa
(E) None of these
Ans : (A)

67. India recently organized sixth ministerial level of Indo-US-TPF. What is fullform of TPF ?
(A) Trade Policy Forum
(B) Traditional Planning Force
(C) Trade and Payment Finance
(D) Technical Planning Force
(E) None of these
Ans : (A)

68. Which of the following is the abbreviated name of state level agency on afforestation created by the Government of India ?
(A) NDMA
(B) SFDA
(C) ICMJE
(D) ICCROM
(E) None of these
Ans : (B)

69. Which of the following states has launched ‘Atta-Dal Scheme’ under which atta and dal will be supplied at affordable prices to ration card holders ?
(A) Rajasthan
(B) Gujarat
(C) Uttar Pradesh
(D) Orissa
(E) None of these
Ans : (A)

70. Which of the following states has the maximum number of Sugar mills ?
(A) Bihar
(B) Rajasthan
(C) Gujarat
(D) Haryana
(E) None of these
Ans : (E)

71. India purchased the Break Anti Missile Defence System from—
(A) USA
(B) Japan
(C) France
(D) Israel
(E) None of these
Ans : (D)

72. Mullaperiyar Dam is built on which of the following rivers ?
(A) Pamba
(B) Godavari
(C) Krishna
(D) Cauvery
(E) None of these
Ans : (E)

73. Which of the following countries won the Champions Trophy Cricket Tournament 2009 ?
(A) England
(B) Pakistan
(C) Australia
(D) New Zealand
(E) None of these
Ans : (C)

74. Who amongst the following has been nominated for Man Booker Prize–2009 ?
(A) J. M. Coetzee
(B) Hilary Mantel
(C) Sarah Waters
(D) Thomas Cromwell
(E) None of these
Ans : (B)

75. Shantiswarup Bhatnagar Awards are given for excellence in the field of—
(A) Sports
(B) Economics
(C) Science and Technology
(D) Cinema
(E) None of these
Ans : (C)

Allahabad Bank Clerk Exam., 2010


Allahabad Bank Clerk Exam., 2010English Language : Solved Paper
[Held on 14-3-2010(First Shift)]
Directions—(Q. 1 to 15) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

In a village in the East, there lived an old couple. They did not have any children and never spent an extra paisa on themselves. They never repaired their house or cooked good food. One day, a family moved into the village, it was their son’s second birthday and they sent two delicious laddoos to the old couple. The couple ate the laddoos with great relish. For days after they could talk of nothing else. Finally the old man could take it no more. He said to his wife, “Let’s buy the ingredients to make just two laddoos.” His wilfe agreed but said, “If I make the laddoos at home, the neighbours will know and will want a share. Let’s cook in the woods behind our hut. That way no one will ever know.”

The next day the old man purchased the ingredients from the market and they set off to the woods. Having never prepared food like this before, they ended up with three laddoos instead of two. The old couple returned home with the sweets, dying to eat them. But there was a problem. “It was my idea and I went to the market, so I ought to get two,” said the old man. But his wife refused to give in so easily and said, “Since I prepared the sweets. I ought to have two.” The day wore on and the argument continued.

At last, the old man suggested, “Let us not talk to each other. Whoever breaks the silence first will get one laddoo and the other person two.” His wife agreed. Hours passed, but neither of them spoke and finally they fell asleep with the bowl of sweets between them. That evening one of the neighbours knocked on the door but the couple did not answer for fear of losing the bet. Peering through the window, the man saw the couple lying on the floor with an untouched bowl of food. “They are dead !” he shouted and alerted the other villagers. Soon the door was broken down and the house was swarming with villagers. They discussed everything from the funeral to where the couple had hidden their wealth. But the couple lay still.

Finally, the villagers carried them to the cremation ground. As the flames licked his feet, the old man jumped up screaming “You win !” His wife jumped up too, happy that she had won. The two then rushed home leaving the bewildered villagers present there behind. But when they got home…Alas the door had been left open and they found a stray dog licking the last crumbs of the sweets from the bowl.

1. Why did the old couple cook in the woods ?
(A) It was very convenient to gather firewood
(B) To avoid the risk of their hut burning down
(C) To keep the fact that they were preparing laddoos a secret from their neighbours
(D) To hide the fact that they did not know how to prepare laddoos from their neighbours
(E) They did not have the ingredients to make enough laddoos for their neighbours as well
Ans : (C)

2. What caused the old couple’s sudden longing for laddoos ?
(A) They hadn’t eaten good food for several days
(B) They had attended their neighbour’s party and enjoyed the laddoos served
(C) They saw the mouth watering laddoos being served to guests at the party
(D) They had tasted the laddoos prepared for their neighbour’s son’s birthday
(E) They thought that the laddoos would satisfy their hunger for days to come
Ans : (D)

3. Why did the old couple initially not reveal that they were alive to the villagers ?
(A) To learn the villagers’ true opinion of them
(B) They did not like the villagers and were mocking them
(C) Neither of them wanted to be the first to speak and lose the bet
(D) To test the honesty of the villagers
(E) None of the above
Ans : (C)


4. What did the old couple disagree about ?
(A) Where they would cook their meal
(B) Which of them was entitled to the first laddoo
(C) Whether to share the extra laddoo with their neighbours
(D) The quantity of laddoos that they had made
(E) None of these
Ans : (B)

5. What was the villager’s reaction to the old couple’s presumed ‘death’ ?
(A) They were upset and all came to pay their last respects
(B) They were worried about how to pay for the funeral
(C) They could not decide what to do with the couple’s wealth
(D) They disliked the old couple and demolished their house
(E) They dutifully arranged the couple’s last rites
Ans : (E)

6. Why did the neighbour peep into the old couple’s house ?
(A) To learn what they were being so secretive about
(B) To spy on them and discover where their wealth was hidden
(C) To complain as they had cooked in the forest
(D) To check up on the old couple as he did everyday
(E) Not clearly mentioned in the passage
Ans : (E)

7. Which of the following can be said about the old couple ?
(A) They did not have any relatives to look after them in their old age
(B) They were misers and did not spend even on keeping their house in good condition
(C) They were not allowed to eat sweets as they were old
(D) They were fond of animals and sometimes shared their food with stray animals
(E) They were afraid of the villagers and hid from them
Ans : (B)

8. Which of the following is/are TRUE in the context of the passage ?
(1) The old woman had prepared more laddoos than she had intended
(2) The family who had recently moved into the village were fond of the old couple
(3) The villagers were saddened by the death of the old couple and gave them a grand funeral
(A) Only (1)
(B) Only (2) & (3)
(C) Only (1) & (2)
(D) All (1), (2) & (3)
(E) None of the above
Ans : (A)

9. What puzzled the villagers?
(A) The old couple did not die in the fire
(B) The sight of the old couple whom they had presumed dead, alive
(C) The fact that the old couple had wasted good food
(D) The lack of concern the old woman had for her husband
(E) The old couple fed the laddoos to the dog.
Ans : (B)

10. Why did the old man scream when surrounded by the villagers ?
(A) He was afraid that his wife would get burned
(B) To scare away the villagers who wanted to kill him for his money
(C) His wife refused to allow him to eat more than one laddoo
(D) To indicate to the villagers that he was alive
(E) The fear of being hurt in the fire
Ans : (E)

Directions—(Q. 11 to 13) Which of the following is most similar in meaning to the word given in bold as used in the passage.

11. breaks
(A) interrupts
(B) separates
(C) solves
(D) defeats
(E) escapes
Ans : (A)

12. passed
(A) overtook
(B) occupied
(C) unnoticed
(D) proceeded
(E) succeeded
Ans : (E)

13. share
(A) half
(B) part
(C) participate
(D) divide
(E) common
Ans : (B)

Directions–(Q. 14 and 15) Which of the following is most opposite in meaning to the word given in bold as used in the passage.

14. last
(A) new
(B) begin
(C) constant
(D) discontinue
(E) first
Ans : (E)

15. still
(A) restless
(B) noisily
(C) conscious
(D) calmly
(E) lifeless
Ans : (A)

Directions–(16 to 25) Read each sentence to find out whether there is any grammatical mistake/ error in it. The error if any, will be in one part of the sentence. Mark the letter of the part with error as your answer. If there is ‘No error’, mark (E)

16. If his aim is to (A) / buy a house in the (B) / next three years he (C) / should start immediate saving. (D) No error (E)
Ans : (D)

17. Can you explain why (A) / you were late this morning (B) / when we had to make (C) / such an important presentation ? (D) No error (E)
Ans : (B)

18. Their company is going to incur (A) / heavy losses this year because (B) / of the big discounts they (C) / offers to customers. (D) No error (E)
Ans : (D)

19. The main advantage of (A) / investing such schemes (B) / is that you will not (C) / have to pay any taxes. (D) No error (E)
Ans : (B)

20. The final decision can (A) / be taken only after (B) / we consider all (C) / the panel suggestions. (D) No error (E)
Ans : (C)

21. The Foreign Investment Promotion Board is (A) / the government body who (B) / regulates investment received (C) / by Indian factories from foreign countries. (D) No error (E)
Ans : (B)

22. Our company was recently (A) / award the contract (B) / to construct two major (C) / bridges in the state. (D) No error (E)
Ans : (B)

23. That customer has (A) / written a letter (B) / thanks the manager (C) / for her timely help. (D) No error (E)
Ans : (C)

24. Accordingly the circular (A) / that was issued yesterday RBI (B) / has raised the rate at (C) / which it lends to banks. (D) No error (E)
Ans : (B)

25. A large number of policy (A) / have lapsed because many (B) / people have not paid (C) / their instalments on time. (D) No error (E)
Ans : (A)

Directions—(Q. 26 to 30) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e., ‘All correct’ as your answer.

26. The Chairman has promissed (A) to look (B) into the matter (C) and take necessary (D) action. All correct (E)
Ans : (A)

27. Most (A) projects are delayed (B) because of the absents (C) of proper planning. (D) All correct (E)
Ans : (C)

28. He found (A) the company in 1980 to provide (B) electricity to people living (C) in rural areas. (D) All correct (E)
Ans : (A)

29. Salaries (A) of bank employees (B) are likely (C) to go above (D) by ten percent. All correct (E)
Ans : (D)

30. Since (A) the interest rate on bank deposits is low (B) at present, people prefer (C) to deposit their savings (D) in post office schemes. All correct (E)
Ans : (B)

Directions—(Q. 31 to 40) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

A rich merchant owned a beautiful horse. Now, one of his neighbours was keen to (31) this horse. He offered the merchant gold, (32) the merchant refused. This angered the neighbour. He (33) to trick the merchant. He disguised himself (34) a beggar and lay down at the (35) of the road, that the merchant used everyday. (36) at the sad plight of the beggar, he (37) from his horse and gently lifted the beggar (38) his horse. No sooner did the beggar get into the (39) than the galloped away. But hearing the merchant (40) out to him, he stopped when he was a safe distance away. “Please don’t tell anyone how you came to possess this horse. Some day an ill man may be lying by the roadside and people who have heard about your trick, may not want to help,’’ said the merchant. The merchant’s neighbour was deeply ashamed, rode back and returned the horse to the merchant.

31. (A) buy
(B) steal
(C) free
(D) train
(E) sell
Ans : (A)

32. (A) so
(B) unless
(C) otherwise
(D) but
(E) since
Ans : (D)

33. (A) desires
(B) decided
(C) declined
(D) deliberately
(E) deceived
Ans : (B)

34. (A) being
(B) alike
(C) as
(D) identical
(E) similar
Ans : (C)

35. (A) middle
(B) gutter
(C) ending
(D) distance
(E) side
Ans : (E)

36. (A) Carefully
(B) Distressed
(C) Misery
(D) Upsetting
(E) Unhappily
Ans : (B)

37. (A) stepped
(B) jump
(C) fell
(D) dismounted
(E) climbed
Ans : (D)

38. (A) with
(B) above
(C) from
(D) off
(E) onto
Ans : (E)

39. (A) saddle
(B) arms
(C) horse
(D) danger
(E) way
Ans : (A)

40. (A) appeal
(B) shouted
(C) call
(D) cried
(E) beg
Ans : (C)

Allahabad Bank Probationary Officers Exam., 2010

Allahabad Bank Probationary Officers Exam., 2010
(Held on 21-2-2010)
Computer Knowledge : Solved Paper

1. A………typically connects personal computers within a very limited geographical area, usually within a single building.
(A) LAN
(B) BAN
(C) TAN
(D) NAN
(E) None of these
Ans : (A)

2. Computers manipulate data in many ways, and this manipulation is called—
(A) utilizing
(B) batching
(C) upgrading
(D) processing
(E) None of these
Ans : (D)

3. An e-mail address typically consists of a user ID followed by the ……… sign and the name of the e-mail server that manages the user’s electronic post office box.
(A) @
(B) #
(C) &
(D) *
(E) None of these
Ans : (A)

4. Software applies……, also called algorithms, to process data.
(A) arithmetic
(B) procedures
(C) objects
(D) rules
(E) None of these
Ans : (A)

5. A file extension is separated from the main file name with a(n) ……, but no spaces.
(A) question mark
(B) exclamation mark
(C) underscore
(D) period
(E) None of these
Ans : (E)


6. An ad hoc query is a—
(A) pre-planned question
(B) pre-scheduled question
(C) spur-of-the-moment question
(D) question that will not return any results
(E) None of these
Ans : (B)

7. A Web ……… consists of one or more Web pages located on a Web server.
(A) hub
(B) site
(C) story
(D) template
(E) None of these
Ans : (B)

8. A computer ……… is a set of program instructions that can attach itself to a file, reproduce itself, and spread to other files.
(A) worm
(B) virus
(C) trojan horse
(D) phishing scam
(E) None of these
Ans : (B)

9. The desktop contains small graphics called—
(A) windows
(B) logos
(C) icons
(D) pictures
(E) None of these
Ans : (C)

10. C, BASIC, COBOL, and Java are examples of ……… languages.
(A) low-level
(B) computer
(C) system programming
(D) high-level
(E) None of these
Ans : (D)

11. A(n)………camera is a peripheral device used to capture still images in a digital format that can be easily transferred into a computer and manipulated using graphics software.
(A) digital
(B) analog
(C) classic
(D) film
(E) None of these
Ans : (A)

12. ……makes it possible for shoppers to make purchases using their computers.
(A) E-world
(B) E-commerce
(C) E-spend
(D) E-business
(E) None of these
Ans : (D)

13. Networks are monitored by security personnel and supervised by ………who set(s) up accounts and passwords for authorized network users.
(A) IT managers
(B) the government
(C) network administrators
(D) password administrators
(E) None of these
Ans : (C)

14. Application software is designed to accomplish—
(A) real-world tasks
(B) computer-centric tasks
(C) gaming tasks
(D) operating system tasks
(E) None of these
Ans : (D)

15. A telephone number, a birth date, and a customer name are all examples of—
(A) a record
(B) data
(C) a file
(D) a database
(E) None of these
Ans : (D)

16. The human-readable version of a program is called—
(A) source code
(B) program code
(C) human code
(D) system code
(E) None of these
Ans : (D)

17. A ……… computer (also referred to as a laptop), is a small, lightweight personal computer that incorporates the screen, the keyboard, storage, and processing components into a single portable unit.
(A) notebook
(B) journal
(C) diary
(D) briefcase
(E) None of these
Ans : (A)

18. ……… is the result produced by a computer.
(A) Data
(B) Memory
(C) Output
(D) Input
(E) None of these
Ans : (C)

19. Programs such as Internet Explorer that serve as navigable windows into the Web are called—
(A) Hypertext
(B) Networks
(C) Internet
(D) Web browsers
(E) None of these
Ans : (D)

20. A ……… is a device that not only provides surge protection, but also furnishes your computer with battery backup power during a power outage.
(A) surge strip
(B) USB
(C) UPS
(D) battery strip
(E) None of these
Ans : (C)

21. When you save to ………, your data will remain intact even when the computer is turned off.
(A) RAM
(B) motherboard
(C) secondary storage device
(D) primary storage device
(E) None of these
Ans : (C)

22. The motherboard is the—
(A) circuit board that houses peripheral devices
(B) same as the CPU chip
(C) the first chip that is accessed when the computer is turned on
(D) circuit board that contains a CPU and other chips
(E) None of these
Ans : (D)

23. A computer-intensive problemruns on a—
(A) server
(B) main frame
(C) supercomputer
(D) super PC
(E) None of these
Ans : (C)

24. A(n)……converts and executesone statement at a time.
(A) compiler
(B) interpreter
(C) converter
(D) instructions
(E) None of these
Ans : (B)

25. The term ……… designates equipment that might be added to a computer system to enhance its functionality.
(A) digital device
(B) system add-on
(C) disk pack
(D) peripheral device
(E) None of these
Ans : (D)

26. Approximately how many bytes make one megabyte ?
(A) One thousand
(B) Ten thousand
(C) One hundred
(D) One million
(E) None of these
Ans : (D)

27. What is MP3 ?
(A) A mouse
(B) A Printer
(C) A Sound format
(D) A Scanner
(E) None of these
Ans : (C)

28. All the deleted files go to—
(A) Recycle Bin
(B) Task Bar
(C) Tool Bar
(D) My Computer
(E) None of these
Ans : (A)

29. ……… this is the act of copying or downloading a program from a network and making multiple copies of it.
(A) Network piracy
(B) Plagiarism
(C) Software piracy
(D) Site-license piracy
(E) None of these
Ans : (C)

30. A directory within a directory is called—
(A) Mini Directory
(B) Junior Directory
(C) Part Directory
(D) Sub Directory
(E) None of these
Ans : (D)

31. Which is the best definition of a software package ?
(A) An add-on for your computer such as additional memory
(B) A set of computer programs used for a certain function such as word processing
(C) A protection you can buy for a computer
(D) The box, manual and license agreement that accompany commercial software
(E) None of these
Ans : (B)

32. In MICR, C stands for ……….
(A) Code
(B) Colour
(C) Computer
(D) Character
(E) None of these
Ans : (D)

33. Fax machines and imaging systems are examples of—
(A) bar-code readers
(B) imaging systems
(C) scanning devices
(D) pen-based systems
(E) None of these
Ans : (B)

34. When writing a document, you can use the ……… feature to find an appropriate word or an alternative word if you find yourself stuck for the right word.
(A) dictionary
(B) word finder
(C) encyclopedia
(D) thesaurus
(E) None of these
Ans : (A)

35. Which key is used in combination with another key to perform a specific task ?
(A) Function
(B) Control
(C) Arrow
(D) Space bar
(E) None of these
Ans : (B)

36. A disk’s content that is recorded at the time of manufacture and that cannot be changed or erased by the user is—
(A) read-only
(B) memory-only
(C) run-only
(D) write-only
(E) None of these
Ans : (A)

37. In an information system, alphanumeric data normally takes the form of—
(A) Sentences and paragraphs
(B) Numbers and alphabetical characters
(C) Graphic shapes and figures
(D) Human voice and other sounds
(E) None of these
Ans : (B)

38. A Website’s main page is called its—
(A) home page
(B) browser page
(C) search place
(D) bookmark
(E) None of these
Ans : (A)

39. When installing ………, the user must copy and usually decompress program files from a CDROM or other medium to the hard disk.
(A) programming software
(B) system hardware
(C) applications hardware
(D) applications software
(E) None of these
Ans : (A)

40. A collection of interrelated files in a computer is a—
(A) file manager
(B) field
(C) record
(D) database
(E) None of these
Ans : (D)

41. A ……… computer is a large and expensive computer capable of simultaneously processing data for hundreds or thousands of users.
(A) server
(B) mainframe
(C) desktop
(D) tablet
(E) None of these
Ans : (B)

42. The trend in computer systems is toward the use of graphical user interfaces (GUIs). In these operating systems, a trackball is described as—
(A) a roller ball which moves the cursor
(B) a pen-shaped device which allows data to be entered through the CRT screen
(C) a figure which resembles a familiar office device
(D) an outdated input device
(E) None of these
Ans : (A)

43. Various applications and documents are represented on the Windows desktop by—
(A) Symbols
(B) Labels
(C) Graphs
(D) Icons
(E) None of these
Ans : (D)

44. What is usually used for displaying information at public places ?
(A) Monitors
(B) Overhead Projections
(C) Monitors and Overhead Projections
(D) Touch Screen Kiosks
(E) None of these
Ans : (D)

45. The real business and competitive value of information technology lies in—
(A) The software applications that are used by many companies
(B) The capabilities of the software and value of the information a business acquires and uses
(C) The infrastructure of hardware, networks, and other IT facilities that are commonly used by many companies
(D) The capabilities of the hardware and the speed at which it processes information
(E) None of these
Ans : (B)

46. Companies use which of the following vendors to provide access to software and services rather than purchasing the applications and maintaining the applications themselves ?
(A) Open source vendors
(B) Alliances
(C) Application service providers
(D) All of the above
(E) None of these
Ans : (C)

47. Which one of the following would be considered as a way that a computer virus can enter a computer system ?
(A) Opening an application previously installed on the computer
(B) Borrowed copies of software
(C) Viewing a website without causing any additional transactions
(D) Running antivirus programs
(E) None of these
Ans : (B)

48. Collecting personal information and effectively posing as another individual is known as the crime of—
(A) spooling
(B) dentity theft
(C) spoofing
(D) hacking
(E) None of these
Ans : (B)

49. The first step in the transaction processing cycle is—
(A) database operations
(B) audit
(C) data entry
(D) user inquiry
(E) None of these
Ans : (C)

50. In the information systems concept, the output function involves—
(A) Capturing and assembling elements that enter the system to be processed
(B) Transformation processes that convert input into output
(C) Transferring elements that have been produced by a transformation process to their ultimate destination
(D) Monitoring and evaluating feedback to determine whether a system is moving toward the achievement of its goal
(E) None of these
Ans : (A)

Allahabad Bank Clerk Exam., 2010



Allahabad Bank Clerk Exam., 2010
[Held on 14-3-2010 (Second Shift)]
English Language


Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Keshav and Yash lived in neighbouring villages. Once, a fair was held nearby and they set off from their homes hoping to do some business there. Keshav filled his sack with cheap cotton, overlaid it with a layer of fine wool, and set off for the fair. Meanwhile Yash, collected some old clothes, put a layer of sheer cotton on top and made his way to the fair. Each stopped to rest under a tree and got to talking. “I have the finest wool in my sack,” boasted Keshav Not to be outdone, Yash said, “I have cotton of the most superior quality.”



The two struck a deal. They would exchange their goods and since wool was more expensive, Yash would pay Keshav an extra rupee. But Yash had no money on him. So after agreeing to pay Keshav later, they went home, laughing at each other’s folly. It did not take them long to discover that they had been duped. The next day, Keshav landed at Yash’s house. “You cheat! Give me my rupee at least.” Yash was untroubled by Keshav’s words, “Of course. But first help me find the treasure at the bottom of this well. We can divide it.” So Keshav went into the well. But each time Yash, hauled up the bucket Keshav had filled, he said, “Oh ! No treasure here. Try again.” Keshav soon realized he was being used as free labour to clean the well. So he gave a loud shout, “Here is the treasure! Watch out it’s heavy !” Yash was amazed that there actually was treasure in the well. As soon as he pulled up the bucket he threw away the rope so that Keshav could not come up. But, what did he find in the bucket ? Keshav covered in mud ! They began fighting again. Soon it got too dark to continue and they left for their homes.



But Keshav did not give up easily. He arrived at Yash’s house a few days later. Yash spotted him and told his wife, “I will pretend to be dead. Keshav will have to give up.” But when Keshav heard Yash’s wife wailing, he rushed out to gather the villagers. “My friend has died. Let’s take his body for cremation.” Yash’s wife got scared, “Go away. I shall arrange for cremation myself !” But the villagers thought she was too grief stricken. Once they reached the cremation ground, Keshav told the villagers, “It is getting dark. I shall watch over him during the night.” When the villagers had left, Keshav said to Yash, “Stop pretending. Give me my money !” Now, a gang of thieves came upon them and seeing one figure seated on the funeral pyre and another standing next to him talking, they assumed them to be ghosts and dropped their bag of stolen goods and left at top speed. The two, saw the bag full of gold and silver ornaments and divided it between themselves. Keshav made sure he got an extra gold coin and the account was settled at last!



1. What made the two young men decide to visit the fair ?

(A) They thought they could get jobs and support themselves

(B) They wanted to trade their goods at the fair and earn some money

(C) To sell the produce they had grown for a handsome profit

(D) Being unemployed they thought they could entertain people at the fair

(E) Not clearly mentioned in the passage

Ans : (B)



2. What were Keshav and Yash quarrelling about ?

(A) The cost of wool

(B) The interest on the loan Yash had taken

(C) Dividing the thieves’ treasure equally

(D) The money Yash owed Keshav

(E) The wages for digging the well

Ans : (D)





3. Why were the two men happy despite not going to the fair ?

(A) They had managed to buy whatever they needed on the way

(B) They had got a good deal in exchange for a rupee

(C) They had become fast friends and had made a lot of money in the bargain

(D) Each thought he had got the better deal and had swindled the other

(E) None of the above

Ans : (D)



4. Why did the villagers gather at Yash’s house ?

(A) Yash’s wife was very upset seeing Keshav and her husband arguing

(B) To help Yash’s wife carry Yash’s body home as night had fallen

(C) To give Yash’s wife the news of her husband’s death

(D) They wanted to keep watch over Yash’s wife during the night

(E) None of the above

Ans : (E)



5. Why did Yash request Keshav to go down into the well ?

(A) He knew Keshav was smart and would clean it thoroughly

(B) He was in search of treasure that he had buried

(C) To trick Keshav into cleaning it

(D) His wife had refused to help him

(E) To make Keshav earn the extra gold coin

Ans : (C)



6. Which of the following cannot be said about the two young men ?

(a) They were lazy and made their wives work.

(b) They were a match for each other in shrewdness.

(c) They were dishonest and tried to swindle each other.

(A) Only (a)

(B) Only (a) and (c)

(C) Only (b) and (c)

(D) All (a), (b) and (c)

(E) None of the above

Ans : (A)



7. Why did Keshav get an extra gold coin from the thieves’ treasure ?

(A) As payment for digging the well

(B) It was the amount Yash owed Keshav for protecting him from the thieves

(C) As repayment of the rupee that Yash owed him

(D) It was his idea to spend the night at the cremation ground

(E) He had proved to be cleverer than Yash

Ans : (C)



8. What was Keshav’s reaction to Yash’s presumed ‘death’ ?

(A) He immediately sent for the villagers to comfort Yash’s wife

(B) He was very upset because he realized that he would never recover his money

(C) He paid for all Yash’s funeral arrangements

(D) He could not be consoled and kept a watch over Yash’s body all night

(E) He knew Yash was pretending and decided to trick him too

Ans : (E)



9. What frightened the thieves ?

(A) The sight of what they thought were the spirits of the dead

(B) The realization that the villagers would soon return

(C) Someone had discovered their hiding place

(D) Their loot had been stolen by other thieves

(E) The villagers had lit a funeral pyre for them

Ans : (A)



10. Which of the following is not true in the context of the passage ?

(A) Keshav was persevering by nature

(B) There was no treasure buried in Yash’s well

(C) Keshav guarded Yash’s body because he knew thieves lived there

(D) Yash’s wife supported her husband in his crooked dealings

(E) Neither Keshav nor Yash could be trusted to keep his word

Ans : (C)



Directions—(Q. 11–13) Which of the following is most similar in meaning to the word given in bold as used in the passage ?



11. Discover

(A) Invent

(B) Explore

(C) Locate

(D) Realize

(E) Research

Ans : (D)



12. Struck

(A) Reached

(B) Impacted

(C) Slapped

(D) Attacked

(E) Occurred

Ans : (A)



13. Top

(A) Height

(B) Lid

(C) Finest

(D) Upper

(E) Maximum

Ans : (B)



Directions—(Q. 14–15) Which of the following is most opposite in meaning to the word given in bold as used in the passage ?



14. Dark

(A) Bright

(B) Cheerful

(C) Shadow

(D) Fair

(E) Shining

Ans : (A)



15. Free

(A) Occupied

(B) Paid

(C) Captured

(D) Busy

(E) Dependent

Ans : (B)



Directions—(Q. 16–25) Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any, will be in one part of the sentence. Mark the letter of the part with error as your answer. If there is no error, mark (E).



16. In order to (A) / attract tourists many (B) / hotels have been offered (C) / attractive deals and discounts. (D) No error (E)

Ans : (C)



17. The Board is likely (A) / to take its time (B) / to examine the facts (C) / before giving their decision. (D) No error (E)

Ans : (D)



18. How can we open (A) / these branches on time (B) / if we have not (C) / yet obtained the licences ? (D) No error (E)

Ans : (C)



19. One of the disadvantage (A) / of fixed deposit schemes (B) / is that banks offer (C) / low rates of interest. (D) No error (E)

Ans : (A)



20. According to experts, it is (A) / necessarily for you to save (B) / and invest at least twenty-five (C) / percent of your monthly income. (D) No error (E)

Ans : (B)



21. The manager has not (A) / yet replied to the (B) / customer letter asking (C) / about her loan application. (D) No error (E)

Ans : (C)



22. While the formation of RBI (A) / was approved in March, 1934 (B) / it was inaugurated (C) / only in April 1, 1935. (D) No error (E)

Ans : (D)



23. The Insurance Regulatory Development Authority has (A) / asked all insurance (B) / companies submitting their (C) / balance sheets by June. (D) No error (E)

Ans : (C)



24. Arun’s father has been ill (A) / since last year and Arun (B) / has spend his entire (C) / savings on his treatment. (D) No error (E)

Ans : (C)



25. There are a large number (A) / of Chinese workers which (B) / are employed by (C) / software companies in India. (D) No error (E)

Ans : (B)



Directions—(Q. 26–30) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e., ‘All correct’ as your answer.



26. There are few (A) differents (B) between (C) these two marketing proposals. (D) All correct (E)

Ans : (B)



27. Most (A) banks have been hiring (B) staff for their corporate (C) banking divisions. (D) All correct (E)

Ans : (B)



28. The interest rate for postal deposits is fixed (A) by the government and usually (B) remains (C) stable. (D) All correct (E)

Ans : (D)



29. Companies (A) will benefit (B) if the Finance Ministry decides to lesser (C) taxes in this budget. (D) All correct (E)

Ans : (C)



30. Compare (A) to private (B) banks, we have a larger (C) network (D) of branches in North India. All correct (E)

Ans : (A)



Directions—(Q. 31–40) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.



A poor man was once travelling through the desert. Feeling thirsty and tired, he began to …(31)… for water. At last finding a stream, he …(32)… to his knees and drank the water which …(33)… very sweet. He filled up his bottle …(34)… continued on. After several days journey, he …(35)… the palace and got an opportunity to …(36)… the King. As a mark of …(37)… he presented the King with the bottle …(38)… water. The King tasted the water, and …(39)… rewarded the man. All the courtiers …(40)… to taste the water but the King refused. When the man had left overjoyed, the king explained why he had acted so strangely. “After such a long journey, the water was foul tasting. I could not risk anyone showing, his disgust for a gift which was so sincerely given! For this reason alone I reserved the tasting of the water for myself.”



31. (A) desire

(B) pursue

(C) need

(D) obtain

(E) search

Ans : (E)



32. (A) fell

(B) drop

(C) jumped

(D) leaped

(E) sat

Ans : (D)



33. (A) looked

(B) tasted

(C) flavour

(D) became

(E) sample

Ans : (B)



34. (A) before

(B) soon

(C) and

(D) that

(E) however

Ans : (C)



35. (A) came

(B) reached

(C) built

(D) seen

(E) arrived

Ans : (B)



36. (A) meet

(B) receive

(C) homage

(D) acquaint

(E) welcome

Ans : (A)



37. (A) rebuke

(B) regards

(C) regret

(D) respect

(E) reverend

Ans : (D)



38. (A) had

(B) of

(C) filled

(D) contained

(E) full

Ans : (B)



39. (A) foolishly

(B) hasty

(C) similarly

(D) selfishly

(E) generously

Ans : (E)



40. (A) began

(B) hoping

(C) begged

(D) anxious

(E) wish

Ans : (C)

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